Three Credit Card Rewards Programs Worth Checking Out [View All]

Charles Schwab Bank Visa
If there is a better, more transparent credit card rewards program available with comparable customer service and support, I would love to hear of it. Schwab's card, which has no annual fee, offers cash rebates equal to 2% of all purchases each month. I've twice used these rebates for upgrades on Virgin America, underscoring why cash is better than frequent flier miles.

Nordstrom Bank Visa
Nordstrom's rewards program works like this: If you use the card at its stores or online, you get two points for every dollar you spend. If you use the card anywhere else, you get one point. For every 2,000 points you accumulate, you get a $20 Nordstrom "note" that can be used as cash at any of the company's department stores or outlets.

American Express Business Platinum Card
Its $395 annual fee aside, I'm a fan of the American Express Business Platinum Card. The Platinum card lets you convert points from your Platinum card to frequent flier miles on multiple airlines, and you can redeem your points at various major hotels including properties. I've also saved hundreds of dollars redeeming my points for Hertz car rentals, even in the peak summer season.

Credit Card Rewards That Pay Off