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Publically funded insurance vs Publically funded health care - is there a difference?

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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-21-09 06:57 PM
Original message
Publically funded insurance vs Publically funded health care - is there a difference?
I am a single payer supporter and think anything less is bullshit, although I can see myself settling for a BIG step in the right direction ..... and with that said ......

What is the difference between the two "solutions" cited above? In my view, not much, apart from terminology.

In the first case, the government would pay for your care in line with the insurance policy it "sold" you.

In the second case, the government would pay for your care in line with the law requiring they do.

As a practical matter, what is the difference?
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MindPilot Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-21-09 07:20 PM
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1. Insurance is by definition an adversarial relationship
The whole concept is a gamble that something will or will not happen. Insurance works because it is totally dependant on collecting more in premiums than it pays out in claims. I don't think that is a sustainable model to provide health care.

I make a bet with State Farm that I will crash my car; they make a bet that I won't. That idea is OK when negotiating the value of my crashed car; it's not OK when I need a liver transplant.
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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-21-09 07:22 PM
Response to Reply #1
2. I understand what you're saying .... and it is true when profit is the motivation
But with a statutory obligation to pay at some prescribed and defined rate and for some set of prescribed and defined maladies, it is different.
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