So yeah I just got a letter from Citi Cards

On one of my cards that I paid completely off a month ago. Funny thing cause at the top of the lterr it says

Balance: $0.00
Minimum Due: $0.00

Then they start off

"We are writing to let you know that we recently sent you a statement reminding you that we have not recieved a payment on your account."

Then it goes on saying that it is hard to establish good credit and even longer to re-establish credit. Saying how they value me as a customer and would hate to see me lose my charging privaliges.



So basically I got a late notice that held those nice sutle threats for nothing due. Wondering if I should send them a envelope of nothing in return, but then they would owe me postage.

Bunch of dumb asses.

"Please close my account, because you are too stupid to earn my continued trust and business"

:rofl:

Or you might call them, it could be an ID theft scam. I had a problem with a Master card from them, but they took care of it quickly.

... who had the same thing happen. The letters got more and more threatening, then they sent it to collection; it was made more complicated by the fact that, by then, he was in Vietnam. After a few months, he finally sent them a check for $0.00. It all stopped.

you need to close that account.... the outstanding credit line will go against your credit rating