Technical Errors in Freecreditreport.com commercial

(I'm referring to the one: "Well, I married my dream girl...but she didn't tell me her credit was bad...")

1) marrying someone with bad credit does not lower your credit score (her default on "some of old credit cards affects her score not his and his membership with freecreditreport.com wouldn't tell him this anyway
2) freecreditreport.com does not inform you when someone else's credit is bad but when *yours* changes
3) when he says if he had known about her bad credit, that he'd be "happy bachelor with a dog and a yard" (wouldn't have married her...what an ass...): this suggests his income and credit would be enough for him to solely qualify to buy a home without her, which he could have done with her as his spouse

I agree on #1 and #2. But, i interpreted that other part differently. I think he meant that they would have stayed together, but unmarried, his credit score would have been the sole determinant of the ability to get a loan.

They could be together, he'd still be a bachelor, and they'd have a house.

Don't get me wrong. That commercial makes me puke too! I just had a different take on that "dog and a yard" thing.

Now, to the other commercial. Why would a guy have bad credit because of identity theft, and get stuck working in a fish joint, selling "fish to tourists in t-shirts".

Huh? Somebody steals his identity so now he has to work dressed a pirate. Now THAT doesn't make sense. Either he has marketable skills or he doesn't. (Unless he was a CPA and nobody would hire a CPA who couldn't even keep his own finances a secret, i suppose.)
The Professor

my understanding is that unless he were buying a house using her income for the loan, that their marital status wouldn't require them to put her on the loan application and the mortgage.

also, i think the use of the term bachelor is that he never would have married her and not only that, would be single, rather than simply living with her in an unmarried state.

but overall, we agree that the commercial is puke-inducing. second, yes, i agree with you on the first commercial, although there are some jobs you can't get with a poor credit score, in fact, that's more and more typical. and that first commercial has just 1 redeeming quality --the old lady who is enjoying the music but the moment one of the musicians says "yeehaw", that moment the change in her expression is priceless as her gaze turns cold. wow. she earned her scale in that one.

i don't really like the whole product to begin with, i feel for $180/year it's not a good value and further, the songs are misleading about what the service actually does, suggesting it is more helpful than it is. in other words, the commercials pose the service as the solution to problems that it can't fix and can't even really alert you to.

and the credit agency that runs this service, Experian, should know better. such mendacity.

I'm so happy to see this commercial getting ripped here.