Now that I'm part owner in a bank, I want

Pryderi

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Tue Oct-14-08 07:51 PM
Original message

Now that I'm part owner in a bank, I want

Edited on Tue Oct-14-08 07:52 PM by Pryderi

1. ATM fees to be eliminated

2. Smallest check amounts be withdrawn from my checking account prior to larger ones.

3. Bounce fees be reduced to $5 per infraction

4. Online fees for money transfers between accounts eliminated

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The Velveteen Ocelot

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Tue Oct-14-08 07:53 PM
Original message

And a free toaster.

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geckosfeet

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Tue Oct-14-08 08:00 PM
Response to Original message

3. I want a microwave.

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Generic Brad

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Tue Oct-14-08 07:53 PM
Response to Original message

1. How about a customer lottery?

One person a quarter wins all the profits. Bad for investors. Good for those four individuals a year.

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midnight

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Tue Oct-14-08 08:00 PM
Response to Original message

2. I did not know about no. four. But I'm in agreement. These

are wonderful suggestions that should be put into action-Now!

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fedup41

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Tue Oct-14-08 08:02 PM
Response to Original message

4. You dont't get most of that already?

I don't know what bank you are with, but I've got three of four already.

Bounced check fees??

Are you really that irresponsible?

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yodoobo

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Tue Oct-14-08 08:17 PM
Response to Reply #4

6. Bounced checks are a huge source of revenue

Banks pretend that they don't like them, but then sort checks in order from highest to lowest to maximize bounces, then charge $30 for each bounce, when in actuality it cost less than $1 to reprocess a bounced check.

$5 bucks per bounce would still entitle the bank for about 500% profit for every returned check.

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demosincebirth

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Tue Oct-14-08 08:23 PM
Response to Reply #6

7. Thats very true

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ColbertWatcher

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Tue Oct-14-08 08:03 PM
Response to Original message

5. Those are great suggestions! Can you see a bank from your house? n/t

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RB TexLa

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Tue Oct-14-08 08:31 PM
Response to Original message

8. .

1. No bank charges you to use the atms owned by the bank where you have the account

2. I can only assume this has to do with number 3, if so then insert answer to number 3 here

3. Keep a running track of your account and you don't have to pay any bounce fees

4. I have several banking accounts and have seen very few fees for transferring money. Some are on savings accounts after X many free transfers per month. It does cost money to transfer money and there are many options that do not have a cost.

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