Isn't The Root Of Most Of Our Healthcare Problems - The Healthcare Insurers?...... [View All]

Seems to me that these are the companies that are causing most of the trouble we have in healthcare today. High premiums that people and companies can't afford. Lack of cooperation with people who do pay for healthcare insurance by trying in any way they could to deny coverage. Poor reimbursement to the providers which cause them to raise prices to compensate for what they are losing because the insurers poor reimbursement.

Given this situation - pharmaceutical and medical companies continue to raise prices - because they can - because when insurers do pay - they very rarely question the cost of product.

I don't know how many health insurers there are in this country - but I do know that there is very little standardization of forms used - which complicates matters for providers having to meet each insurers specific requirements. As such - more money is spent on administration - by both the provider and insurer.

The administrative costs alone to manage this are astronomical. Think of the money that can be saved we had one insurance source.

Is there any role for the insurers if we move to a universal and hopefully single source system?