http://blog.buzzflash.com/analysis/904Treating Domestic Violence as a Preexisting Condition is Only One Example of the Rampant Sexism in the Healthcare Debate
After hearing so many miserable stories on the practices of rescission and denying coverage to "high-risk" individuals, I thought I could no longer be all that shocked by how dastardly and despicable private insurance companies could be. But that was before I was told that domestic violence is a preexisting condition.
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The Service Employees International Union (SEIU) is bringing attention to the fact that it is legal in eight states and the District of Columbia for insurance companies to deny coverage due to previous instances of domestic violence. This is not merely a legalistic exercise, either: SEIU also notes that half of the largest insurers have used domestic violence as a reason to limit and/or deny care to customers in the past.
When you remove the public relations element, it makes sense that insurance companies would do this to minimize risk. After all, 35 percent of all calls to emergency rooms are related to domestic violence, and 37 percent of women making emergency room visits do so because of abuse from their current or former partner. Surely it gets expensive.
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But the study also found that individual insurance is more expensive for women due to the practice of "gender rating," even though women are generally healthier -- and engage in more cost-saving preventative care -- than men. Also, they found affordable maternal health insurance is notoriously difficult to obtain, leading this cartoonist to quip that just "being a woman" a preexisting condition.
The realities of the job market for women also means fair reform of health insurance may effect women more than men. Women are more likely to work part-time and in undervalued "pink collar" industries, both of which commonly lack healthcare insurance coverage. Furthermore, though there's no broad scientific data on this, at least two studies I found confirmed my suspicion that women tend to work at smaller companies, which routinely have less secure health insurance profiles on the whole due to their limited bargaining power.
Even before they enter the job market, women are discriminated against in access to affordable healthcare. The Deficit Reduction Act of 2005 gave drug companies an economic incentive to stop offering birth control pills to colleges and other low-cost providers at a discount, meaning that a month's worth of pills that once cost from $3 to $10 skyrocketed to somewhere between $30 and $50.
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While everyone left of Rush Limbaugh is willing to stand up for battered women, the only people I can find still willing to touch the abortion issue as relates to the healthcare reform effort is the occasional pro-choice or women's organization. National Organization of Women President Terry O'Neill issued a statement last week in response to Obama's speech that said in part:
We will not tolerate the use and abuse of women's health care needs to achieve other political ends. Marginalizing women's health care marginalizes women as a class.
For far too long, family planning, pregnancy care and abortion have been marginalized as something "other" than basic health care, which NOW believes implicitly contributes to right-wing demonizing of abortion providers. Legislators continue to ban federal health care dollars from abortion, which directly opposes the will of the majority of the public that believes that abortion services should be covered in any health insurance reform plan.
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So when Congress hammers out its plans for healthcare reform, I'm guessing victims of domestic violence will probably get a break as preexisting conditions fade out of favor. But a truly fair approach to healthcare coverage -- one that would not discriminate against poor women -- is not politically feasible. At that point we should ask ourselves this question: Is it more defensible to discriminate against poor people and rape victims than victims of domestic violence?
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there are more women in the United States then men.
there are more women in the World then men.
when are we going to assume our Power and stop the men and religiously insane women from standing on our necks?