Reply #8: These companies [View All]

will threaten everything under the sun. They will call you night and day. They will harass you, verbally abuse you. They will call relatives, employers, friends and harass them.

The Fair Credit Act is no longer enforced and they don't care anyway. These people take the debt, add ridiculous collection fees, then hound people to death for the money. They make the Terminator look like Mr. Rogers.

They will take a $2800 debt, add interest and fees, run it up to $8,000, then magnanimously agree to take half that if you sign a contract for that amount. What is really evil is this tactic is used to collect debts that are no longer collectible (over seven years old).

They are merciless and live only to get money out of you.

It is a very profitable line for people with souls.