Why all of a sudden second chance - Democratic Underground

serryjw

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Wed Dec-28-05 04:35 PM
Original message

Why all of a sudden second chance

checking accounts? I was at US Bank ( my bank) and they had a sign saying EVEN if you had problems in the past that are NOT paid off also saw a sign in the bus?

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Fredda Weinberg

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Wed Dec-28-05 04:47 PM
Response to Original message

1. The bankruptcy bill

There's also a flood of credit card offers ... beware.

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Dave Reynolds

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Wed Dec-28-05 04:48 PM
Response to Original message

2. There is money to be made

from us folks who have had bad luck or made bad choices in the past. Fees, fees, fees. I just opened a checking account, I get charged fees and am not allowed to have a debit card.

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Bucky

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Wed Dec-28-05 04:51 PM
Response to Reply #2

3. But but but... a debit card should be the "safe" choice

Oh, I just don't get banks. My credit union screwed me hard when I got a loan from them on my previous car, and Toyota, of all people, treated me right. Ugh, I just don't get it.

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Dave Reynolds

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Wed Dec-28-05 05:14 PM
Response to Reply #3

7. I thought it was not a problem to have a debit card,

but apparently it is based on credit score, according to my credit union. They *did* give me an ATM card, which at least allows me to get cash without standing in line.

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serryjw

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Wed Dec-28-05 04:59 PM
Response to Reply #2

4. Do some surfing......I love my debit card

would not want to live w/o it. It is just so convenient.
http://www.google.com/search?hl=en&lr=&c2coff=1&q=US+Bank+2nd+chance+checking+accounts

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TallahasseeGrannie

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Wed Dec-28-05 05:07 PM
Response to Reply #4

5. I only use my debit card

I refuse to have credit cards anymore. They are immoral.

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Dave Reynolds

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Wed Dec-28-05 05:13 PM
Response to Reply #4

6. I ended up with a pre-paid debit card from a company

called Wired Plastic.

More fees to them....sigh.

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