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I worked as a teacher for about seven months. I picked the investment option, because I wasn't planning on sticking around for 6 years to be vested in the pension plan. I have very little money, like $1500 maybe, and it has always been losing money ever since the account opened up. Initially, my employer retirement contributions were placed in this account, but no more money is being added since I am no longer working. The interest on the account has been negative since I got it.
My husband has a similar account, and he has always had positive interest accumulating on his account. He picked aggressive investment plan initially, mine was set to a moderate investment plan for some reason. I just changed my plan to aggressive because the moderate plan was constantly losing money for the past year. My husband's plan just lost money for the first time this month, which means mine is definitely losing money again.
Anyone else been losing money on their retirement plans?
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