Vancouver promotes insurance by the km

So, 30,000 miles a year means a minimum of $4,500 a year just for insurance?

http://www.cbc.ca/story/canada/national/2005/04/27/insurance050427.html

VANCOUVER - Vancouver city councillors think motorists should be able to pay for car insurance by the kilometre.

The council has voted to lobby the Insurance Corporation of British Columbia to adopt a pay-as-you-go insurance scheme, which might encourage people to use their cars less often.

Most insurance fees are now set at a flat annual rate, Coun. Anne Roberts said in a CBC Radio interview. "What that's meant is once you paid the money, there's no advantage to you to drive less. ... There's no financial savings if you left your car home for the day.

... Norwich Union policyholders are billed each month, based on the distance their car has gone and the time of day. Drivers pay as little as 15 cents a mile during the day. But the rate goes up to a flat $2.50 a mile during young drivers' most dangerous "peak" hours, from 11 p.m. to 6 a.m.

more

about a gps device in my private car. Already have one in my commercial truck.

It penalizes good drivers by making them pay proportionally more than poor drivers.

And that's not even taking into account all the privacy concerns.

It won't make the roads any safer; it will just be another way for insurance companies to get into the pockets of good drivers by taxing them for driving safely, and rewarding poor drivers for not driving much.

It also assumes that risk is proportional to mileage. It's not. I guess they were too busy collecting personal data on every driver to ask a stats professor from University of Vancouver about the linearity of the relationship between risk and distance.

Does no one understand the threat to freedom and privacy that government databases pose?

Peace.