Good Tuesday Morning, Crew!

:donut::hi:
Welcome to the Tuesday edition of the Early Morning Crew thread! :bounce: I hope you had a great start to your work week, and you're ready to get this new day started with me! :woohoo:

I spoke with the mortgage broker yesterday on a couple of occasions, and we've hit a snag or two I'm going to have to try to overcome. I don't know why I thought this process was going to be easy. :shrug: So, I'm a little disappointed with him. I'm thinking I need to go a different route than the one I started down here. I know there are MANY different companies and ways to go about buying a house and it's time to explore a few of them. I'll let you know what's next after I have some time to research some more.

So are you ready to get going? I hope so, because...here we go! :bounce::woohoo:

Song Of The Day: "19" by Paul Hardcastle

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Final exam today, then more grading.

:hi:
How's every little thing, Man?

and a mortgage broker you can trust. There are some who take their jobs seriously and are ethical, and there are others who could not even give you a definition for ethical. I work with them every day...some good and some bad. And almost all have a different way of approaching things. :hug:

:hi::hug:
I didn't know you were an appraiser! :bounce: I'm thinking the same thing. The thing is, this broker was referred to me by my realtor and I thought he was going to be good. x( What do you think of the E companies? E-Loan and the like?

E department, but they are about it. Since virtually all brokered loans go to the secondary loan market, I usually recommend that people go straight to a bank. Many offer the same types of deals that the brokers offer. I do a lot of work for Chase, Flagstar, and National City. Chase reviews all of its loan purchases and the majority of the secondary market is being bought up by them.

When you are ready to buy, make sure you get a decent appraisal. There is a lot of fraud going around. Realtors and brokers are like doctors. They refer for each other as a matter of courtesy in hopes of getting jobs. This realtor may not even know anything about the broker...their kids just might play on the same ball team.

This is the toughest part Clintmax. If you have any friends who have purchased homes I would ask them who they used for their mortgage. Let me know if I can help you with anything. :) :hug:

I have several people who I know has had good experiences when they bought their houses, so I'm going to get some other names today and proceed on. I'll let you know as the process proceeds. :loveya:

:hi:

How are you today?

:hug:

Did you enjoy the day off yesterday?
:hug:

I was completely indolent :D

Today is a gorgeous day - but the fates have been trying to conspire against me. But I'm fighting back with the assistance of the gentlefolk at Amazon.

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=105x5100469 :bounce: :bounce: :bounce:

I am waiting for something on back order from Amazon. I love it when that smiley faced box comes to the door. :)

I really hate it when that happens. :( Maybe you need a different broker. :shrug:

:hi::hug:
I'm thinking the same thing. Shit happens I guess. So, that's why I need to explore some more avenues. :hug:

But when we really want something we usually find a way. I know you and I are both alike in that respect.

I already have a couple of ideas, so I am going to implement them today and see what happens. How's everything with YOU?

I've decided to pack my camera instead of carrying it with me on the plane later this month. Phil is looking forward to taking a balloon ride with me. It's a first for both of us.
Plans for the summer are lookin' good. I started this year by saying it was going to be great and I was right. :)

Good luck on your ideas.

:bounce:
I've never been on one of those either, but I bet it's great! I've heard you can light a match when you're up there and it will NOT get blown out!

I will have my camera and extra rolls of film. I can only imagine how wonderful it'll be flying along with the birds just above the treetops. I'm so excited that I can hardly wait. I Am Happy.:) Perhaps this is the way things were always meant to be. Ya think.

:bounce::bounce:
It IS an exciting thing to do! I'm all excited FOR you, my dear! :woohoo: I can't wait to see some of the pictures you're going to take!

:hi:

:hi:
I hope you had a good May Day, Man! How's work so far?

I managed to make something work this morning. :D :bounce:

i'm glad it's going good so far! Here's to the rest of the week being good also! :toast:

:hi:

How's life in Bedfordshire?

:hug:

Life in bedfordshire seems quite good today. What about things in Bucks? :hi:

Have had several irritations - especially the damn shop being out of milk for lunch x(

But I've taken action and it's already feeling better: http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=105x5100469

With what should I start my classical music collection?

It all depends on your taste - there's a far wider variety of music under the classical umbrella than there is under the whole of the pop/rock... genres.

What sort of music do you like?

Sorry to be a pain in the arse, but there's barely two people on earth who like exactly the same stuff.

I just meant, please suggest something that's really great.

I can't answer the question "what sort of music do you like" except to say that I like good music and I don't much care what category it has been allocated.

My taste in music is not at all confined to pop and rock. If that was what you thought please let me tell you; it is not so.

If it will help, I can tell you about stuff I have liked in the past. In orchestras I have played and enjoyed Beethoven's 5th and 6th. I also like Holst's Planets suite. Not really 'classical' music, but I think An American In Paris is a masterpiece; I like it even more than Rhapsody In Blue, although I enjoy that too. I don't expect any of this helps very much, though.

All these are among the most famous pieces. Everybody knows them. I am asking you because I would like to try something that I wouldn't otherwise think of.

If you're interested in pushing slightly at the boundaries.

Olivier Messiaen - Turangalila Symphony. Messiaen spends about a third of the time as my favourite composer, I would pick a fight with anybody who didn't agree with me that he was the greatest 20th century composer (few things get me into fights - but music is one ;) ). If you want try a chamber work his Quator pour le Fin du Temps (Quartet for the End of Time) - this was actually written in a Nazi P.o.W. camp. Both works (like all of his music) are infused with a deep and distinctive spirituality.

Leos Janacek - Glagolitic Mass. Though the term Glagolitic merely refers to the language used (a form of Croatian) it's acutally a magnificently onomatopoeic word to describe the whole work.

Dimitri Shostakovich - 4th and 7th Symphonies. The 4th was the last major work which he wrote before being attacked by Stalin over his opera "Lady Macbeth of Mtsensk", he withdrew it in the middle of rehersals and quickly wrote the 5th (which is very widely admired) given the times the other option might well have been the Gulag. The 7th represents his rehabilitation, it was written during the German invasion of the Soviet Union, and in particular the seige of Leningrad (he was right in the middle of it) - it became a major propaganda coup for the Soviets and was performed in the seiged city in the summer of 1942.

Benjamin Britten - War Requiem. Marries the usual Latin texts of the Requiem with some of Wilfred Owen's poetry from the First World War. Written to commemorate the rebuilding of Coventry Cathedral.

Richard Wagner - Parsifal. My favourite of his operas and easy listening at a mere 4 hours or so...As usual an odd mixture of imageries. I know that Wagner wouldn't like the notion of just listening to his operas (as opposed to seeing them).

More 'risky' choices:

Arvo Paert - Cantus in Memory of Benjamin Britten. A very different sound world, to an extent a case of love-it-or-hate-it, written for strings and bell - with Paert one can't really speak of a 'tune' he writes (he's still living - in Germany, though a native Estonian) music according to a principle of his own devising called tintinabulation.

Tomas Luis da Victoria - Officium Defunctorum. If you're interested in trying early music whilst many of the works are undoubtably great music, because they pre-date the tonal structure which we're given from birth many find them to an acquired taste. Written for the funeral of the Empress Maria in 1603 - one of the heights of the renaissance. The undoubted master of Iberian renaissance (some of us would say of all renaissance - pooh to Palestrina).

I will bookmark this and look into it. :)

They're all definitely great works. :D

:hi: :hug: :loveya:

:hi: :loveya:

:hi:
Have you had a good day so far, Mate?

I have the lecture notes right here, so I am not too concerned.

:rofl:
Did you have a friend take notes for you, or did you just record it and make notes from the tape? :rofl:

My lecturer wrote it.
(Well, my two math lecturers wrote 1 each, I take two math subjects)

Well then you have good notes. I wish you good luck with the assignment, Mate! :bounce:

:hi:

:hi:

Buying a house is never easy or straight forward - I hope that you manage to get things sorted quickly.

The day has been very up and down with things irritating me, and then other things making me happy. I had to do a dash of retail therapy when I first got into the office (about which I posted a thread, thus far ignored) because the shop had run out of milk to have with my lunch x(

I'm listening to Shostakovich's 1st Piano Concerto at the moment - which is very jolly.

:hug:

:hi::hug:
I think this is just the broker I was using. It's time to go a different route I think and not proceed with him. I have days like the one you're going through right now on occasion also. Up and down, up and down. Hey, at least it's not ALL bad. :hug: It's good that you have some jolly music to help keep things on the good side! :bounce:

and it's something I've had on my wish-list for quite some time too. :D

:bounce:
What was it on your wish list?

The complete Shostakovich String Quartets. :bounce: :bounce:

http://www.amazon.co.uk/exec/obidos/tg/detail/-/B0000042HV/ref=wl_it_dp/202-2767508-2459841?%5Fencoding=UTF8&coliid=I3NHXFFGL0QK29&v=glance&colid=2YCPBP08WLF2O

A string quartet has (by definition) 4 string players - normally 2 violins, a viola and a 'cello with three or four movements each. Shostakovich's are wonderful examples of early-mid 20th century chamber music.

Enjoy the music, TJ! Sounds like you have LOTS to listen to! :bounce:

Should keep me happy for a while. :bounce: :bounce:

:woohoo:
Have you put them all on your MP3?

But they'll be stuck into Mildred's C.D. drive as soon as possible - thence to her hard-drive, thence to the M.P.3.

Then I can sit here and listen to them all day long.

I'm listening to the 4th Symphony by Shostakovich (same composer) at the moment - another great work.

Well, I'm sure you'll enjoy every minute of them when they get there! :bounce:

now that's funny. I've just discovered Shostakovitch last month. Heard Sym. #10 in E minor Op. 93 (1953) performed by the Kirov Orchestra (Valery Gergiev conductor). Truly excellent and now I am a fan. You're clearly more versed in classical music than I am, so it's interesting reading your posts.

He had a massive (and I mean massive) Shostakovich fetish, we both live near London so one summer we went to all of the Shostakovich performances during the Proms (there were several that year).

:bounce: :hug: :loveya:

Definately check out some different brokers. My stepmother is a real estate agent and she says a lot of the brokers she works with are terrible, but a few are good.

:hi::hug:
I definately am! I don't want to put all my eggs in one persons basket anyway! :rofl: How are YOU this morning? :loveya:

I feel asleep on the couch at 10pm last night. Then dragged myself to the bed at some point during the night. :D

What a coincidence! I don't know what time it was, but I woke up in bed this morning. :rofl: Was your long day OK?

My 12:30 class was cancelled so I had to sit around until my 5:00 class. x( I can't afford the gas to go home and come back. Other than that it was great. I got an 88% on a paper I though was horrible. I mean really terrible. :shrug:

x(
But I know how you feel with the price of gas. It freaking SUCKS, that's true. Thinking a paper was horrible and then getting a better grade than you thought you'd get happens to everyone I think. It's always good, though, huh? :bounce:

I was all prepared to accept a C, then ended up with a B+. I was elated. :bounce:

:bounce:
I'm happy for ya, my dear! :loveya:

Good news is always nice when other things are so crappy. x(

:bounce:
Now, it's MY turn for some good news! :rofl:

You deserve it. :hug:

I think I do too! It's just a matter of going to the right person! :woohoo::loveya::hug:

:hug:

How is your morning going so far? :hug:

How about you? :)

:D

:hi:
I hope you're having a good morning so far, Mister! :bounce:

I recorded it, since I was at work all night.

It's good I assume...

I've watched every season so far.

If I started watching now...would I have a chance in hells of understanding what's going on?

The 5th season is on TV now, and each season can be viewed only by itself, but there are several major plot points in this season that might give away events in previous seasons.

Although I do have to say that this current season is probably the best one yet.

I guess I'd have to go rent it and start at the beginning.

When I would catch seasons on DVD, I went through each one in a week. If you like action and suspense, you'll definitely like it -- the cliffhangers are amazing.

:bounce:

It's like the crack cocaine of television -- addictive as hell. :D

I'm addicted to Law & Order so another one would be OK!

The mortgage process easy! :rofl: :rofl: :rofl: Trust me, you want to check out several different mortgage brokers to make sure you're getting the best rates. Particularly be careful if the seller tries to get you to go with their broker--they may not always be working in your best interest.

I'm on the opposite end of your problem though. I'm apartment hunting, and discovering that it's not easy for a single person to find an affordable place to live. Even the craphole little town I'm currently living in (population around 21K) has nothing under $900-1200 a month, and several of those I know for a fact are crime ridden places I wouldn't live in for half that price. So after searching in a 30 mile radius and coming up with the same price ranges for studios and 1 bedrooms, I found that only two local cities have affordable places. One I ruled out because the ones I could afford are all dangerous roach motels. So that leaves me with one choice, which fortunately is where my weekend job is situated. That will at least save me gas money if nothing else. Still, you'd at least think one could find a decent place to live without forking over half their take-home pay (and that from two full-time jobs no less). :cry:


"19". I remember that from my high school years. I put that on my hard drive not to long ago as a matter of fact.

:hi::hug:
I know how you feel about the rent thing! The place we're in has turned into a ghetto and we've seriously outgrown it! I looked, at first, for another apartment, but it's murder to find a place that accepts and cat AND a dog. And plus, the rent is so damned expensive. x(

I've always liked 19...but you're right...it's been forever since I've heard it! I think you and I went to high school at the exact same time! :bounce:

I'm just astonished. I can't imagine how single parents live, particularly when they have crappy jobs like mine, or worse ones. I work two jobs and have trouble--imagine if I had kids! :scared: (though one of the major reasons I've never had them is I could never afford them)


I said it before but it bears repeating. Wherever you think you're going to buy, check out the neighborhood very well. You want to know what it's going to be like re: kids, traffic, noise, etc. The reason we're leaving the neighborhood we're in is because of obnoxious kids who have no respect for others' property, criminal activity and noise all hours of the day and night. It's just not the neighborhood we were led to believe it would be.

I've seen some CRAZY rental rates out there! I will certainly watch the neighborhood at different times of day to see what it's like before I commit. Thanks for that info, by the way! :loveya:

Sorry to hear about the snags. Definitely, look around. Please be wary about "creative" mortgage options (e.g. interest only, arms, etc.) especially in uncertain times.

:hi:
It's OK...and I'll definately shop around. I just need to be careful about the time too...our lease is up in July and I don't want to have to sign another year lease!

breaking a lease is mucher cheaper than rushing into something that won't be perfect for you and greekspeak. Will your apt let you go month to month? Around here, rentals are really down, so they are willing to do just about anything to keep units occupied. Do you have a sublet clause? (Is this all too serious for the early morning thread :)

I'm not sure if they allow such a thing or not. I don't need to worry about that just yet though. :)

...try to get out around nature today if you can.:bounce: Nature has a way of making everything seem better.

Clintmax, buying a first home is never an easy or quick process. Maybe it's meant to be hard:shrug: so as to remind us just what we're taking on, but I assure you, you aren't the first to hit major snags in the process.:banghead: Knowing that certainly doesn't erase any of the frustration though, does it?. Just hang in there and going with your gut will get you through it eventually.:woohoo: Just think how much more you're going to finally enjoy that home of your own when it does come around.:applause:

:hi:
Thanks for the words of encouragement! I'm going to hang in there and I'll let you know as I proceed! :bounce:

Sorry about your news. Now you know what they're looking for and you can do what needs to be done. As you said, there are other routes. So, have a good day anyhow - I know things will work out. Be patient.

:hi:
Thanks, Man. I didn't plan to just go with what this one dude was going to offer me, but it's still disappointing. I'll be patient and I'll let you know what happens as I go to other resources.

I went to sleep at 8pm yesterday though. x(

So i'm waking up with a nice hot cup of Earl Gray and reading "The Restaurant at the End of the Universe".

I was asleep early last night too.

:hi:

But i did the same thing with Voldemort in Harry Potter anyways.

they just are. :)

Idiots are mean and that will never change.

That's just how the Vogons talk. :shrug: What with their highly domed noses which apparently sit high above a small piggy forehead of dark green rubbery skin.

I don't like sticking things in my ear!

It's a problem for me too.
But alas I have no choice if I want to hear. My close friends will talk louder if I don't have my hearing aids in but it's bothersome for all of us. x(

I make that about half past five. :D

Welcome to the Early Morning Crew! :bounce: It's good to have you aboard! :woohoo: I fell asleep on the couch last night and dragged myself to bed at some point during the night. I'm always up early too, hence...Captain Clintmax of The Early Morning Crew!

Stay up until it's morning or sleep until it's morning.
Ether way, i'm up in the morning.

Pull up a chair, have some coffee, and sit a spell! :rofl:

no brown things for you! Have some tea then!

But, I like iced tea once in a while too!

Ice tea just isn't for me.

I'm from the mid-west and live now in the south (Florida), so sweet iced tea is the favorite down here!

It's because when i was around 9-years of age my next door neighbor offered me her glass of iced tea, and not wanting to be rude i tried it. Of course afterward i regretted it because there were some cigarette ash in it, so it just totally ruined it for me.

Ok, that's just GROSS! *shudder*

I usually had mugs of hot chocolate around the house and i thought one mug was my hot chocolate but it was actually stone cold coffee.

But before that memory, i did love the thought of coffee because i ate a coffee bean my father offered me at an airport, let's say i went into the ultimate hyper stage.

*shudder* Coffee is supposed to be hot! NOT room temperature. x( Well, you enjoy your tea, my dear! I've added you to the Crew listing and your name will appear in tomorrows listing! :bounce:

:thumbsup:

I am back from my trip as you can see :)

I had a wonderful time. We saw a lot. Things I've seen before as well as things I haven't seen before. A lot of stuff to look at in a short time. We used the days very well. Were on our feet all day long, went late to bed, got up early. Now I need days off to relax from my days off ... LOL

:bounce::hi::hug:
It's good to have you back! :loveya: I missed you! I'm glad you had a good time...did you take some more pictures? :bounce:

Two of them at the zoo :)

:woohoo:
I can't wait to see them!

will have them back Thursday. There should be a couple of nice ones.

I bet ALL six rolls are awesome! :bounce:

I guess I have to start to believe that I take some good pics :P

Every single one I've seen has been wonderful! :loveya:

I didn't post - for good reason :P

That's OK...I'm sure it was the damned camera that caused the bad ones! :bounce::rofl:

or the people that walked into the pics :mad:

Can't they see you're trying to take a picture?!? Damn them anyway! :rofl::grr:

That's what jobs are for. Places to rest after vacation! Just lay your head down and take a little snooze.

Glad to hear that you had a good time, and yes, we all want to see your pics.

:hi:

I think it might look a bit strange to our customers if I start snoring here ... LOL

I will try to post the pics from this trip faster than from Prague.

and we'll patiently wait for those pics.

LOL


How was your weekend? Are you less stressed by now?

:rofl: Never got out of my jammies on Sunday. I was doing a lot of writing for work (among other stuff around the house) and the next thing I knew it was five o'clock. So I figured, why bother getting dressed!

I just LOVE that LOL pic. I stole it of course.

Glad you could relax a bit this weekend. Sometimes we need days where we don't have to go out and just hang around in the jammies. Shouldn't be the most stressful time for you at work be over by now?

for two big gigs that'll be happening on Thursday and Friday. Not quite as big as my January project, but just as important. Lots of work, but very rewarding.

Ahhh . . . so you stole my LOL kitty heh! Here's another smilie that I think you'll like. Feel free to pilfer.

:bounce: :hug:

:hug:

How are you doing?

Messed up my back a few days ago, so I'm hobbling around.

:hug:

Hope you feel better soon.

I was yesterday as clever as trip over my own feet and some stone that was in the way. Have a blue spot at my one knee now but that isn't really bad. I am just glad I gave my mom my camera a minute before I fell.

when I was reaching something to harleydad from the attic. Went to the chirpractor yesterday and have to go again today.

Wow, that is lucky you handed the camera to your mom! I hope your knee is better soon, too. :hug:

if the camera would got broken. Really lucky angel near me I guess.

Aren't we two grannies who wine about their sorrows? :rofl:

It's hard to ignore pain, though. :shrug:

:rofl:

but we women can cope with more pain then the men :rofl:

Good to see you at your Station!

:hi:
Man! It's been FOREVER since I've talked to you! :bounce: How the hells have ya been?

school year...otherwise Life is Ok !

It's good to have you back in the Early Morning thread, man! :bounce: I'm trying to buy a house, so I've been a busy boy too.

:donut:


:hi:

:hi::hug:
I hope you had a great Monday! :bounce:

Please let me add my well wishes to all the posts above. I'll keep good vibes about your mortgage/house hunt.

I again have woke up in a superb mood! Certainly happy about that, but you know, I should be crabby. Ran into some snafu's on my project yesterday, but I won't be deterred. I'm going to pull it off, and with flying colors.

:hi:
Well thank you for the good wishes! I'm sure it will all work out just fine. I hate snafu's too, but I'm sure you're going to get it all worked out too! :woohoo::loveya:

that things will work our for you in the end. May just have to take a different path than you first thought.

Yes, and I'm just as confident that my project will be successful too.

:toast:
We're both going to be just fine! :bounce:

:donut: :hi: :hug:

I'm sorry about the snag. :( There's always something, isn't there? :shrug:

:hi::hug::loveya:
Yes, there's always something...but, I'm thinking it is the broker. I'll just have to see what someone else says. How are things with YOU?

Other than that ... my back is a little better but really stiff today. I have to somehow get myself back to the chiropractor this morning. My mom's coming today and I can't even make her bed. :cry: I'm hoping the chiropractor can work a miracle. He did make it feel better yesterday but he told me not to do anything.

I'm sorry you're still feeling sore. :hug: I hope the Chiropractor CAN work a miracle for ya!

I answered your PM. :hug:

And you're welcome! I need to get some things done before I have to get ready for work, so I guess I need to get outta here so I can get started. Thanks for being here for me, my dear!

My appointment is at 10:30 but it'll take me a while to get ready. I think the kitty box will have to wait for harleydad.

Thanks for being here for me too, my friend! :hug: :loveya:

Glad to see this thread. I love early mornings because it's my "calm before the storm" so to speak. It's my time. :bounce:

:hi:
Welcome to the Early Morning Crew thread! :woohoo: We start our day here between 5:30 and 6 every day, so if you want to be part of the Crew, feel free to join in! :bounce: I love the early mornings too...it's MY time too, and I spend it here with my crew on DU!

Now we need coffee too! :donut:

I've got a cup here as we speak and it sure is good! :bounce: Have some with me!

:hi:
I have a few things I need to get done before I have to get ready for work, so I need to get going! I had a great time today, my crew and I look forward to seeing you in the morning! Take care pf each other! :grouphug:

Clint

You know *tapping foot* you really didn't have to say it twice!

:rofl: Hi, Joani! :hi:

www.democraticunderground.com/discuss/duboard.php?az=show_mesg&forum=105&topic_id=5100529&mesg_id=5100544

Say it ain't so! :rofl:

when I said these days.

:hi:
I have a few things I need to get done before I have to get ready for work, so I need to get going! I had a great time today, my crew and I look forward to seeing you in the morning! Take care pf each other! :grouphug:

Clint

:hi:

:hi:

how's your day going?

But now both of my pain_in_the_arse darlin' house mates are up, so the parrots are screaming happily chattering away.

Do you have anything special planned for today?

First day back at work after a long weekend. There's nothing like a short week ahead.:D

Welcome Back !!!

Have a good one!

I am off work today! :woohoo:

Going up to see my man later after he gets out of work! :bounce:

:hi:

Hope you have a great day off :bounce:

I'm sure it will be great for both of you once your man gets out of work.

:hi:

Hello! :hi:

I am just going to relax today. It's kind of overcast here in CT so I don't think I will be going anywhere besides the man's later.
I can't wait to see him!


:hi:

:hi: :loveya: :hug: I hope you have a good time! :bounce:

I am sure I will have a good time! :hi:

How's it going? :hug:

my Mom's coming in from CA tonight. I'm trying to get the house cleaned up, but I hurt my back and it's a little tough getting around. x(

Other than that, fine. How 'bout you? :loveya: :hug:

Don't know what I did to it. It feels a bit better though today. Not a bad as Sunday. Yesterday it was ok but I couldn't sit for long periods of time so being at work was almost unbearable. I had to sit and take phone calls all night and it was just killing me.


Sorry about your back! :hug:

That's too strange! I did mine on Sunday, too, and it hurts to sit for very long. Sorry about your back, too! :hug: I'm glad you have the day off. And I hope you have a great time with your man later.

I was supposed to go to the chiropractor again today, but I'm pretty sure I can't drive and harleydad can't leave work to drive me. So I have to wait till Thursday. That's fine ... I bet it'll be all better by then. :D