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As most of you know, I'm a paralegal who knows bankruptcy and collections laws inside and out. I'm also trying to start my own paralegal business.
As you also know, the proposed changes in the bankruptcy laws will have a horrendous affect on those most needing it, the sick, the elderly, those who lost jobs, even families with crushing medical bills due to cancer or other illnesses. Only 5% of those filing bankruptcy are what we'd term irresponsible deadbeats, it's been statistically shown. The rest of the filings are due to divorce, job loss or injury, and medical bills from serious or severe illnesses. Yet you'd never know that the way congress is acting. They give themselves the best health insurance in the world, courtesy of the very taxpayers who do NOT have that luxury, then refuse to allow any amendments in the law for medical expenses and illness.
They are also making the debtor's lawyer actually liable for the accuracy of the debtor's financial information as set forth in the debtor's bankruptcy petition, even though the debtor has always been held responsible for that, as they should be. You don't see them holding creditor's attorneys responsible for the accuracy of the creditor's information about the debtor, but never mind, this is republicans we're talking about here. Most debtor's attorneys I know, and I know a lot, are either going to get out of their practices altogether or are going to bite the bullet and start representing creditors, since they simply cannot afford to be liable for information that they have no real way of knowing is truly correct or not. And most of them are very, very bitter about it.
So, my proposal is this: Anyone needing to file bankruptcy needs to do it NOW. I will assist you or a friend/family member who needs it at a greatly reduced cost from what I'd normally charge to assist in preparing bankruptcy petitions and the follow-up work. My silent "partner" in my paralegal venture is my former boss, an attorney, who will be available to me should I have any legal questions or need him to review something.
And DU bankruptcy attorneys: You will likely be dealing with a veritable flood of bankruptcy filings the next couple of months. I will also be happy to assist you with that for a greatly reduced fee than I would normally charge attorneys for my services.
Please PM or email me, and we can get started. I cannot emphasize enough that if you need to file bankruptcy, or even if you're just thinking about it, you need to do it NOW. That's so important.
Mods: Can we make this a sticky for the next several days?
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