Reply #21: There's also a problem not having access to your house when you don't have insurance... [View All]

Those that don't have flood insurance, and will ultimately have to foot the bill themselves for what damage they have (or HOPE the feds will give them some assistance back), will want to get into their house, do things like tear down grout, air out their place and QUICKLY get rid of anything that would cause mold and mildew that could ultimately destroy their entire house. If they can get there early enough, they might need some major remodeling and construction on their lower floors, but if they can saved the foundation, etc. they could rebuild their house a lot less expensively. Now when the government steps in, they are either screwing THEM, not allowing them to minimize their costs, or screwing US the taxpayer, by STUPIDLY not allowing them to minimize their costs and passing it on to us in terms of paying them back for newer housing via FEMA payouts, etc.

We need some more common sense from these bureaucrats!