What's the "correct" response to this healthcare question... [View All]

When I get the "Well I agree more people should be covered but I like my insurance through my job and if there's a government option I'm afraid my company will try to save money by dropping insurance coverage and I'll be forced into the public plan." question.

My responses currently are usually twofold:

1) "You like your insurance because you haven't really had to use it. If you found yourself actually using it and demanding they pay you for what should be covered you would like your insurance a lot less." I can say this to people I know because they know I've been through healthcare and insurance hell with my 3 year old son and usually I know that they are talking about 1-2 trips to the doctor per year at the most from their current coverage.

2) "Don't you think if what you are saying is the case then companies and corporations would be clamoring for a government plan so they could save untold wads of cash? The fact is that a lot of people don't switch jobs or move around or start their own companies because they need health coverage. So it keeps a large number of people in place and semi-captive to employers who do provide health insurance."

I know that both of these responses usually do the trick but is there some actual clause or law or rule that is being advocated for along with this that would prevent employers from doing this? The people I hear this from are not teabaggers or birthers or wingnuts. They're usually moderate and/or dem sympathetic but have been swindled by the media maelstrom.

Please if you can refrain from the "YOU SHOULD KNOW THE ANSWER TO THIS ALREADY WHY ARE YOU ASKING US!!!" or accussing me of whatever. I just have not seen any really more direct answer to this question and it's coming up a lot in conversations.