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I got behind a woman whose credit card was rejected. She got on the phone with the credit card company and was quite upset. She had made her payment, on time, but it hadn't been processed yet so her available balance was lower than what she had expected. After she determined what her credit balance was at that moment she started picking through her purchases trying to figure out which food items she wanted to give up. It wasn't like she was trying to choose which steaks or other "luxury" items to keep. Nope, she was having to choose between things like the marked down (must sell today before it goes past the cut off date) chicken parts and a 5 lb. chub of hamburger. She chose the bulk mac & cheese (about 15 boxes wrapped together) over the bulk Ramen noodles because her daughter likes mac & cheese better. She also got bread, peanut butter and lots of tuna cans. She was on the verge of tears as picked through the few items she had and returned them to the cashier to be removed from her total. One of the items she put back was a doll that looked like it had been marked down several times. She asked the cashier if he could hold on to the doll and she would be back with some cash to get it. He told her they couldn't keep sale items at the register. She looked at him and said, "It's my daughter's birthday. I'm making her a cake and I'd like for her to have a present. If you can keep the doll here I can go borrow some money from my sister to get it. I want my baby to have something." The cashier agreed to keep it at the register for it. All I know is that by the time she picked up her sack of groceries and left I was on the verge of tears too.
When I got up to the register the cashier apologized for taking so long with her and for being so patient. I assured him that it was alright. I wasn't in a hurry. I just felt bad for that woman having to decide what food she could afford to put on her credit card and which ones she would have to do without. I then said, I wonder how many people are in her position. The cashier said the number of times people had a credit card declined seemed to be increasing. He said that in times past people would pull out several cards until they got one that would go through but now a lot of people are down to one and sometimes two.
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