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Does anyone here get cosmetic surgery with their health insurance here?

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chelsea0011 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:30 PM
Original message
Does anyone here get cosmetic surgery with their health insurance here?
Edited on Wed Oct-15-08 10:32 PM by Feeney2
McLame was talking about plans that allow it and damn, I've never heard that. And see what plan you get with $5000. His average payment of $5800 sounds wrong, also.
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Uzybone Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:31 PM
Response to Original message
1. The entire porn industry
and Dr 90210 is wondering what McCain is talking about.
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LynneSin Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Original message
Children with cleft lips, burn victims, people who have had serious disfiguring injuries
Plastic surgery is not all for vain.
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Uzybone Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
19. Does that qualify as cosmetic surgery?
And you know McCain wasn't talking about cleft palates when he was dismissing cosmetic surgery.
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LynneSin Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:40 PM
Response to Reply #19
36. This is a man who said that Sarah's kid has Autism
:eyes:
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chelsea0011 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
22. I don't think that's the cosmetic surgery he's talking about. Most plans
Edited on Wed Oct-15-08 10:35 PM by Feeney2
will cover that surgery you mention. McCain has talked about hair plugs when he mentioned it in the past.
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boobooday Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:31 PM
Response to Original message
2. Most people can barely get necessary surgeries
Sheesh.

He has no idea. He has had government health care his entire life.
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elocs Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Original message
What is health insurance? n/t
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Trajan Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Response to Original message
3. My plan allows it for reconstructiion of certain body areas ...
NOT elective, but if injury caused disfigurement ...
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cynatnite Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:43 PM
Response to Reply #3
40. Ours does, too. n/t
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KewlKat Donating Member (867 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Response to Original message
4. The cadillac policies?
He also mentioned them offering transplants.......well I'm sorry, but there are a lot of poor deserving folk that need transplants and they shouldn't only be covered under cadillac policies.........They're not cosmetic, they're necessary for life!
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liberalmuse Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Response to Original message
5. He's so out of touch.
No one gets plastic surgery paid for by health insurance. The man does not have a clue what it's like NOT to have a millionaire wife paying your bills.
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KewlKat Donating Member (867 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Reply #5
14. Maybe Cindy told him hers was covered by his policy?
He's had some I'm sure with his cancer ops.
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crazylikafox Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:44 PM
Response to Reply #14
42. Bingo. I'll bet you're right.
That's really funny, 'cause it's probably true
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mucifer Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Response to Original message
6. severe burns often require plastic surgery to make the body more functional
It's not always about beauty.
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Tallison Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Reply #6
21. Plans increasingly classify those as 'elective,' too
Health care costs are so ridiculous, every day I have difficult conversations with patients about what their insurance doesn't cover. Health care is now the leading cause of bankruptcy among insured Americans.
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chelsea0011 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:37 PM
Response to Reply #6
28. That's not the cosmetics he's talked about in the past. Last debate he talked
about hair replacement.
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Tallison Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:32 PM
Response to Original message
7. I'm a nurse and both points are BS
$5000 may by a health discount membership, but never insurance. And, no, insurance never covers cosmetic procedures.
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sunwyn Donating Member (268 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
8. When he was talking about plasctic surgery, did he say transplants would or would not be covered?
Edited on Wed Oct-15-08 10:33 PM by sunwyn
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Tallison Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:35 PM
Response to Reply #8
24. Hair or heart?
I assumed he meant head, since he said they weren't covered.
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bluedawg12 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:38 PM
Response to Reply #24
32. Asking a reasonable question from a lurching
candidacy such as: what does he mean by transplant?

Hair?
Cardiac?
Renal?
Retinal?

Or as might be of some use to the opposing ticket: brain?
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mscuedawg Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
9. $5000 is for FAMILIES....Single people will get $2500...but you're not hearing that...ARE YOU????
:mad:
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nomaco-10 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
10. Another weird WTF moment (one of many). n/t
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EC Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
11. No,
and when I was in insurance NO policy would...so he's just blowing it outta his ass...how would he know? He never worked or had to pay insurance, he's been on the public dole all his life...Obama at least worked at a Burger King and I'm sure had to deal with insurance at his other jobs...
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Quantess Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
12. Maybe Cindy does. n/m
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Left Is Write Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
13. Purely cosmetic? No. Reconstructive surgery, yes, but purely cosmetic procedures
are not generally covered by insurance.
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Viking12 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
15. I've got gold plated Cadillac insurance, but not cosmetic surgery or hair transpalnts
Edited on Wed Oct-15-08 10:35 PM by Viking12
I will get a healthy tax increase on my health care benefit under McCain's plan though. I'll get taxed nearly $2500/year for the $16,000/year employer contribution I receive.
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IndianaJones Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:33 PM
Response to Original message
16. yeah...and transplants. nt
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SeattleGirl Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
17. The ONLY cosmetic surgery that insurance would pay for would
be in the case of a child born with a correctable birth defect, or to treat someone who had been injured in a fire or other accident.

I've never heard of ANY insurance policy paying for elective cosmetic surgery.
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Starry Messenger Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
18. I'm on Plan B.
Don't get sick.
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DefenseLawyer Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
20. Cosmetic surgery and "transplants" according to McCain
I'm not sure if he really meant "implants" or if he thinks kidneys are a luxury just we can't afford.
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OmahaBlueDog Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:39 PM
Response to Reply #20
34. My jaw about dropped when he said that
"Health care wouldn't be so damn high if it weren't for all those folks getting butt lifts and kidney transplants"
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salbi Donating Member (195 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:41 PM
Response to Reply #20
37. I think he was talking about hair transplants but all he said was transplants
It sounded like he didn't want any type of transplants covered. Hope that gets out to all that are on transplant waiting lists.
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NotThisTime Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:34 PM
Response to Original message
23. No, but mine DOES pay for transplants, which is another thing he mentioned - I have a gold plated
plan, I freely admit it. My DH works for less so he can get that plan because I have a progressive neurological condition that requires a lot of care. However, oddly, it's been DH this year that had the highest med. expenses - go figure
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lob1 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:35 PM
Response to Original message
25. Yes, of course. I'm getting my toes lengthened tomorrow.
Because if I ever meet McCain, I'm going to stick my foot up his butt and I want it to hurt that extra little bit.
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bluedawg12 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:36 PM
Response to Original message
26. McInsane has had all of his health care paid for w/tax $$$
all of that sun damage skin problem, all through the Senate, paid for by taxpayers funding, but now he wants to tax the few employees who actually get insruance through their work? WTF?
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razors edge Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:36 PM
Response to Original message
27. Sure, most of us
had a very small to large bulge in our pockets removed over the last eight years by bush co.
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TheDonkey Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:37 PM
Response to Original message
29. $5000 will not afford you shit in cosmetic surgery for a family.
Most plans do not cover it.
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primavera Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:38 PM
Response to Original message
30. Are you kidding?
I don't even get basic health care with my health insurance. I pay $500/month to get... umm... what is it again I get for my $500/month?
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Left Is Write Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:38 PM
Response to Reply #30
33. Major medical with a high deductible?
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Hieronymus Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:38 PM
Response to Original message
31. Does the congressional heath plan pay for plastic surgery? I think maybe.
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Dem_4_Life Donating Member (710 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:39 PM
Response to Original message
35. No...I guess it is covered for people that own 10 houses.
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Clio the Leo Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:42 PM
Response to Original message
38. No, but I use it to pay for my weekly transplants.
Can you believe he said that, transplants?

How DARE someone have insurance pay for something elective like a heart transplant! please

(maybe he meant IMPLANTS?)
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democrattotheend Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:43 PM
Response to Original message
39. No. And I am a union member with excellent health care coverage.
My employer pays the whole premium, copays are low, and I am very lucky to have such a great plan. But my plan does not cover elective cosmetic procedures (not sure about corrective plastic surgery, like for breast cancer).
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sandyd921 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:43 PM
Response to Original message
41. He sees transplants as frivolous?
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stuntcat Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:44 PM
Response to Original message
43. I don't even get birth control
I've had to order birth control from England for years.
And just today my gynecologist sent a letter saying NO insurance is accepting her bills so I have to pay for all of it. She was my one doctor.. my yearly doc visit was to her. I don't know what we'll do.
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nomaco-10 Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:44 PM
Response to Original message
44. I always like to get my face lifted whenever I'm getting an organ transplant...
that way you only have to be put under once and recovery time is still the same. damn, what kind of crappy health insurance do you people have?
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torbird Donating Member (513 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:45 PM
Response to Original message
45. He also threw in "transplants" as bad, bad, bad
I think he was trying, in his feeble way, to make another hair transplants crack on Joe Biden, but he just said, "cosmetic surgery and, er, transplants."

I would like him to clarify this remark. Does he mean all transplants, or what?

After all, he doesn't think women's lives are important enough to terminate a pregnancy that will kill them, so why should he care about lung, heart, kidney, liver, cornea, marrow, or other organ or tissue transplants?

What a fucking freakshow loser that guy is.
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pdxmom Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:46 PM
Response to Original message
46. My husband and I have one of those gold-plated Cadillac health care
policies. It's provided through his employer, but we pay a hefty bit each paycheck, too. And it does cover some plastic surgery, but my husband is an amputee and any work he has through the plastic surgeon is actually reconstructive and medically necessary.

BTW, if my hubby retires before Medicare eligibility, our insurance will be $3000/month. And we have no option, because he has a preexisting condition and no other insurance company will pick him up. How well do you think we'll do under McCain's health plan?
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AbbeyRoad Donating Member (848 posts) Send PM | Profile | Ignore Wed Oct-15-08 10:46 PM
Response to Original message
47. no insurance policy that i'm aware of pays for cosmetic surgery
I am aware of policies that won't pay for a wig if you have chemotherapy and lose your hair. I think, for women especially, it should be covered as a prosthesis, but apparently it's considered merely cosmetic.
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Pithlet Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:46 PM
Response to Original message
48. It got me when he lumped in transplants.
He lumped in transplants with cosmetic surgery as being frivolous over the top gold plated coverage.
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stuntcat Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:48 PM
Response to Reply #48
50. that's totally exactly what he said.
what a shitbrain
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stuntcat Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:47 PM
Response to Original message
49. ..and it sucks if you can't drive.. too bad/so sad I guess!
Their "finding the right doctor in neighboring states" line IS BULLSHIT. I have to have a doctor I can take a frickin bus to.
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hedgehog Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:51 PM
Response to Original message
51. Here's some cosmetic surgery that your nosy Federal Government requires
that your health insurance provide:

if you have health insurance, your carrier must pay for breast reconstructive surgery. The 1998 Federal Breast Reconstruction Law requires all health insurance companies to cover reconstruction of the breast on which mastectomy has been performed, and surgery and reconstruction of the other breast to produce a symmetrical appearance.

http://www.healthywomen.org/healthtopics/breastreconstruction

Gee, do you suppose this law was passed because all insurance companies were already covering this?
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Supersedeas Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:52 PM
Response to Original message
52. maybe Cindy McCain and Sarah Palin have Golden Plate care
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TankLV Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:52 PM
Response to Original message
53. The only thing cosmetic about my health insurande is the amount of their payment
in comparison to what I have to shell out after they "adjust" the bill to what is "allowed"...
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KathieG Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-15-08 10:54 PM
Response to Original message
54. Hell no...when I find one that covers botox and lumineers I'm signing up!
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