Reply #36: Wells Fargo isn't any better [View All]

I have 2 checking accounts at Wells Fargo, well I call them checking but who writes checks anymore, and I keep one for direct deposits and one for paying bills and ordering online and expenses and stuff.

Well to keep from paying any fees I have to have a savings account hooked on to each one for OD protection. “Savings account”, that’s another joke, they don’t pay crap for interest . So I keep a little over the minimum in the “savings” in case I screw up or something or one of the direct deposits gets fouled up. Actually Social Security has never been late but my Air Force deposit has gone astray a few times, and don’t even ask about The Charles Schwab payments, private enterprise my ass.

Anyway I must have moved too much from the deposit account to the “working” account last night, they let you move money between accounts online for free, and I knew I had a deposit coming in today, so Wells Fargo moved money from savings to checking, my own money mind you, and proceeded to charge me $10 freaking bucks to do it! Well I got on the phone right away this morning and talked to some gal in customer service and she tells me that sometimes the debits are processed before the deposits and that’s what must have happened. What a rip, just another way to scam me for fees, and I told her that in no uncertain terms.

Well she agreed to refund the $10 bucks and had the nerve to tell ME to be more careful in the future. Then she asks if there is anything else she can do for me and I ask how about the money they transferred. Well she says I have to move it back myself because she’s not authorized to do so.

I’d switch to a credit union in a minute but my wife has one where she gets her teacher checks and it doesn’t always work when we’re on the road in the motor home and she really has problems with it when we travel overseas for some reason., lots of fees and stuff that Wells doesn’t seem to have.

Then if that wasn’t bad enough to start the day I just got back from my barber and all the old coots were sitting around flapping their gums about our President playing too much golf and doing some basket ball thing. BS, I reminded them that Eisenhower spent half his time on the golf course and he went to that retreat so much they named it for his grandson.

God what a bunch of geezers.