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Suggestions regarding health insurance in NC?

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OneGrassRoot Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Apr-01-07 07:32 PM
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Suggestions regarding health insurance in NC?
I am one of the many uninsured, so I know nothing about what's currently available.

My dad just passed away, and now I'll be looking into insurance coverage for my 62-year-old mother. I know they had Anthem insurance, and she will have the option to continue it for 18 months through COBRA, but I also hear that's very, very expensive.

Is one of the BC/BS plans the way to go, or are there other lesser-known, yet very reliable plans for someone this age?

Thanks in advance.
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WillYourVoteBCounted Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Apr-03-07 12:02 AM
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1. isn't she old enough for Medicare?
If so, then I recommend signing up for medicare A & B,
B is for doctors visits.

Also, I suggest buying a supplimental plan that pays the difference between what
medicare pays and whats left to your Mom.

However, you can decide if that is what she needs.

My mother has been sick alot, and we would really have had it rough
without having a medicare B to pay.

Especially if there are hospitalizations and lots of tests.

Then, there is Medicare Part D (prescriptions).

If your mother gets a supplimental to cover A&B Gaps, it may provide
Medicare Part D as well.

If your mother has an expected prescription costs of $200-300 or more per month,
than there are Part D plans that cost a little more (like about $70 a month) that
don't have the donut hole, and will save you thousands each year.


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