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hootinholler Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:41 AM
Original message
To everyone who thinks the Bankruptcy Bill has passed!
I don't think it has yet. From the front page of the Senate website:


Floor Schedule

Friday, Mar 4, 2005

The Senate convened at 9:30 a.m. and adjourned at 1:20 p.m. No record votes were taken.

Next meeting: Monday, Mar 7, 2005

2:00 p.m.: Convene and resume consideration of S. 256, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.


The sheeple and nearly us are being distracted with SS reform while this is being ramrodded through.

Call your Senators.

Call the press.

Don't forget that the only impact with this isn't with the destitute, but it will also stifle small business startups.

Keep this kicked until the final vote is taken!

-Hoot
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Albert Einstein Donating Member (241 posts) Send PM | Profile | Ignore Sat Mar-05-05 12:45 AM
Response to Original message
1. They've just voted on amendments to the bill
If they have 100 more, they won't vote on it on Monday either.
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AndyTiedye Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:37 AM
Response to Reply #1
12. Could This Be a New Way To Filibuster?
Can the Dems just go on offering amendment after amendment until the cows come home?
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blondeatlast Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 08:05 AM
Response to Reply #12
16. I hope so. Let thoseinterns work overtime this weekend! nt
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katinmn Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:44 PM
Response to Reply #12
32. yes, the late Paul Wellstone ran a one man filibuster against
this bankruptcy bill while he was senator. He did it to protect people and he'd do it again if he were alive.



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sarahlee Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:53 PM
Response to Reply #1
33. Read the review of the amendments offered
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:45 AM
Response to Original message
2. Use this website to prepare and send your email to your
Edited on Sat Mar-05-05 12:48 AM by merh
senators. http://ga3.org/campaign/senateindebt

Is your Senator in debt to big banks and credit card companies?

Politicians have used big banks and credit card companies as their private campaign contribution ATMs. Now many of our elected officials are using policy paybacks to make good on the debt they've racked up with these cash advances. And they're sticking low- and moderate-income people with the bill.

This week, the U.S. Senate is debating bankruptcy "reform" legislation that will make it harder for low- and moderate-income individuals to get out of debt even when blindsided by sickness, divorce, or job loss. These are the very times when people are most vulnerable to credit card companies' pitches to rack up debt.

Why would the U.S. Senate consider such legislation? Follow the money.

The big banks and credit card companies have contributed more than $101 million to federal candidates and party committees over the last six years (a Senate cycle). Of that, 36% went to Democrats and 64% went to Republicans.


http://ga3.org/campaign/senateindebt
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pacalo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:59 AM
Response to Reply #2
3. Here's another petition to sign...
"Should there be a filibuster of the bankruptcy bill?"

Why don't you tell Congress where you stand? Here, we'll make it easy for you. All you have to do is fill in one form now and with one click we will send your personal message to both of your senators, your house representative too. We'll even look them up based on your address and tell you who they are. Just a few simple words from you mean more than any form letter can. Please read the question carefully to make sure your vote matches your comments.

The Senate Republican leaders have now filed for cloture (a move to preclude a filibuter) on the bankruptcy abuse prevention act, which will be voted on this coming Tuesday. With the exception of a minor rewording of the definition of "special circumstances" every proposed amendment, including restrictions on predatory lending practices and corporate retirement fund theft so far has been blocked. If you think the bill should now be passed as is, then vote "No", otherwise if you believe it does not strike a fair balance between the rights of consumers and power of banks and credit card companies, then vote "Yes". Feel free to address any additional issues in your personal message. Even if you don't think your particular representatives would agree with your position it is important for them to hear from you.

http://www.usalone.com/bankruptcy.htm
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:08 AM
Response to Reply #3
4. Thanks - count on my name being added to this!
:thumbsup:
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pacalo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:19 AM
Response to Reply #4
7. Thanks to you, merh -- I added my name to yours!
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:21 AM
Response to Reply #7
8. I love your dancing smiley!
I also love those sites that make it easy for me to blast my senators!

Of course, I personalized my email and added a paragraph begging them to stand up for the citizens of the USoA!

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pacalo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:46 PM
Response to Reply #8
37. Since my congresspeople have shown me that my letters are ignored,
I decided to just go for the gold, using a statement from your DLC letter:

"The big banks & credit card companies have contributed more than $101 million to federal candidates & party committees over the last six years (a Senate cycle). Of that, 36% went to Democrats and 64% went to Republicans."

Then I added...

"What will the prognosis be for those people who have lost jobs or who will experience a catastrophic illness in their family? Will they go to debtors' prison?"

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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 04:09 PM
Response to Reply #37
40. Very good
You think yours ignore you -- mine are Lott & Cochran, they are so repukes their photos are next to the definition in the dictionary!

But I will not give up trying to make these people pay attend to the needs of the citizens. :argh:

:toast:
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Trillo Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:30 AM
Response to Reply #3
9. Tried to sign, spent a few minutes writing a couple of sentences.
"Did not find your 10 digit phone number with area code, required by some members of Congress"

Nope, the database is NOT getting my phone number. No way.
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ooglymoogly Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 11:42 AM
Response to Reply #9
26. just change the last digit
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Blue Belle Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 11:34 AM
Response to Reply #3
25. Thanks for posting...
I added my name and message.
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moggie12 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:01 PM
Response to Reply #3
27. Check out the comments of those who've done this site!!
After you fill in your name, it lets you look at the last 25 comments posted -- some are really good.

C'mon everybody who hasn't emailed theirs reps yet, do this: IT ONLY TAKES A MINUTE!!!!!
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Me. Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 02:24 PM
Response to Reply #3
39. Thanks
That was easy
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Elidor Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:34 AM
Response to Reply #2
10. Do you have a special email for constituents of Frist?
Something along the lines of: fuck you, you evil bastard, I already know how you're voting-you'll get yours someday?
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:47 AM
Response to Reply #10
14. Feel free to edit and adapt the email to your individual needs!
Personal touches are always nice err, I mean effective! ;-)
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blondeatlast Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 08:16 AM
Response to Reply #2
17. If you have a story to tell, please edit the letter and tell it!
It does get noticed more that way.

Bankruptcy happens to really nice people. Judging by the people in the courtroom with us they are ALL really nice, hardworking people who would rather have been anywhere else--and would rather have paid their bills if they could have.

If it happened to you like it happened to us, tell them.

We were living well within our means when--see if you can guess--I had a major health problem. I'm fully recovered, but our finances may never be.

Tell your stories if you have them; it's so very important.
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ellenfl Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:56 PM
Response to Reply #2
34. my newest (shrub-backed) senator was unavailable by
email. gee, what a surprise! well, one out of two ain't bad.

ellen fl
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 08:20 PM
Response to Reply #34
43. Well, one is good.
If you find the other snots fax number, fax him a sweet message about his availabilty and this moronic legislation! Thanks for getting involved and welcome to DU! :hi:
Damned glad to greet you! :toast:
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:09 AM
Response to Original message
5. Will you post a like post in GD and in the Activism forums?
We need to get folks involved. In GD most have been posting as if the bill has been passed already!!!

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TacticalPeek Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:11 AM
Response to Original message
6. Rate it up!
:kick:

Thanks for posting this.

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madmark Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:35 AM
Response to Original message
11. Kick
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sarahlee Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:42 AM
Response to Original message
13. You have to read this rant and some of the comments
Comment from the diary author later down the thread:

and just imagine...

What companies like ChoicePoint, who have been funnelling information to the GOP all along, can do in the service of their Party...

Doing okay in life, are you? Got a good job, a car, a home, pay your bills on time, do you?

Say -- you a registered Democrat who never fails to vote? You active in politics? How about, say, online? You a political donor?

WHOOPS. Seems we accidentally let an "identity thief" get hold of your information.

Congratulations! You just acquired a SHITLOAD of debt that isn't yours. Been struggling to get it off your record to no avail, have you? Feel like declaring bankruptcy to get the fucking nightmare to end?

WELCOME TO BANKRUPTCY CENTRAL. May I have your Identity Card, please?

You'll be working in the kitchens this year. You should have your bankruptcy obligations paid off in three.

Have a nice day!

Rage, rage, against the lying of the Right.
by Maryscott OConnor on Fri Mar 4th, 2005 at 13:01:11 CST</div>


Read it all at: http://www.dailykos.com/story/2005/3/4/9176/09929
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Mandate My Ass Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 08:33 AM
Response to Reply #13
18. No exemption for identity theft....if that's not a huge tipoff what this
bill hopes to accomplish, well then, I have some land I'd like to sell ya.

Also, I was talking to a bankruptcy atty the other day. He said he's betting the farm this bill is finally going to pass. He said it's really bad the way it is but, he said they always put the really bad stuff in when it goes into committee. I can't imagine anything worse than the horror show that is already in there but I guess we're all in for a rude awakening.
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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 09:34 AM
Response to Reply #18
19. Is this going to go for a vote this week?
How much time do we have?
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Mandate My Ass Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 11:14 AM
Response to Reply #19
22. Yes, tuesday. Repubs voting for cloture so dems can't filibuster
Edited on Sat Mar-05-05 11:17 AM by Mandate My Ass
there's a thread in GD called "why it's important to write your senators" or somethign like that with links to send emails.

This bill must not pass.
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merh Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:06 PM
Response to Reply #19
28. post 2 gives you the link to send emails and post 3 a link for
a petition to call for a filibuster.

I wasn't sure if you noticed those. ;-)

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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 07:21 AM
Response to Original message
15. kick......................n/t
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lonestarnot Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 10:18 AM
Response to Original message
20. ASK FOR FILLABUSTER THIS BILL! Middle class unemployed due to
outsourcing and layoffs being squeezed into nothingness! While Exxon/Mobile enjoys record profits! This just WRONG!
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bush_is_wacko Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 10:29 AM
Response to Original message
21. It appears as if my two Senators are standing along party lines on this one
Allard is being the typical thuglican butt kisser and Salazar finally grew enough girth in his testicles to realize he damn well better listen to his constituents and his party over these issues because it is the only chance he is going to have to stop the thuglican gravy train from putting Colorado into a serious economic tailspin!

You should see the lame responses Allard has sent me! When I read them the picture I got of him was that of a 5 year old with his fingers in his ears and his eyes closed loudly singing that famous song "Nah nah, nah, nah, nah, I can't hear you," all the while peeking over his shoulder to make sure his friend were watching him!
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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 11:15 AM
Response to Original message
23. kick......................n/t
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TheFarseer Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 11:28 AM
Response to Original message
24. I just realized
Edited on Sat Mar-05-05 11:48 AM by TheFarseer
I haven't heard anything about this bill except on here. Our media should be ashamed of itself.

btw - just wrote Senator Nelson, we'll see if it does any good. Writing Hagel won't do anything, that's for sure!
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moggie12 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:34 PM
Response to Original message
29. Thank you for posting - lots of misinformation on this
If you don't mind, I'm going to repost part of what I posted in GD yesterday:

In their rush to jam the Bankruptcy bill down our throats, the Republicans are putting themselves on record as being the world's biggest hypocrites. I urge everyone stuck with a Republican senator to call and e-mail them to protest their hypocritical votes against Democratic amendments over the past few days. Also, please send letters to your local newspapers!!

Sample letter:
"I am appalled by the actions taken by Senate Republicans over the past few days as they have sought to push through Senator Charles Grassley's bankruptcy reform bill. While I agree that people who recklessly run up bills should be forced to pay their debts, the bill as currently written sweeps away protections for worthy and unworthy debtors alike: Under Seneator Grassley's bill, senior citizens who have huge medical bills are treated just as harshly as 30-year-old yuppies who run up their credit cards charging big screen TV's and expensive vacations! Instead of rectifying this glaring defect in the bill, Senate Republicans have spent the last few days defeating amendments designed to protect people whose financial difficulties occurred through no fault of their own: To rush the bill through, Republicans have voted en masse against amendments that would have given some measure of protection to people whose indebtedness was caused by huge medical bills, identity theft, or the need to care for a sick family member. At the same time, Senate Republicans, with the exception of Lincoln Chaffee (RI), voted against an amendment that would have limited the amount of money wealthy people can put into trusts that allow them to shield their assets from bankruptcy! They also voted against a so-called "homestead exemption" that would enable the elderly and those driven to bankruptcy by medical expenses to keep their homes. Meanwhile, wealthy people facing financial sanctions can legally shield their money by buying huge homes in Florida and Texas, states whose laws protect homes, regardless of the value, from being touched by the bankruptcy courts. Does this not seem hypocritical and unfair? Every last cent will be wrung from average Americans who've encountered severe problems, while those with substantial assets are allowed to shelter them?? Fat-cat executives who've driven their companies into bankruptcy will get to keep their mansions and their money while hard-working Americans who have had the misfortune to become sick or had some other tragedy befall them will be treated like irresponsible spendthrifts?? For the life of me, I can't understand how the Republican Senators could have voted against these amendments. What is our country coming to when we treat our fellow citizens this way? How could something like this happen in the US Senate??"



Info sources:
http://nytimes.com/2005/03/04/business/04bankrupt.html
http://news.yahoo.com/news?tmpl=story&u=/latimests/2005...
http://www.nytimes.com/2005/03/02/business/02bankrupt.h...

My GD post (which sank like a rock -- why the apathy on this bill?? I don't get it....) I kicked it again today:
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=104x3218252
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Paradise Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:41 PM
Response to Original message
30. kick n/t
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sadiesworld Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:42 PM
Response to Original message
31. kick
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katinmn Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 12:57 PM
Response to Original message
35. Thanks. Sent my third letter to my Senators and added this:

Citizens across the country are following which senators have accepted this campaign money and are watching the votes. It was terribly disappointing to see the amendments that would soften the blow be rejected one after another by the Republican controlled Senate, and to see some Democrats also voting against the amendments.

Millions of citizens are awake and paying attention to this and other issues and will be holding our elected officials accountable.
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sarahlee Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 01:09 PM
Response to Original message
36. Just saw this good LTE
Dear Editor:
The "compassionate conservative" Republicans in Congress unanimously rejected every single amendment that the Democrats proposed to their Draconian Bankruptcy Abuse Protection law, which protects the large businesses, which can still declare bankruptcy under the laws, from irresponsible consumers who have the audacity to get sick, or have crushing medical bills, or get called to serve in our armed forces and run into serious financial trouble. As an example, this one amendment, which would have protected employees and retirees' pensions in the event their company declares bankruptcy and takes their pension funds to pay off other debtors, was unanimously rejected by Republican senators in the US Senate:

03-Mar
On the Amendment S.Amdt. 49
Durbin Amdt. No. 49; To protect employees and retirees from corporate practices that deprive them of their earnings and retirement savings when a business files for bankruptcy.

REJECTED

The Republicans in the Senate also unanimously rejected the following: rejected the protection of the home as an asset for the elderly in the event of bankruptcy; rejected the protection of servicemen and veterans from means testing and the protection of their homes in bankruptcy; rejected the protection of those whose bankruptcy was caused by medical debt, or by caregiving to an ill or disabled family member; rejected protection of bankruptcy by those whose financial woes were caused by identity theft; rejected a 30% interest limit on an extension of credit extension by credit card companies; preserved bankruptcy protection for people who put their assets in a trust fund, which cannot be touched by the bankruptcy.

The Republicans in Washington DC, along with a handful of Democratic senators, with their tax cuts for the wealthiest among us, their attempted dismantling of Social Security and their undercutting of the last protection for the desperate among us, have shown their compassionate conservative side once again by trying to destroy the middle class. Is this what George Bush's mandate meant???

Regards,

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hootinholler Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 02:19 PM
Response to Original message
38. Please keep it kicked people.
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Me. Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 04:20 PM
Response to Original message
41. Kick n/t
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crikkett Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 05:12 PM
Response to Original message
42. kick
:dem:
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hootinholler Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Mar-05-05 10:25 PM
Response to Reply #42
44. kick N/T
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moggie12 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Mar-06-05 11:39 AM
Response to Original message
45. Kick n/t
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