Haven't they said they're doing us a favor and helping us pay off our debts by raising interest rates and forcing us to pay triple and quadruple minimum payments!? How does anyone expect them to stay afloat with all their balloon mortgage payment losses and being forced to deny credit to people. Just like any life-blood flow they must put a tourniquet on it to stem their losses. Damn consumers! Squeeze that tourniquet tighter! But not to worry too much. There's a whole new market of affluence opening up for them in China and India. Millions and millions of new consumers, ready to partaay!
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