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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsWells Fargo forecloses on home without a mortgage, seizes owners' possessions
Source: KCBS-TV
The owners of a modest home near Twentynine Palms lost their cherished possessions after a bank mistakenly foreclosed their residence.
A crew broke into Alvin and Pat Tjosaas desert home and took everything after being directed by Wells Fargo to secure the structure.
The couple, however, didnt have a mortgage on the home.
Alvin said the deputy sheriff said, Good news, we know who took (your possessions)
Wells Fargo. Bad news, your stuff is all gone.
Read more: http://losangeles.cbslocal.com/2012/09/05/owners-lose-possessions-after-home-near-twentynine-palms-is-mistakenly-foreclosed/
phantom power
(25,966 posts)the fucking marines?
WF holds our mortgage. If they ever do that to me, I'll make them pay if its the last thing I do
Drale
(7,932 posts)I am honestly surprised that there has not been violence directed at banks and the people who control them.
phantom power
(25,966 posts)in an age when banksters and sociopathic CEOs outright destroy millions of lives, I keep expecting, just statistically speaking, for somebody to snap and go apeshit on some banksters.
I never know how to bring that up without somehow sounding like I would approve (which I don't). It just seems like an increasingly likely outcome, but it doesn't happen, so there's some dynamic there that maybe I don't understand.
jtuck004
(15,882 posts)http://www.huffingtonpost.com/2012/05/17/norman-rousseau-foreclosure-victim-suicide-wells-fargo_n_1521743.html
The violence continues, nothing changes.
roguevalley
(40,656 posts)I would kill them. I would actually take a knife and kill them
Auntie Bush
(17,528 posts)I know I'd be in jail for resisting arrest and those thieves would probably be in the hospital for a long time and not come out without permanent physical damage...maybe even brain damage as I have lots of things close by that can be bounced off ones head.
eqfan592
(5,963 posts)...so they have to start going after homes with no mortgage. Now just imagine if one of us were to "mistakenly" remove all the possessions from inside a home under false pretenses. We'd be in jail in a heart beat. But if Wells Fargo does it? Just an "Oops, sorry about that."
Unbefrigginlievable.
ChairmanAgnostic
(28,017 posts)Being Wells Fargo means not having to say sorry.
eqfan592
(5,963 posts)Tho they did apologize according to the article. Not that doing so in any way makes up for what they've gotten away with.
mnhtnbb
(31,382 posts)How do you arrest Wells Fargo for this? How do you put Wells Fargo in jail
to cool its heels while this gets sorted out?
If the entity can't do the time for committing a crime, then how the hell can it be said to be the same as a person? Makes no sense.
I supposed we could always toss the people in charge in jail, but I'm more likely to grow wings and fly today than for that to happen.
It is sick.
SoapBox
(18,791 posts)...mantra of the GOPathetics and Baggers!
Anyone need more reasons to vote Dem?!?
chloes1
(88 posts)that states don't get involved and threaten, or outright do so, remove the WF charter to bank in a given state. It is a charter isn't it? The right to operate a bank in any given state?
We can't send a corporation to jail, but we can refuse to let them operate, at least in theory.
Vanje
(9,766 posts)They're working for Well Fargo.
Politicians at all levels dance with who bought them.
....and how about that county sheriff department. I assume they enforced the foreclosure. We're they working for the house-holder?
And didnt a judge sign the order? Who the hell is he/she working for.
We're screwn at every level.
mnhtnbb
(31,382 posts)stepped in to help us when our house burned down 5 years ago--and yes, you still
have to make payments on a mortgage when that happens!!!--after our insurance
company tried to buy us off with a big check that was only 2/3 the value of the
balance on the mortgage!!! We sent that check to the bank (Citi--who had just
bought the loan!) they cashed it and REFUSED to apply the amount to our
adjustable rate mortgage (reduce the loan balance upon which the interest
rate was applied). I did everything--including having our attorney contact them--and
they wouldn't even take her calls. I finally discovered a mechanism to file a complaint
with the bank commissioner in NC (which approves the charter allowing them to operate
in the state) and MAGICALLY, I get a call in less than a week from a Citi person saying,
"well, we don't know why this hasn't been fixed"! Right. After I'd spent MONTHS (making
the loan payment and after they'd cashed the insurance check reducing the loan balance
by $270,000+).
It took us more months--fighting with the insurance company (USAA)--to finally get the balance
out of them so we could pay off the mortgage.
I don't know what the NC Bank Commissioner can/will do in the event of foreclosure, but I sure
know they stepped in to help us!
sarcasmo
(23,968 posts)pa28
(6,145 posts)Items from the house could not be recovered but the burglars were caught.
So who gets to go to jail and pay restitution now?
Spitfire of ATJ
(32,723 posts)THAT is what needs to change.
I'm wondering if they had a judge sign an order.
If so, the judge needs to be removed from the bench.
abumbyanyothername
(2,711 posts)there is battery, assault and robbery involved too.
I mean, I am sure that the sheriffs didn't just show up unarmed.
What do you think this is, Britain?
CoffeeCat
(24,411 posts)Corporations are people, my friend, so without further delay please cuff this Mr. Fargo and take him downtown!
Gidney N Cloyd
(19,833 posts)Seriously, I never heard a peep about Wells Fargo besides that Music Man song before 2008 and now anytime I hear of a really fucked up foreclosure, 9 times out of 10 it's Wells Fargo. WTF is wrong with these assholes?
HiPointDem
(20,729 posts)CrispyQ
(36,457 posts)drlit
(41 posts)That's terrible. I hope they sue the pants off those guys.
slackmaster
(60,567 posts)The house was unoccupied (though furnished and filled with belongings) because the owners live in another city where the climate isn't so miserable during the summer. If you haven't been to Twentynine Palms, it's hot like Palm Springs only without as many interesting attractions.
I think someone who does dirty work for banks for a living somehow made this look like a mistake, when in fact they were just leveraging the absence of residents plus a foreclosure on a nearby home as an opportunity to commit a burglary.
Did Wells Fargo actually give their hired goons the wrong address? We may never know, but Wells Fargo is responsible for this crime.
SoapBox
(18,791 posts)This is criminal.
This was breaking and entering, PLANNED, as well as theft.
Arrest the company...ignorance of the law is NO excuse.
AND arrest those that signed off on the order papers. Hell, it was plotted and planned!
Making a little "mistake"...NO excuse.
slackmaster
(60,567 posts)Banks hire contractors to do that kind of thing, and people who do jobs like that work for peanuts.
This was a burglary. They probably had cased the house and figured out that nobody was living in it at the time, but that it had some things in it that were worth stealing.
OnyxCollie
(9,958 posts)MineralMan
(146,286 posts)or Wells Fargo will try to pay them a pittance for their possessions. A good attorney can force Wells Fargo to cough up a nice pile of money over this. The publicity factor should be leveraged so as to punish Wells Fargo far beyond the value of the possessions. I hope they find a really aggressive attorney who will milk WF for every possible penny.
Bernardo de La Paz
(48,988 posts)... whatever the cost it takes to find them and to buy them back.
Otherwise, WF can pay through the nose, as far as I am concerned.
Bernardo de La Paz
(48,988 posts)At least you'll get to keep those if your house burns down [font size = "+1"]or is burglarized by a corporation.[/font]
Spitfire of ATJ
(32,723 posts)It's like, "Oh, there's a nice place,...let's take it and resell it."
byeya
(2,842 posts)and some with a fountain pen;
As through this world you travel and through this world you roam,
You won't ever see an outlaw drive a family from their home." - Woody Guthrie
Tyrs WolfDaemon
(2,289 posts)Reduced rate checking for a year or two in exchange for the 'inconvenience' of having a subcontractor taking all of their stuff. After all, they can't be held responsible, they are a large bank. They'll blame the screw up on the crew and it will end up in court where it won't get settled until their grandkids are retired.
HooptieWagon
(17,064 posts)Seems like a clear-cut case of b&e and grand larceny to me.
polichick
(37,152 posts)...but debts are socialized.
get the red out
(13,461 posts)if someone had pets inside and their home was illegally "secured"?????? That is really scary!
Jim Lane
(11,175 posts)I don't know about every jurisdiction, but my guess is that it's common -- even someone who has a legal right to secure a foreclosed property must safeguard the welfare of any pets that are there.
As an attorney, I once represented a landlord who was evicting a commercial tenant for nonpayment of rent. The business being evicted was a pet store that also offered short-term boarding services. Before regaining possession of the property, we had to do painstaking preparations to be able to care for any pets on the premises until they could be returned to their owners. Then we showed up and there were no pets there (obviously, the business wasn't doing well).
And, by the way, my client actually did own the property. Believe it or not, we had to document that point before getting the court order. Just a little quirk of the law in New York, I guess. Maybe Wells Fargo is trying to get it changed.
get the red out
(13,461 posts)mikeysnot
(4,756 posts)House was in foreclosure due to divorce. They never got a final day to move out, they were in the process of moving out, had all their stuff in the living room. The case worker at the bank told them they would let them know their final day, and would let them know that they would change the locks. She never called. Locked them out. he called every day to get access. The guys that changed the locks started looting things from the get go. The neighbor told us they were posing taking pictures with the stolen goods in the backyard.
Then showed up one day with dump trucks and clean up crews, I got in their face and told them we would sue them all if they started moving stuff out. They left, but came back and looted everything from the alley god knows when. I never saw a thing.
Everything cleaned out. No call, no apology. he called the bank they played dumb, like "whaaat happened?"
The bank?
Wells Foreclosure.
ashling
(25,771 posts)for breaking and entering and burglary.
Not that I would endorse any illegal or violent activity, but I wonder what would happen if
Occupy or somebody formed anti-foreclosure crews to go into Wells Fargo branches and
remove all of the furniture, desks, and personal items (not the cash) and throw them all
in the dumpster on the property.
Now, I really hope that nobody does this, or thinks that I am advocating this,
but what if...?
Sen. Walter Sobchak
(8,692 posts)I work in Canada, when I am home I stay with my girlfriend. I couldn't sleep at night without knowing someone had their eye on it.
Egalitarian Thug
(12,448 posts)are heavy handed and abusive? Please.
Perhaps if we hadn't let them walk away from the greatest robbery in history without even an apology, they might be a little more circumspect in these deals.
drm604
(16,230 posts)Correct me if I'm wrong but even in a legitimate forclosure, they have a right to the house, not the contents, right?
They should have to make an effort to protect the contents and return them to the owner.
slackmaster
(60,567 posts)...of anything left in it.
I suspect the crew who did this job treated it as an abandoned property. The owners have two other houses in other cities that are much more liveable during the summer months. I suspect they hadn't been seen for a while.
Honeycombe8
(37,648 posts)Wells Fargo is going to have to pay through the nose for this.
slackmaster
(60,567 posts)I hope they clean WFB's clock in court.
Honeycombe8
(37,648 posts)for the replacement value of everything (you can't replace family sentimental possessions), and compensation for damages of the trouble they've been caussed....hotel expenses, hassle compensation, mental anguish, reputation damage. It won't be called those things, but they'll get it. WB is on the hook.
Wow, they must have idiots working at WF. I guess WF laid off the wrong employees and accidentally let the good ones go.
slackmaster
(60,567 posts)That doesn't take WF off the hook for either giving the contractor bad data, or hiring a bad contractor.
Honeycombe8
(37,648 posts)responsible. The contractor will be on the hook, too. Then WF and the contractor will battle each other to try to get money from each ohter, but that will be after the homeowners get their settlement.
Response to Honeycombe8 (Reply #43)
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lonestarnot
(77,097 posts)Tierra_y_Libertad
(50,414 posts)sylvi
(813 posts)I needed a quick approval so I could make an offer to Fannie Mae against another prospective buyer and my agent suggested WF. I ultimately got the mortgage through my credit union, but I'm wondering after all these stories if Wells Fargo will show up on my doorstep one day claiming the house is theirs.
RB TexLa
(17,003 posts)liberal N proud
(60,334 posts)He is responsible for his companies actions which hired thugs to break into someones home and steal their belonging.
The thugs and the CEO should share a jail cell.
annabanana
(52,791 posts)I wish them the very best.
Response to annabanana (Reply #55)
AnotherMcIntosh This message was self-deleted by its author.
Vanje
(9,766 posts)Response to Vanje (Reply #56)
AnotherMcIntosh This message was self-deleted by its author.