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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:34 AM Original message |
Congressman: Obama should unilaterally ‘refinance every home mortgage’ |
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Firebrand Gary (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:45 AM Response to Original message |
1. Does the President actually have the authority to pull this off? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:46 AM Response to Reply #1 |
2. According to Rep. Moran, he does. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:02 AM Response to Reply #2 |
6. Moran is dead wrong |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:07 AM Response to Reply #6 |
7. What is the exact reason Obama can't do this? nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:12 AM Response to Reply #7 |
9. There are many... |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:18 AM Response to Reply #9 |
13. The majority are backed by Fannie and Freddie. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:21 AM Response to Reply #13 |
15. Not relevant to existing mortages. |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:23 AM Response to Reply #15 |
19. I want to know why Obama can't do it? Exact reason why please. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:26 AM Response to Reply #19 |
22. Already answered. What part of it do you not understand? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:29 AM Response to Reply #22 |
25. Jim Moran says he can, your answer is not a real reason why he cannot. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:33 AM Response to Reply #25 |
32. If Contracts and Constitutional Powers 101 are not enough for you, what would be? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:35 AM Response to Reply #32 |
36. Jim Moran made the distinction in the video. Did you watch it? |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:55 AM Response to Reply #36 |
46. See post #43. Moran made a classic pol statement and you are misreading it |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:57 AM Response to Reply #46 |
48. I didn't add any personal opinion in the OP. In fact, I have barely had a personal opinion in this |
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selah775 (2 posts) Send PM | Profile | Ignore | Sun Oct-23-11 01:48 PM Response to Reply #46 |
86. What is in it for the OWs |
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reformed_military (94 posts) Send PM | Profile | Ignore | Mon Oct-24-11 10:45 AM Response to Reply #36 |
104. Here is the rub as I see it. |
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Exilednight (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 07:33 PM Response to Reply #32 |
90. What part of the Constitution prevents him from doing it? Contracts are ruled null and |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:35 PM Response to Reply #90 |
98. By the judicial branch at the request of someone who has privty of contract |
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Doremus (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:50 AM Response to Reply #13 |
42. Sure about that? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:14 AM Response to Reply #42 |
52. Not sure, but I think that Fannie and Freddie own most of them due to the bail outs. |
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Pab Sungenis (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:30 AM Response to Reply #9 |
69. What change? |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:42 AM Response to Reply #69 |
74. Not without enabling legislation and appropriations |
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Pab Sungenis (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:45 AM Response to Reply #74 |
77. It already has the power. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:46 AM Response to Reply #77 |
78. Lay that one out |
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Exilednight (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 07:39 PM Response to Reply #77 |
91. That would actually work. Create a bad bank, buy up the mortgages, lord knows the banks don |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:42 PM Response to Reply #91 |
100. Where would the funding come from to buy up the mortgages? |
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Exilednight (1000+ posts) Send PM | Profile | Ignore | Mon Oct-24-11 07:09 PM Response to Reply #100 |
107. That's why you create the bad bank. n/t |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Tue Oct-25-11 11:06 PM Response to Reply #107 |
110. The paperwork to create it does not mean the funding to do what you propose will appear |
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Exilednight (1000+ posts) Send PM | Profile | Ignore | Wed Oct-26-11 05:29 AM Response to Reply #110 |
111. it doesn't need funding, just short term borrowing power - which is |
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IndyPragmatist (556 posts) Send PM | Profile | Ignore | Wed Oct-26-11 06:12 AM Response to Reply #9 |
112. Tell that to the GM bondholders |
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StarsInHerHair (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:53 PM Response to Reply #6 |
94. FDR created the h.o.l.c. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:59 PM Response to Reply #94 |
101. It was done with the cooperation of the Legislative branch, not by executive fiat |
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no_hypocrisy (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:49 AM Response to Original message |
3. Wouldn't that be an indirect way of bailing out the banks -- again? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:50 AM Response to Reply #3 |
4. Ask yourself why the banks aren't doing it themselves if it helps them so much... |
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no_hypocrisy (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:51 AM Response to Reply #4 |
5. Yep. |
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Exilednight (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 07:41 PM Response to Reply #4 |
92. They're not doing ti because they want the full value of the original loan. n/t |
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Lucky Luciano (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:31 AM Response to Reply #3 |
29. This would crush the banks. |
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Firebrand Gary (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:39 AM Response to Reply #29 |
38. Then in turn and as stated in financial reform |
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Pab Sungenis (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:32 AM Response to Reply #3 |
70. It's the way the banks should have been bailed out to begin with. |
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Firebrand Gary (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:09 AM Response to Original message |
8. All I want for Christmas is this to be true and for Obama to do it. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:13 AM Response to Reply #8 |
10. And many little girls want a pony |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:17 AM Response to Reply #10 |
12. really? and why is that Obama can't do it? Exact reason please.. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:22 AM Response to Reply #12 |
16. Cited above...lets keep it in a single subthread |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:31 AM Response to Reply #16 |
28. I'll respond where I see fit, thank you. Just as you are. We can both do what we like. nt |
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Amonester (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:17 AM Response to Reply #8 |
11. But the party of NO would say NO. |
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MadHound (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:21 AM Response to Original message |
14. Ah, he wants a dictatorship, |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:23 AM Response to Reply #14 |
17. He says Obama does have the power. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:24 AM Response to Reply #17 |
20. And as discussed above, Moran is wrong |
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MadHound (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:25 AM Response to Reply #17 |
21. It would require giving Obama the power to break private contracts, |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:27 AM Response to Reply #21 |
23. I'm not sure I see it as a slippery slope. there are many things he cannot do. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:28 AM Response to Reply #23 |
24. You think POTUS can unilaterally break private contracts? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:30 AM Response to Reply #24 |
26. I said Jim Moran said he can lower the rates unilaterally. That is what I am saying. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:32 AM Response to Reply #26 |
30. That is not what Moran said...and POTUS can not unilaterally do it anyway |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:33 AM Response to Reply #30 |
31. What did Moran say then? What am I misunderstanding? nt |
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MadHound (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:33 AM Response to Reply #26 |
34. In order to do so, he would have to break a private contract |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:46 AM Response to Reply #34 |
41. Many of these contracts that were done, were not on the up and up. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:54 AM Response to Reply #41 |
44. The answer is still not a POTUS decree |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:55 AM Response to Reply #44 |
45. Why? nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:43 AM Response to Reply #45 |
76. Because he does not have the authority at this point to break private contracts |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:46 AM Response to Reply #76 |
79. That is not what Jim Moran is saying.... you need to listen again to his words. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:47 AM Response to Reply #79 |
80. I did, typical pol sound bite, no details, not implementable, but made the news |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:52 AM Response to Reply #80 |
81. then you don't understand. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 12:07 PM Response to Reply #81 |
82. No it is you who does not understand the current laws and how home financing works |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 12:08 PM Response to Reply #82 |
83. He admitted no such thing, in fact, he said the exact opposite of what you are interpreting. nt |
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MadHound (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 02:01 PM Response to Reply #41 |
88. That still doesn't give him the power to break a private contract |
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selah775 (2 posts) Send PM | Profile | Ignore | Sun Oct-23-11 02:00 PM Response to Reply #34 |
87. we'll have to borrow the money from China |
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lumberjack_jeff (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:24 AM Response to Reply #14 |
67. Agree. n/t |
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Chih (89 posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:23 AM Response to Original message |
18. It is contemptible for a sitting member of Congress advocate for the transfer of power vested |
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Amonester (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:33 AM Response to Reply #18 |
33. ah-um: This $y$tem is... |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:35 AM Response to Reply #33 |
35. Correct, It would require some massive legal changes and is not possible today |
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Amonester (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:36 AM Response to Reply #35 |
37. Let's make it become possible then. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:53 AM Response to Reply #37 |
43. At least lets not foolishly claim it can be done today by POTUS decree |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:56 AM Response to Reply #43 |
47. I think you need to re-watch the video. He doesn't say what you are saying he did. nt |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:58 AM Response to Reply #47 |
49. He said what I described. He was a typical pol giving out soundbites |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:59 AM Response to Reply #49 |
50. He said what is written in the OP, and what he said in the video. Not your interpretation. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:26 AM Response to Reply #50 |
68. Try again, this time with some clarity |
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socialist_n_TN (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:45 AM Response to Reply #43 |
58. "It would devalue banks tremendously as they compete with |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:35 AM Response to Reply #58 |
71. Did I say it was a bad thing? |
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socialist_n_TN (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 07:23 PM Response to Reply #71 |
89. Nope most of the exposure was to private mortgage banks |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:38 PM Response to Reply #89 |
99. If your assumptions are correct, I would tend to agree |
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FarCenter (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:31 AM Response to Original message |
27. Helps a small percentage of the people with underwater mortgages |
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ThomWV (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:39 AM Response to Original message |
39. And which Congress, pray tell, is going to appropriate the money to do this? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:44 AM Response to Reply #39 |
40. Please watch the video, I think it will explain why Jim Moran says he has this power. |
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dems_rightnow (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:06 PM Response to Reply #40 |
95. Where's he going to get the 10 trillion $ |
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Kingofalldems (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:03 AM Response to Original message |
51. Love this idea. |
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NYC_SKP (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:21 AM Response to Original message |
53. Obama should unilaterally Mow my Lawn and Fix my Headlight.... |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:32 AM Response to Reply #53 |
54. i take it you didn't watch the video? nt |
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NYC_SKP (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:36 AM Response to Reply #54 |
55. No, I read the transcript. I stand by my assertion that Wall Street won't let him do it. |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:40 AM Response to Reply #55 |
56. Wall Street won't let him do it?? So they are more powerful than the POTUS? |
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NYC_SKP (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:47 AM Response to Reply #56 |
60. When has a POTUS without a sympathetic Congress EVER done anything so bold? |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:50 AM Response to Reply #60 |
61. No one would ever know unless he was bold enough to try it, right? |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:38 AM Response to Reply #61 |
72. He lacks the basic authority to do anywhere near what you advocate |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:40 AM Response to Reply #72 |
73. Moran admitted what?? |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 12:09 PM Response to Reply #73 |
84. That legislation and appropriations were needed |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Mon Oct-24-11 07:36 AM Response to Reply #84 |
103. that is not what he said. in fact it was the opposite. nt |
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socialist_n_TN (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:52 AM Response to Reply #56 |
62. Well that's the idea behind OWS isn't it? |
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NYC_SKP (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:05 AM Response to Reply #62 |
66. I think you're right except not sure he can legally do it. For sure he can't practically without US |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:43 AM Response to Reply #66 |
75. I would hope our voices meant more. However that doesn't seem to be the case. |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 12:10 PM Response to Reply #62 |
85. He can not do it legally today |
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dionysus (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:45 AM Response to Original message |
57. this thread is awesome. |
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Codeine (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:46 AM Response to Reply #57 |
59. Place does get fuckin' wacky some days, doesn't it? nt |
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dionysus (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:54 AM Response to Reply #59 |
63. some people think the president could unilaterally; |
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boston bean (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 10:55 AM Response to Reply #63 |
64. that is bologne. |
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Tejas (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:01 AM Response to Reply #59 |
65. YUP! n/t |
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ms.smiler (311 posts) Send PM | Profile | Ignore | Sun Oct-23-11 08:03 PM Response to Original message |
93. I have a better idea than refinancing home mortgages. |
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sweetapogee (449 posts) Send PM | Profile | Ignore | Mon Oct-24-11 11:27 AM Response to Reply #93 |
105. Question??? |
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ms.smiler (311 posts) Send PM | Profile | Ignore | Mon Oct-24-11 06:55 PM Response to Reply #105 |
106. It can and I will explain. |
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sweetapogee (449 posts) Send PM | Profile | Ignore | Tue Oct-25-11 06:17 AM Response to Reply #106 |
108. in a nut shell |
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ms.smiler (311 posts) Send PM | Profile | Ignore | Tue Oct-25-11 04:33 PM Response to Reply #108 |
109. Like most homeowners I have a securitized mortgage. |
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sweetapogee (449 posts) Send PM | Profile | Ignore | Wed Oct-26-11 07:51 AM Response to Reply #109 |
113. personally |
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ms.smiler (311 posts) Send PM | Profile | Ignore | Wed Oct-26-11 01:43 PM Response to Reply #113 |
114. I think it is fairly easy for the court to review what MERS has done |
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Nodak (8 posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:08 PM Response to Original message |
96. Rep Moran is the |
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ProgressiveProfessor (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 11:01 PM Response to Reply #96 |
102. He is a good pol doing what pols do, including making sound bites for media |
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Vidar (1000+ posts) Send PM | Profile | Ignore | Sun Oct-23-11 09:26 PM Response to Original message |
97. But that would interfere with his next Wall Street bailout. |
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