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Reform will bring down costs generally and make insurance more affordable and accessible

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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 06:59 PM
Original message
Reform will bring down costs generally and make insurance more affordable and accessible

Here's What You Will Get Out of Health Insurance Reform


Look over the answers, then tell Vice President Biden what's most important about reform to you.
Reform will bring down costs generally and make insurance more affordable and accessible, ensuring more choices for quality coverage

Reform will allow you to keep the coverage you have if you want to

Reform will establish an insurance exchange that will provide easy one-stop shopping to compare rates and services and promote competition

Reform will offer tax credits and assistance to families, and to small businesses so they can offer competitive, affordable rates to their employees

Reform will require plans to cover basic pediatric services, as well as dental, vision, and hearing needs for children

Reform will greatly improve access to pediatric care and address shortages by investing in an expanded health care workforce

Reform will promote better accountability for the quality of care children receive

Reform will streamline and simplify paperwork and cut the bureaucracy for you and your doctor

Reform will ensure you always have choices of quality, affordable health insurance no matter how often you move or change jobs

As a veteran, nothing will change in your access to VA care. Indeed, the President’s proposed budget expands access to the VA to an additional 500,000 Veterans who were previously denied coverage

Reform puts a cap on what insurance companies can force you to pay in out of pocket expenses, co-pays and deductibles

Reform will expand coverage for children through their parents’ plan until they’re twenty-six if their parents so choose

Reform will prevent insurance companies from placing annual or lifetime caps on the coverage you receive

Reform will require insurance companies to renew any policy as long as the policyholder pays their premium in full

http://www.whitehouse.gov/realitycheck/quiz


Joe Biden is great
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The_Casual_Observer Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 07:03 PM
Response to Original message
1. Reform is a scheme to fundamentally change the way insurance companies
run their businesses. Insurance rules aren't regulated at all by the feds presently, how would any of these things practically happen???
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mix Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 07:04 PM
Response to Original message
2. Will it, however, provide coverage for the 45 million w/o insurance? nt
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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 09:52 PM
Response to Reply #2
6. That is Obama's plan
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nightrain Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 07:30 PM
Response to Original message
3. doubtful on most of your propositions... will it decrease the fragmentation and duplication of
paperwork for practitioners because of the multiplicity of policies/corporations?

Will it ease the amount of time practitioners spend on verifying benefits, dealing with the multiplicity of policies/corporations?

Will it actually be affordable? You've seen the predictions about the increasing costs of policies?

Will the executives of the insurance corporations bring their compensation down to a reasonable level?

Will the reform allow anyone to change policies/opt out if they don't like their current plan from their employer?

Will reform remove age rating?

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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 09:53 PM
Response to Reply #3
7. Thats "WhiteHouse.gov" they are Obama's propositions
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nightrain Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 10:24 PM
Response to Reply #7
8. yes... I read that. Want to respond to my concerns??
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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 08:08 PM
Response to Reply #3
14. All those concerns have already been answered if you have been listening
to actual facts

but if all you have been listening to is the RATpubliCON propaganda you head must be ready to pop right about now
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nightrain Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 08:49 PM
Response to Reply #14
16. that's all you've got, a pathethic erroneous ad hominem attack? Watch Dems eat their own....
Those who can't go to the substance of an issue, make pitiful attacks on their own party members. Maybe you might learn some finer debating skills and even see who you're attacking by looking at their journal.

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OHdem10 Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 09:08 PM
Response to Original message
4. It all depends on the Insurance Companies.
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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Sep-06-09 09:43 PM
Response to Original message
5. did i miss the part about PREMIUM price controls?
High co-pays and caps on claims are gimmicks to rope in consumers who can't deal with the bottom line problem: rapidly escalating premiums. Prices should either be controlled or the percent of premiums spent on all overhead including executive compensation, profits, and all those operators who deny claims should be capped.
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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 08:29 AM
Response to Reply #5
9. apparently You Did miss the part about controlling cost
1) Folks currently without Health Insurance can only access Health care through the Emergency Room. A primary physician and preventative Health care would greatly reduce this cost

2) Competition with a public plan would force private Health Companies to reduce the 16% administrative cost and the 20% profit margin. Hopefully even the CEO pay in excess of $100 Million annually
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yurbud Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 02:32 PM
Response to Reply #9
10. I agree competition with public option would do something--what if it's not in final bill?
I think more drastic measures are necessary.

Those execs will not behave ethically unless forced to do so.
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nightrain Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 08:53 PM
Response to Reply #9
17. dream on.... not likely to happen. Perhaps you haven't heard, there actually is no competition
in health care, it's more like a monopoly in most geographic areas. People who are having an MI don't do cost-effectiveness comparisons before calling 9-1-1.
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hansberrym Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 03:14 PM
Response to Original message
11. How is anyone or any plan going to stop the rise in cost?

The plain facts are the nation is growing older, the boomers are reaching retirement age, and total health care spending will continue to rise.

The rational thing to do is to accept that a larger portion of the average American's income will go to health costs -because the average American is getting older, and older persons tend to spend more on health care. The government should be encouraging more people to become doctors and nurses and should be encouraging the increase of facilities such as hospitals, clinics, and testing facilities because we are going to need them over the next 20 or 30 years. All the focus on holding down costs just makes it that much more difficult to prepare to meet the future needs.


Yes, it would be nice if there were something like 15 workers for every retiree, and it would be nice if the average age of the workforce were something like 30, but that is not the world we live in.

http://www.nga.org/Files/ppt/0611SENIORWEBCASTKREPCIO.P...
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Cleita Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 03:16 PM
Response to Original message
12. Keeping the foxes in the hen house even with muzzles is not a good
outcome for the chickens.
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Cleita Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 03:18 PM
Response to Reply #12
13. Real reform will make selling health insurance a felony IMHO.
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Robber M Donating Member (25 posts) Send PM | Profile | Ignore Mon Sep-07-09 08:09 PM
Response to Original message
15. Yeah
If real reform gets passed!
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Nickster Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Sep-07-09 08:53 PM
Response to Original message
18. Still un-acceptable, Single Payer is what is needed.
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