Get Off Your ASS and get active on this!

Of all the 200+ DUers in Texas, we need to get off our ass and get on our donkey! Get active! Call now!

Credit Scoring Up for Debate We need your action NOW!
Make your Voice Heard!
House Insurance Committee Hearing on Monday

On Monday, February 21st, the Texas House Insurance Committee will be meeting on the issue of Credit Scoring.

Texas Watch, a premier consumer protection organization in Texas, has long taken a stand against this discriminatory and unfair practice, and the time has come to get our voice out against Credit Scoring. House Bill 23 by Representative Brown will ban Credit Scoring, and we must give this bill support.

Call the members of the House Insurance Committee today. Tell them that you support House Bill 23 and a complete ban on Credit Scoring. It is essential they vote for House Bill 23. CALL THEN EMAIL. CALL FIRST!!!

john.smithee@house.state.tx.us
gene.seaman@house.state.tx.us
carl.isett@house.state.tx.us
craig.eiland@house.state.tx.us
senfronia.thompson@house.state.tx.us
Bill.keffer@house.state.tx.us
larry.taylor@house.state.tx.us
corbin.van_arsdale@house.state.tx.us

Chairman Rep. John Smithee (512) 463-0702
Vice Chair Rep. Gene Seaman (512) 463-0672

Members
Rep. Carl Isett (512) 463-0676
Rep. Craig Eiland (512) 463-0502
Rep. Senfronia Thompson (512) 463-0720
Rep. Bill Keffer (512) 463-0244
Rep. Rene Oliveira (512) 463-0640
Rep. Larry Taylor (512) 463-0729
Rep. Corbin Van Arsdale (512) 463-0661

I am preparing to send off about thirty letters discussing many issues, but most important to me is the state financing for education to which the State for years has not met its obligations. Plus, I am lobbying for another across-the-board pay raise for teachers! So now, I am adding one more thing to my letter. You got it!

Tell me what I need to send/do on education also!

I will PM you. But just in case you're interested you can check my old, needs to be updated website. Click on the research link and you will get a good idea of where I am coming from. www.irvingisd.net/spollard .

what credit scoring IS? thanks, from the ignorant. ;)

from the three major sources of credit data collection --Experian, Equifax, and TransUnion -- is assigned a value (your score) on the basis of all of your credit history: lines, amounts, limits, and of course payment history.

The score (the scoring methods are a closely guarded secret) is used to determine the interest rates you pay on your mortgage, auto loans, to approve or deny insurance coverage, and much more.

ie, to Texas Watch or other websites? I don't know the issue of why Texas Watch considers credit scoring to be discriminatory, etc and would like to read up on it.

The insurance companies love it. that should be enough for any consumer.

They claim it helps them keep insurance rates low. Have you seen how low your rates are?

There is absolutely NO study that shows that links risks to a credit score. They believe if you have bad credit you are more likely to committ insurance fraud. Go figure.

Check texaswatch.com

This is very important. make sure you sign up on the Texas Watch list
e-mail list too.
http://www.texaswatch.org

Sonia