Are you happy with your Medicare Supplemental plan?

LongTomH

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Sat Jan-09-10 05:32 PM
Original message

Are you happy with your Medicare Supplemental plan?

What supplemental plan do you have and are you satisfied with it?

I have to admit I'm tardy about signing up for a Medicare supplemental plan.

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CTyankee

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Sat Jan-09-10 05:40 PM
Response to Original message

1. I have one thru my husband's union, AFSME, but it will only last til next year (he's

been laid off). After that, I plan to explore AARP's plan. I have heard it is a good one, but I don't know myself. I just know we'll probably be paying more for less and HCR probably won't make much of a difference...

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monmouth

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Sat Jan-09-10 05:47 PM
Response to Reply #1

3. I don't have one at the moment, just too expensive but my neighbors

have Humana, and I believe that is what AARP sells. They are quite happy with their coverage but I don't know the cost.

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grasswire

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Sat Jan-09-10 05:40 PM
Response to Original message

2. be aware,,,

...of the difference between Medigap plans and other plans. The Medigap plans are set by law; coverage is standard no matter who the provider is. A plan F is the same for Blue Cross as it is for Kaiser. The details are clearly spelled out. An Advantage plan is like an HMO, with caps and exclusions and no federally set coverage. Insurers love to sell those to people, and shoppers must really beware about them.

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CTyankee

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Sat Jan-09-10 05:54 PM
Response to Reply #2

4. Yes, I've been warned about the Medicare Advantage plans.

I won't bother...

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shraby

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Sat Jan-09-10 05:57 PM
Response to Original message

5. Satisfied so far. No restrictions, no co-pays, no deductibles.

No bills. Nada Zip Zilch from doctors or hospitals...only statements as to what it cost and what was paid. We have a private policy. Costs about $140 per mo. each.

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demosincebirth

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Sat Jan-09-10 06:09 PM
Response to Original message

6. we have it through Kaiser and the Teamsters H&W. 100 bucks a month...

with five bucks copay on RX and office visits.

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OregonBlue

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Sat Jan-09-10 06:14 PM
Response to Original message

7. My mom has AARP and it seems to be very good.

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twhite1

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Sat Jan-09-10 06:18 PM
Response to Original message

8. Pricing is unfair

The cost to consumers should be tied to income. It isn't. I can't afford to pay $100-150 a month.

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Nancy Ruth

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Sat Jan-09-10 06:23 PM
Response to Original message

9. Supplemental...

I have my supplemental through Mutual of Omaha and am very pleased with it. Several of my friends have it, too, and I've never heard a complaint about it. They pick up everything and there is never a problem. I highly reccommend it.

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tularetom

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Sat Jan-09-10 06:32 PM
Response to Original message

10. Mine's a group plan through Cal PERS administered by Blue Cross

Six months ago I wouldn't have been able to tell you whether it was any good or not. But I've had cataract surgery in December and so far the only money I've had to shell out were some modest co pays for prescriptions (five or ten bucks a pop). My premiums are paid through my former employer as part of my retirement package, but I have to pick up the cost for my wife (about $100 a month IIRC).

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TheCowsCameHome

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Sat Jan-09-10 07:35 PM
Response to Original message

11. UHC. Just signed up for supplemental.

Edited on Sat Jan-09-10 07:37 PM by TheCowsCameHome

I had UHC prior to hitting 65. Heard from many friends that their Medicare supplemental is good, $155 a month.

AARPs' looked to be the same coverage, but the premium was higher and loads of forms to fill out.

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ChicagoSuz219

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Sat Jan-09-10 11:59 PM
Response to Original message

12. If you're tardy, you're plan is...

...whatever they gave you.

As for mine, ask me again in a couple weeks. Mine got changed January 1 and I haven't used it yet.

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