Doesn't it make sense that a single payer Universal system

Would free up a lot of money back into the consumers pockets, and back into the economy? If the premiums, co-pays, and out of pocket expenses, in a private insurance system were all of a sudden no longer a burden to consumers, then they would have thousands more dollars to spend on consumer items, homes, cars, etc. Tax revenue would increase, allowing the country to reduce the deficit, and pay for Universal Health Care. The average family would all of a sudden find about ten grand more to spend, that is if the average health care premiums were say, 10-15 grand for a family of three or four. All that money would explode back into the economy, creating a Tsunami of wealth from what used to go into the pockets of a few rich fat cats Cayman Island bank accounts. There would be no more having to pay for health care costs for the un-insured who get sick or have an accident from our tax dollars. Seems to me that all those profits that are now being gobbled up by private insurance would have to go somewhere, and if it isn't to them, then it makes sense that it would be ours to play with. And while we're at it, bring in State Government auto insurance too. It works in other countries and keeps costs down.

buy when we graduate if we weren't struggling under student loans for a decade or more.

I forgot to mention that. I think our tax dollars would be better spent helping those that are the future, by educating them, keeping them healthy in their first twenty years, and turning them loose into society as productive as possible. Scandinavian countries do that, sure, their tax load is high, but everyone has a good job, drives a nice Volvo, and seems happy and healthy.

solvent.

Currently Medicare is only for seniors, who pay relatively low monthly premiums for the coverage and generally have the highest medical expenses.

If it was opened up to a pool of younger, healthier people who paid more than the current senior rate and used fewer services, wouldn't it solve much of the Medicare crisis?

It seems like a win-win for everyone except the insurance companies.

The younger ones who don't get as sick pay for the elderly, and keep the fund afloat. Then when the younger ones get old and sick, there's always somebody paying in and not having to drain it. It's worked fine in Canada for 40 years. Not everybody gets sick at the same time!

that I would then get to pay maybe only $10,000 of because it might be less expensive.

If your employer is paying that much, and the system went Universal, wouldn't you get that on your check? Or does the employer have to pay for medical?

I have yet to find a volunteer!

Under a single payer system... every one pays... everyone plays... simple. Either through the tax system or smaller premiums. And if there's only one administrator instead of hunderds, then it's got to be cheaper. And no profit margin to attend to. Think about it.