Online Banking: Who else is doing it? - Democratic Underground

CaliforniaPeggy

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Fri Jan-11-08 11:17 PM
Original message

Online Banking: Who else is doing it?

I just got my bank account on the internet...

And I think it will be much easier to manage there!

I mean, I'm here all the time anyway...

I put it on my laptop too, so I can keep tabs on it when I travel...

I feel as though I've just joined the 21st Century!

:bounce: :bounce:

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SPKrazy

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Fri Jan-11-08 11:18 PM
Response to Original message

1. I love to shift money around

makes me feel like i have some :P

:rofl:

yeah it is cool...

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CaliforniaPeggy

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Fri Jan-11-08 11:20 PM
Response to Reply #1

5. My dear Southpawkicker!

Oh, that's a good reason to have it!

You are too funny, sweetie...:hug:

:rofl:

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LeftyFingerPop

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Fri Jan-11-08 11:19 PM
Response to Original message

2. Hi Peggy!

I do online banking, and I love it.

Very quick learning curve, and a great time saver. :hi: :thumbsup:

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CaliforniaPeggy

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Fri Jan-11-08 11:22 PM
Response to Reply #2

6. My dear philboy!

Yeah, it looks like it'll be a great timesaver!

I'm not so sure about the quick learning curve, but we'll see!

:hug:

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LeftyFingerPop

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Fri Jan-11-08 11:25 PM
Response to Reply #6

9. You will be surprised Peggy...

You will learn it very fast.

Here's the habit I have developed...after you have made a payment, you should have some sort of option to view all of your recent transactions. When you go there, you will see all your payments listed, kind of like a check register.

Don't forget to record each payment in your check register, if you still use a paper register as I do.

:hug:

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CaliforniaPeggy

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Fri Jan-11-08 11:27 PM
Response to Reply #9

11. That is one of the options...

I wish I could get rid of the paper register, but I guess I can't...

But this should be a lot easier to manage!

Thanks for the tip!

:hug:

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Inchworm

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Fri Jan-11-08 11:20 PM
Response to Original message

3. Couldnt live without it

well.. I could, but I wouldn't have it so easy.

I also pay all my bills except one at their websites.

I can do all the bills in about 5 minutes each month.

You'll love it! I do.

:hi:

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CaliforniaPeggy

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Fri Jan-11-08 11:23 PM
Response to Reply #3

7. My dear Inchworm!

It does look pretty good, once I get used to it!

I'm sure I'll love it too... :hug:

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The Velveteen Ocelot

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Fri Jan-11-08 11:20 PM
Response to Original message

4. I've been doing it for quite awhile.

My credit union has a great online banking setup -- I pay my bills online, can transfer funds, balance accounts, etc. I hardly ever use checks any more. Love it.

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CaliforniaPeggy

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Fri Jan-11-08 11:24 PM
Response to Reply #4

8. My dear ocelot!

Yeah, I have a credit union too...

And their website is nice to nagivate!

Just opened the new account yesterday, and I keep checking to see if there's any new activity yet!

I'm pretty silly!

:silly:

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HERVEPA

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Fri Jan-11-08 11:27 PM
Response to Reply #8

10. Pay all bills through on-line banking except those

I can pay on line by credit card. I get cash or miles on those, and always pay the card off every month.

I hate it when I have to write a check now.

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CaliforniaPeggy

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Fri Jan-11-08 11:29 PM
Response to Reply #10

13. I expect to use the account to pay the credit card bills

online too...

We'll see how things shake out!

I hope to write a lot fewer checks!

:hi:

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Roon

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Fri Jan-11-08 11:29 PM
Response to Original message

12. I have an account online

and because I can always check my available balance at anytime, I have had this account for almost three years now. I suck at math, so I can't balance a checkbook very well. But with my online banking, I can see that I have 2.00 in my account and go down to the gas station and pay 1.69 for a 2-liter of pop and be safe. I love it. I used to bounce so many checks in my youth,but now I just use my Visa debit check card.

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CaliforniaPeggy

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Fri Jan-11-08 11:32 PM
Response to Reply #12

15. My dear Roon!

I have trouble with the arithmetic too...

Balancing the checkbook is one of my big trouble spots!

Luckily, I haven't bounced a check in many years...

But still, I hope to simplify my life!

Glad it's working so well for you too...:hug:

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Roon

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Sat Jan-12-08 12:38 AM
Response to Reply #15

23. Thanks Peggy

I also wanted to add that I love paying ALL my bills online. I used to wait all day for my money..run to the grocery store and cash it..then fill out the money orders...stamps and envelopes..walking to the post office....now I hang out on DU and pay all my bills online..Didn't realize how behind the times I was!

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Shine

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Fri Jan-11-08 11:30 PM
Response to Original message

14. Yup, I've done it for years.

It's amazing the stuff one can do on the 'nets. :hi: :hug:

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CaliforniaPeggy

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Fri Jan-11-08 11:33 PM
Response to Reply #14

16. My dear Shine!

Hey, sweetie...

It's great to see you tonight!

Yeah, the internet has truly revolutionized our lives!

:hug:

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graywarrior

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Fri Jan-11-08 11:34 PM
Response to Original message

17. I feel like a land barron banking online.

Sitting there all smug like. I lurves it.

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CaliforniaPeggy

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Fri Jan-11-08 11:36 PM
Response to Reply #17

18. My dear graywarrior!

Once I get the hang of it, I expect to feel that way too, lol!

I'm still tiptoeing around the site, getting the feel of the place...

:hi:

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UrbScotty

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Fri Jan-11-08 11:37 PM
Response to Original message

19. My dear CaliforniaPeggy!

I have done online banking and online bill pay for a couple years now.

I have a checking account and a credit card with USAA, and they allow me to just click a few buttons to make a payment on my card with my account.

I love it!

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CaliforniaPeggy

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Fri Jan-11-08 11:41 PM
Response to Reply #19

20. My dear ih8thegop!

Oh, that sounds wonderful!

I don't see any downside to it yet...

Unless your computer crashes...:scared:

I expect to love it too, sweetie! :hug:

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Infomaniac

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Fri Jan-11-08 11:48 PM
Response to Original message

21. I write so few checks now...

I pay just about everything online. You will learn to love it and wonder how you ever managed to pay bills any other way.

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CaliforniaPeggy

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Fri Jan-11-08 11:51 PM
Response to Reply #21

22. My dear Infomaniac!

This is what I'm hoping for!

I'm sure I will wonder...

Thanks!

:hi:

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Generic Brad

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Sat Jan-12-08 12:42 AM
Response to Original message

24. I would be happy if they made home based ATM's

It would be cool if our printers could legitimately print cash. Maybe someday. Because if we attempted that today we would quickly get arrested for counterfeiting.

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CaliforniaPeggy

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Sat Jan-12-08 12:45 AM
Response to Reply #24

25. My dear Generic Brad!

I kinda like that idea too...

We'd hardly need to go out for anything! Well...almost anything!

I'd rather not go to prison for counterfeiting, TYVM!

:rofl:

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crim son

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Sat Jan-12-08 12:47 AM
Response to Original message

26. Peg,

When I had money, I did. If I ever have money again, I will! :hi:

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CaliforniaPeggy

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Sat Jan-12-08 12:48 AM
Response to Reply #26

27. My dear crim son!

You will do both, sweetie!

And I hope you'll have LOTS of money...

Plus a lovely guy to spend it on...

:hug:

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crim son

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Sat Jan-12-08 12:55 AM
Response to Reply #27

28. My guy went away.

I think he had another girl, younger. Ah well. You all predicted it.

But yes, a good man who isn't destitute would be nice.

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CaliforniaPeggy

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Sat Jan-12-08 01:02 AM
Response to Reply #28

29. I know he did, sweetie...

His big loss, IMHO...

I meant a new lovely guy just for you...:hug:

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crim son

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Sat Jan-12-08 01:07 AM
Response to Reply #29

30. Thank you.

I'm not going to be hopeless, not overtly. I hope you're right. :hug:

Peg! I have seriously considered sending out the holiday cards! :rofl:

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CaliforniaPeggy

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Sat Jan-12-08 01:14 AM
Response to Reply #30

31. Oh, I hope you will, sweetie...

I'd love to see it, you know...:hug:

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