A Credit Check Question

My friend recently got hired at some real estate finance company. He has a real estate license not so sure what company it is or what his job duties will be.

He went to the interview, got the job and he was suppose to leave on the 14th for training in Virgina.
Well this week, he went back for another "interview". He had to take a drug test-passed. But then they ran a credit check on him and I guess they didn't like what they saw and they reneged on the job offer.

I never heard of this before. Have any of you?

offering. Hmmmm....


bigwill!!! :hug: I saw you post your handsome face again the other day and became smitten all over again.

Yeah I found that odd about my friend. I guess (i should've included this in my OM) that the job deals with money and I guess their thinking is that if friend can't handle his own finances how is he going to handle other?

I don't know. It's just weird. Needless to say, friend is very bummed.

:hug:

And keep in mind this was a assistant manager job at a movie theater for 8$ per hour. I had to have it before I could get the combo to the safe.

they had to run a credit check?

We would normally have 50 to 70 thousand in the safe at the end of the weekend. They didn't want someone who was in a massive amount of debt to have such easy access to such a large amount of cash. I had bad credit at the time and still got through (only owed about 5K, and most of the loans were in default). They also did a criminal background check.

but it still makes no sense to me.

Keep in mind we had a manager quit about four months earlier (from when my credit was checked) that never turned in the keys to the front door or the office. Three days later the safe was missing about 30 thousand. Our General Manager was fired for not having the locks and combo to the safe changed. And this was also during the buyout of ACT III by Regal.. Everything was a total mess. I'm not sure if the theft had anything to do with policy of doing a credit check...

Getting an apartment or mortgage....sure. Getting a bank loan...obviously.

But a credit check for a job?? I've never heard of such a thing. That's outrageous and blatantly intrusive, IMO. Who cares whether a potential employee has bad credit?

God...I guess I'd better never look for another job if this is the norm nowadays. My credit is less than sterling, to put it mildly.

I'm sorry about your friend.

Bummed but ok. At least he still has a current job.
:hi:

That...really pisses me off. How does that impact on whether you'll be suitable for a job? It's the stupidest goddammned thing I've heard about it quite a while.

:hi:

I would be pissed. I would've asked though why they are running a credit check. I don't know if he did or not.

google searches on potential employees. They read blogs by potential (and current) employees as well.

:mad:

It's time for the ACLU to step in. That's a blatant violation of privacy.

How far will they go to invade our privacy. Give me a break. Yes, someone needs to step in and stop the madness. :mad:

Looking for a job is stressful enough. The job market isn't that great to begin with, you're out there just trying to find SOMETHING...and now this bullshit. Fuck! :grr:

Omphaloskepsis' posts above. Some good points but I still think it's crazy.

Yeah...that makes a certain amount of sense.

But I would hate to think that a credit check would be the NORM for ALL job positions. That would be outrageously inappropriate to run a credit check on someone who's applying to a teaching position, for instance.

we wouldn't want a teacher with bad credit teaching our kids, now would we? :sarcasm:

Plus, they're underappreciated, anyway. Why not heap more indignities on them? :sarcasm:

Here's a good rule (from someone who works in the media and has been in publishing) for writing on the net:

Don't attach your real name (viewable) to anything you aren't prepared to be publicly associated with and answer for.

e mail moniker for employment purposes from the one you use when subscribing to e mail lists.

Do a google search of any screen names you have used online and something you wrote will come up.

To see how stable you are....

since he's spending more than the US budget's available revenues and racking up a HUGE debt....

I mean, 10 years at a job with a lengthy string of excellent reviews should say something - right?!

and have fucked up credit. My b/fs like that. His credit went sour during his marriage and through his divorce. His ex-wife fucked things up and it ruined his credit. To me, he's a very stable person.
I think it's unfair to judge someone's character by your credit check.

I think it is wrong and is an invasion of privacy....

Curious note, a couple of years ago I wanted to get a part time job at Hollywood Videa... Something to do, more or less....

They asked if I would submit to a drug test...

I said you want me to take a drug test to rent videos and DVD's....

No thanks...

and I think this sucks. If you are out of work, what kind of credit are you going to have?

I never saw one of those threads. It's still an odd situation.

Your so right (your last sentence) :hi:

they want us to die. (that's the recurring theme in my GD posts. Anyone who doesn't see what is happening now should stay away from the news; ignorance is bliss.)

They think if your credit score is bad or have a lot of debt, you're going to steal money.

That helped me from getting any number of side jobs, because I've been wanting to pay the debt back. (nearly finished too, but I no longer believe I'm going to make it...)

Lord knows they do the credit check stuff for ANY job these days. :mad:

I was so paranoid when I knew they were doing the check because at the time I was only working there as a contractor so they didn't bother when I first started (I did have to have an FBI background check even as a contractor).

Those have kept me from lots of jobs too.

so I have a little anxiety problem. The computer is still blind to all except the logic programmed into it.

Was that some kind of thing with statements that you had to either agree with or disagree? Stuff like "Many people smoke pot." or "Everybody steals something sooner or later." Was the test stuff like that?

The reason I ask this is because IF it was one of those tests your problem was that you didn't answer like a right wing retiree in Florida. I am NOT making this up--the way to pass those bastards is to answer like you think your grandparents would.

I used to have to GIVE those tests to applicants.


Laura

You have to take it if you want a job there. Credit checks I can understand, if you are going to be handling cash or anything that can be pawned easy for a lot of cash. It is personality profiles that bother me the most, and I was disappointed when I saw Costco is one that does that.

If you aren't interested in office politics or getting rich, Take the test, worth it. Remember, most employees there a LONG time. I guess if you can't get along they want to know.

It was really easy to recognize the "right" answers. :silly:

Corporate America does it to. If you score under a 600 you could be more of a risk to steal from them. Judgment count, as do repossessions etc. Bad credit means you are a bad person in their eyes. They could even have a higher mark.

How many fucking Reich-winger's credit is above 600 and are convicted criminals?

Wal Mart, run credit checks on employees. I don't think it's right. If one has had credit problems perhaps it's because one has not had a JOB in awhile? HELLO!

I once worked for an HMO partially owned by a hospital and had to take a drug test. They also did a criminal background check on me. This was done on every employee. As a matter of fact there was a woman who was collecting unemployment while working 40 hours a week. She was caught because this company went through Jeff City MO to do the background check and it came up that she was "supposed" to be unemployed. The unemployment folks were notified and she was fired on the spot, so at that time she was REALLY unemployed.

When I was taking my drug test someone else had come in from another company for a drug test and refused to pee in a cup with someone watching (she probably had someone else's clean urine) and the drug test employee was told to tell the woman she was fired.

Wow!

when someone else is watching. I would hate to have to take a drug test that way.
I never had to take a drug test for any of the jobs I've had.

Was one of those "chain of possession" guys. Collected warm piss. What a job. He got too close so he got the stream of pee.

I didn't get the job, but it was ok. The company tanked 5 months later. Now an empty building. Hoped the guy threw the shoes away too. I'm sure he fucked my test up for that.

but is a lot more widespread. Most job applications (or at least a great many) have it in the fine print.

And it pisses me off that while we have so little say about our FICO score, it can have such a profound effect on our lives.

How the hell is someone going to turn their bad credit good again unless they get a job with a decent wage? Win the lottery? Invent the next big Internet sensation? Fat chance.

to steal from the company.

My job required credit check, drug test, state & federal criminal record check, fingerprints, copies of diploma & transcript, employment & address history for 10 years...

Next you'll want more gruel.

but what bothers me about this is that your friend doesn't seem to have been informed that his offer was extended pending the completion of a drug test AND a credit check. Employers have to tell you what they're checking and in the case of a credit check, have you sign a release.

My employer runs background checks (which include credit checks) on its potential store managers. For our locations in Florida, no release is required, but for our locations in Georgia, we must receive a signed release.

Thankfully my employer doesn't hold a poor credit score against the applicants - only when it is in conjunction with other, more serious situations.

here in Ohio, we have to do the releases.