|
My hubby and I have our own business and thus have to buy our own health insurance. We've always been pretty healthy and so have our kids so we have had a high-deductible, high co-pay policy ever since we went into business over 9 years ago.
Though we've put up with increase over the past few years that were bordering on ridiculous, this year the increase is nearly 40%. We hardly use the policy so the increases can't be because we're burdening their system. So we're looking for something new. Our policy is up in mid October. Some of the quotes we've gotten in so far would cut the cost in half of our current, pre-increase rate. But I worry about quality of service with another company.
Have a company you'd like to recommend?
Have a company you'd warn me and others away from?
My current company is American Family. To their credit, we never got any grief on paying claims. But I have no interest in rewarding American Family for their crappy behavior regarding increases. In light of quotes for other policy types from American Family as well as other companies, I suspect the horrendous increases over the past few years are an effort to eliminate the type of policy we currently have. Rather than soaking us, they could have said as much. Bastards! Like I have time to hunt down health insurance quotes every year. Besides, I hate talking to sales people.
|