http://abcnews.go.com/Health/story?id=2588181&page=1Allen and his wife are two of the roughly 8 million federal employees and their families, from postal workers to the president, who are covered by insurance that is flexible, affordable and transportable from government job to government job.
The plan is so good that some, including Allen, believe it should be expanded. "We can make the federal system a model for how we deal with the small-business community," Allen said. Among its advantages is the competition it creates between providers, which results in lower costs. The federal plan is made up of more than 280 health plans available to federal workers across the country. In New York alone, a federal employee can choose from among 18 plans.
Advocates said that competition keeps costs low: While the price of private insurance premiums is expected to rise 7.7 percent this year, the federal plan will go up just 1.8 percent.
"It can show you what choice can do, what choice actually means, what intense competition and cost control can result in," said Robert Moffit of the Heritage Foundation policy institute.