Reply #4: Great Book: The Wealthy Barber [View All]

It's a basic, friendly, and thorough guide to getting your shit together.

http://search.barnesandnoble.com/booksearch/isbnInquiry.asp?userid=gu58NbYAk1&isbn=0761513116&itm=1

As to Quicken, I've been using it for years now to great effect on my finances. Don't be intimidated by the program, just start small...begin using it for your Checkbook Register and to reconcile the account each month. As you get more comfortable with it, add your savings account, your credit cards, etc.

Echoing another post here, focus on paying off one credit card at a time while keeping the minimums going on the others: pick the one with the Highest interest rate to start. Until your credit card debt is paid, don't put a DIME in savings. The interest rate on savings is pitiful at present; you'll get a far greater return by using the money to pay off your debt.

Good Luck!