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Want to get creditors, especially hospitals ones off you back?

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Maraya1969 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 08:11 AM
Original message
Want to get creditors, especially hospitals ones off you back?
Edited on Mon Mar-14-05 08:15 AM by Maraya1969
Let me start off by saying I am of sound mind, (although there are some who would question). But there was a time, many years ago when the bi-polar disorder I have caused me to end up in the emergency room several times when I had no insurance.

So I ended up with a pile of medical bills with little means to pay them. I got a call from one "debt collector" who was trying to get money from one of the hospital visits. I asked her in a loud voice, "What was THIS for?" And she said, "It says here, "psychosis" So I said, "Well that's the way I am right now lady!" and hung up the phone.

Bill gone, no more calls and it never ended up on my credit history, (BTW - I have always maintained an excellent credit score).

So I got to thinking and decided I would play this "label" for all it was worth. Mind you I was NOT psychotic anymore, just very creative.

So I took the pile of bills, grabbed a bright red tube of lipstick and wrote all over them, "YOU ARE THE ANTI-CHRIST". Never heard from any of them again and they never ended up on my credit history.

I've been thinking recently of ways to get these people out of your life. Here are a few, (note: they are not for the weak at heart, and I hope sincerely that I do not offend anyone).

1. Talk nicely, begin a sentence and bark like a dog several times in the middle.

2. Stutter REAL bad. Take at least 1 minute to say, CCCAAAAAAAAAN YYYYYYYYOOOOOOOOOU RRRRRRRRREPPPPPPPPEEEET THTHTHTHTHTHTHTHTHTHTHTHTHTHTHTHAAAAAAAAAATHTHTHTHTHTHTHTHHTHTHTHTH?

3 When you are talking, yell away from the phone, "SHUT THE FUCK UP!!!. If they say something about how you are not allowed to curse at them whisper, "It's the people in the attic, they want to come down but I won't let them." "SHUT THE FUCK UP"

4. Say nicely, "Let me get a pen". Then throw some chairs on the floor, bang some cabinets and after a few minutes pick up the phone and say, "Who is this?" REPEAT.

5. If you are good at crying on cue, do so. And make sure you blow your nose real loud several times into the phone. Ask them if they are going to take your children away?

6. Tell them a long story about how your last marriage ended.


Any more ideas?
:evilgrin:
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fasttense Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 08:18 AM
Response to Original message
1. File bankruptcy, oops, never mind. n/t
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Mnemosyne Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 08:29 AM
Response to Original message
2. Oh maraya, you have me LMAO!!
What a great start to my a.m.!

Thank you!

Bipolar sucks, but the creative aspect can be quite useful (and hilarious!).
You are a treasure. Vultures don't like becoming the vulturee.

:hi: :yourock:
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Maraya1969 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:08 PM
Response to Reply #2
5. Thanks to all of you - no one else has any ideas????????
Or is there just something "different" about the way I think?
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DearAbby Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:19 PM
Response to Reply #5
7. When Creditors come to the door....eat an alka Seltzer and yell "I am
Rabid...Get back! RABIES! Run!"


:evilgrin:
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Maraya1969 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:57 PM
Response to Reply #7
10. Hey that's not bad................
Edited on Mon Mar-14-05 06:34 PM by Maraya1969
I would not mention the Rabies thing though. I would just stand there and drool. And get real close so you spit on them by accident.
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TrustingDog Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 07:10 PM
Response to Reply #5
12. LOL! Maraya. that was so beautiful !
I've been sour lately but your post made me giggle out loud. I love minds like yours!

One other suggestion is reverting to baby talk with a lot of caca words thrown in, raspberries into the phone mouthpiece, etc., fart sounds, then get into your adult mommy voice and say something like - Don't Eat That - we need it for our Poster!

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Divernan Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 08:31 AM
Response to Original message
3. RAOTFLMAO-particularly #s 3 & 4.
nt
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lonestarnot Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 08:33 AM
Response to Original message
4. Oh...now I like your sense of humor! good very goood! n/t
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Nikia Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:16 PM
Response to Original message
6. I have to talk to a hospital bill collector tonight
About paying for my scope (upper and lower GI)from this summer. We have insurance but with other bills, we didn't get around to paying it (we were still charged several hundred dollars). Anyway, we are supposed to come up with an idea for a payment plan. One of my coworkers is going to court for not paying a medical bill so this is obviously motivating me to take care of this. I am scared though.
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knitter4democracy Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:39 PM
Response to Reply #6
8. Crap!
I'm trying not to swear here . . .

Your insurance should frickin' pay for that! Scopes are considered major things, and I've never seen them not covered. Why are they coming after you? Oooh!!! This just ticks me off to no end.

Okay, I know the equipement's expensive, but it gets paid off in not too long because it's paid for by pretty much every insurance out there. My hubby does them on Friday mornings, and if he found out some collector was after a patient of his for this, he'd go postal. Yes, it takes a good bit of skill to do them, and lots of training, too, but come on! You shouldn't be saddled with this. I'm so sorry.

WE NEED A NATIONAL HEALTH CARE PLAN!!!!
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Vinca Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 05:46 PM
Response to Reply #8
9. When I could still afford insurance with a high deductible,
I was scoped and paid the bill out of pocket. It's not that uncommon. The days of "100% coverage" are long, long gone. Loved this entire thread, by the way. If they think you're nuts, you might as well milk it for all it's worth. In fact, now that I've given up trying to pay for the insurance, I plan to perfect an entire "schizophrenia" schtick to pull on the first person WHO DARES TO ASK ME FOR PAYMENT!! BE AFRAID, BE VERY AFRAID!!:crazy:
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Maraya1969 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Mar-14-05 06:33 PM
Response to Reply #6
11. Well damn, this is serious
How about $5.00 month? Add up ALL your bills and hopefully they will justify the $5.00. You have more going out then coming in - it's just the economy.

OR - You could have your husband/wife tell them you were feeling sick, having stomach problems. As a matter of fact it got much worse after the scope. Perhaps you could say you have contacted an attorney, (today) and he has informed you not to pay any bills regarding this matter until the law suit is over. (pick out a name of an attorney from the Yellow Pages first and make sure if they ask, to tell them the attorney is paying the bills for you - they do that if they think there is going to be a big settlement).

It probably won't help because they don't give a damn. But it would be a good thing to get on your records. And maybe they have to report these things back to the doctor - I don't know. My specialty is the insanity defense.
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