Does anyone here have a "drive-under" garage in their basement? Have you found that

GreenPartyVoter

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Wed Sep-22-10 02:56 PM
Original message

Does anyone here have a "drive-under" garage in their basement? Have you found that

your home insurance costs are much higher than previous homes that didn't have one?

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ohiosmith

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Wed Sep-22-10 03:01 PM
Response to Original message

1. I didn't have one until I came home from the Super Bowl party last year. What insurance?

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SoxFan

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Wed Sep-22-10 03:50 PM
Response to Reply #1

2. lol

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GreenPartyVoter

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Wed Sep-22-10 04:01 PM
Response to Reply #1

3. You are no help at all! *hands on hips* LOL

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ohiosmith

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Wed Sep-22-10 04:03 PM
Response to Reply #3

4. I tried.

:shrug:

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Raven

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Wed Sep-22-10 04:48 PM
Response to Original message

5. Yes, because of the increased fire risk of having a gasolene

tank in your basement and the possibility of fumes getting into the house.

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GreenPartyVoter

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Wed Sep-22-10 05:43 PM
Response to Reply #5

6. Well, that makes sense. Is it a really big increase though? To the point that the

convenience of the garage is negated?

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applegrove

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Wed Sep-22-10 08:29 PM
Response to Original message

7. Around the corner from my house a man died who started his car

(to warm it up I think) and then fell back asleep in a bedroom right over the garage. Could that be one reason why it is more expensive? Be careful anyhoo.

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GreenPartyVoter

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Wed Sep-22-10 10:18 PM
Response to Reply #7

9. Yeah, that's scary since the kids' rooms would be up there. Will have to make sure the car is backed

if it's going to get warmed up, I guess.

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AmyDeLune

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Wed Sep-22-10 10:13 PM
Response to Original message

8. The only car that would fit into our underground garage

is a Model T. Or a Mini-Cooper. The house is that old, it might even have been intended to keep a horse buggy in, there are still wrought iron horse rings all over the city. It's really a moot point since neither my Mom or I drive or own a car. That said, yeah, potentially explosive object under one's house is actually a decent reason for higher insurance.

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GreenPartyVoter

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Wed Sep-22-10 10:19 PM
Response to Reply #8

10. Wow, yours sounds really cool. Yeah I can see why it would be higher.

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DebJ

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Wed Sep-22-10 10:29 PM
Response to Original message

11. A friend of mine had a house fire that started with a fire in

her car in her garage. I think some policies charge less for a 'detached' garage then one attached to the house in any fashion.

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