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marmar

(77,056 posts)
Sun Dec 21, 2014, 10:05 AM Dec 2014

Ahh, the wonders of the U.S. healthcare system ............


From the E.R. to the Courtroom: How Nonprofit Hospitals Are Seizing Patients’ Wages
One Missouri hospital has sued thousands of uninsured patients who couldn’t pay for their care, then grabbed a hefty portion of their paychecks to cover the bills. “We will be paying them off until we die,” one debtor said.

by Paul Kiel, ProPublica, and Chris Arnold, NPR, Dec. 19, 2014, 5 a.m


This story was co-published with NPR.


On the eastern edge of St. Joseph, Missouri, lies the small city's only hospital, a landmark of brick and glass. Music from a player piano greets visitors at the main entrance, and inside, the bright hallways seem endless. Long known as Heartland Regional Medical Center, the nonprofit hospital and its system of clinics recently rebranded. Now they're called Mosaic Life Care, because, their promotional materials say: "We offer much more than health care. We offer life care."

Two miles away, at the rear of a low-slung building is a key piece of Mosaic—Heartland's very own for-profit debt collection agency.

When patients receive care at Heartland and don't or can't pay, their bills often end up here at Northwest Financial Services. And if those patients don't meet Northwest's demands, their debts can make another, final stop: the Buchanan County Courthouse.

From 2009 through 2013, Northwest filed more than 11,000 lawsuits. When it secured a judgment, as it typically did, Northwest was entitled to seize a hefty portion of a debtor's paycheck. During those years, the company garnished the pay of about 6,000 people and seized at least $12 million—an average of about $2,000 each, according to a ProPublica analysis of state court data. ...........(more)

The complete piece is at: http://www.propublica.org/article/how-nonprofit-hospitals-are-seizing-patients-wages



14 replies = new reply since forum marked as read
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Ahh, the wonders of the U.S. healthcare system ............ (Original Post) marmar Dec 2014 OP
Despicable... blue neen Dec 2014 #1
Kick.... daleanime Dec 2014 #2
K &R & AzDar Dec 2014 #3
They should file bankruptcy.... paleotn Dec 2014 #4
+1 L0oniX Dec 2014 #6
They should fight the case. former9thward Dec 2014 #14
Vulture Capitalism Dirty Socialist Dec 2014 #5
Oh, but we just CAN'T have a single payer system, because that would be... PatrickforO Dec 2014 #7
conundrum DustyJoe Dec 2014 #9
How could anyone make a living by ruining other peoples lives? Live and Learn Dec 2014 #8
"As a nonprofit, Heartland pays no income taxes and no property taxes on the acres of land it owns." brentspeak Dec 2014 #10
The absolutely guaranteed end game in for profit healthcare Doctor_J Dec 2014 #11
OMG! This is the sytem that recruited my husband to St. Joseph in 1988... mnhtnbb Dec 2014 #12
I take it that MO is one of the states that does not have ACA? jwirr Dec 2014 #13

blue neen

(12,319 posts)
1. Despicable...
Sun Dec 21, 2014, 10:22 AM
Dec 2014

and the S.O.B.'s don't pay any property taxes or payroll taxes. This "non-profit" bull has got to go.

paleotn

(17,884 posts)
4. They should file bankruptcy....
Sun Dec 21, 2014, 11:12 AM
Dec 2014

Chpt. 7. The auto-stay stops the garnishment while the case plays out. If the medical debt is part of the discharge, continued garnishment or duns for payment are illegal. They're credit is wrecked, but the debt is gone.....that is until they or a family member gets sick or injured again. So, you are right, what a wonderful healthcare system we have. Set up to make the rich richer and to keep the rest of us poor and in line.

former9thward

(31,949 posts)
14. They should fight the case.
Sun Dec 21, 2014, 02:19 PM
Dec 2014

If they filed 11,000 suits I guarantee you most ignored the court summons or just gave in without fighting it. Make them prove the bill. Make the prove what they did and the charge was reasonable for what they did. They would have to drag doctors and administrators into court to testify on each suit. If people did that it would not be cost effective to file suit. Also the court system would come to a halt with that many active lawsuits by one plaintiff.

DustyJoe

(849 posts)
9. conundrum
Sun Dec 21, 2014, 11:58 AM
Dec 2014

My son in law was diagnosed and treated for congestive heart failure and required a pacemaker/defibrillator implanted. Only 12% pumping efficiency left. He is on a host of medications, weekly Dr/cardiac clinic visits etc. Originally he applied for medicaid when he was hospitalized as naturally he lost his job as a truck driver.

He applied for and was approved for SSDI after release from the hospital. Now his problem is that his SSDI exceeds the medicaid means testing for 138% above federal poverty levels so he lost his medicaid. He cannot get medicare till he has been disabled for 2 years. He now has to scramble as his Dr, clinic and drug needs exceed his monthly SSDI so he is madly looking for a medical ACA plan to cover till he can get medicare without getting zapped by high cost, copay, deductible plans that won't leave him able to eat or pay rent/utilities.

A terrible circle of painful regs for the chronically or critically ill.

Live and Learn

(12,769 posts)
8. How could anyone make a living by ruining other peoples lives?
Sun Dec 21, 2014, 11:46 AM
Dec 2014

I just really don't understand how they can live with themselves.

brentspeak

(18,290 posts)
10. "As a nonprofit, Heartland pays no income taxes and no property taxes on the acres of land it owns."
Sun Dec 21, 2014, 12:07 PM
Dec 2014

"In exchange for these tax breaks, it is expected to provide a benefit to the community—most crucially by providing care to lower income patients who can't afford to pay."

So they provide some care to lower income patients -- and then squeeze them like a lemon for all they have and more. Meanwhile, this "nonprofit" pays its CEO $1.2 million/year.

 

Doctor_J

(36,392 posts)
11. The absolutely guaranteed end game in for profit healthcare
Sun Dec 21, 2014, 01:30 PM
Dec 2014

But healthcare costs are going up less than they used to!!!!! So shut up and bow!!!! Will the man after whom our so-called system is named speak up???

I predict this won't get as many recs as the vanity thread from Friday

mnhtnbb

(31,375 posts)
12. OMG! This is the sytem that recruited my husband to St. Joseph in 1988...
Sun Dec 21, 2014, 01:46 PM
Dec 2014

under a terrific contract as medical director to build a state of the art mental health care facility. Less than a year in, they unilaterally cancelled the contract. My husband had to go to Kansas City to hire an attorney to represent him in getting
them to compensate us with something for cancelling the contract because it was such a small town none of the attorneys in
St. Joe were willing to cross Heartland and represent him.

Then, about four years later my husband and a progressive small group of docs in town tried to organize
an HMO that would actually be patient--not profit--focused. Heartland responded by taking him off
the hospitals' approved doc list for employee's mental health care (he's a psychiatrist) which meant 2/3
of his practice (Heartland was the largest employer in town) could not have patient visits with him covered.
They effectively made it impossible for us to survive and we put our house--and the office he'd built--up
for sale in 1994 and moved 6 years after he'd been recruited there from Los Angeles and put a lot of money
into living there.

Heartland was run by a complete sleazeball CEO.

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