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You could be getting health care for $125/month/adult. How about it?

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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:00 AM
Original message
You could be getting health care for $125/month/adult. How about it?
Covers everything, including long term care. Payroll tax of 10% of payroll over $140,000. HR 676 has done the math, and also Washington State.

http://www.healthcareforallwa.org/health-security-trust/

It's single payer with global budgeting cost controls. Current proposals, even with public option, are outright theft by comparison. Nonetheless, it doesn't necessarily have to be single payer--the Dutch have mandatory private insurance for 100 euros/month/adult. How do they do it? They regulate the bejeezus out of private insurers.

No political will to regulate private insurers is exactly the same thing as no political will for single payer.
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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:04 AM
Response to Original message
1. Damn, that sounds good.
This is exactly what America needs.
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Phoebe Loosinhouse Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:05 AM
Response to Original message
2. I guess the Dutch haven't adopted the uniquely American system
whereby some of the reprehensible profits are diverted to the pols in return for NOT regulating the industry. I guess the Dutch are ethical and understand the purpose of government. There's the difference. The willingness to regulate and to treat healthcare as a right and not a commodity.
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WVRICK13 Donating Member (930 posts) Send PM | Profile | Ignore Tue Oct-13-09 06:12 AM
Response to Original message
3. Those Dutch
think too much. I asked a Dutch Ministry of Justice official about the decriminalization of pot and she said, "oh, do your dealers card purchasers? We control and tax it, you fight a loosing war on it." The Dutch are very conservative personally, at least in my observations. They pick their battles and try to spend efficiently. Yes, they have higher taxes and a higher standard of living for more people than we do in the USA. They almost put organized crime out of business with their drug and prostitution laws. Now they regulate it, tax it and spend less on battling crime. I was told they use the sin taxes to help the lower classes with living quarters, food and insurance.
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Phoebe Loosinhouse Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:18 AM
Response to Reply #3
5. Just yesterday on the radio I head someone saying how unrecognized it is
that the Dutch have created the largest existing human artifact - and that artifact is the landmass of the Netherlands itself which the Dutch basically engineered and reclaimed from the sea.

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WVRICK13 Donating Member (930 posts) Send PM | Profile | Ignore Tue Oct-13-09 06:32 AM
Response to Reply #5
6. I Tell You
they have got to stop this crazy thinking. LOL.
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Enthusiast Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:48 AM
Response to Reply #5
11. And this is why the Dutch
Edited on Tue Oct-13-09 06:49 AM by Enthusiast
operate with a sense of cooperation and social responsibility, out of necessity.
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BanzaiBonnie Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:44 AM
Response to Reply #3
9. I talked to someone about their justice system
They don't have trials before peers as we do. If I understood it correctly, they have panels of a three judges who KNOW the laws who listen to the evidence and then based on knowledge of the law, decide the case. Interesting.

Yes, the Dutch do things differently than we do.
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LiberalFighter Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 08:36 AM
Response to Reply #9
21. Might work in the USA if we had enough judges that knew the law.
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One_Life_To_Give Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:17 AM
Response to Original message
4. Free Lunch??
When you tell me my Health Insurance is going to drop from some $14,000 per year to only $3000. Sounds a bit like a free lunch to me. Thats cutting something over $1 Trillion per year nationally.
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Enthusiast Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:42 AM
Response to Reply #4
8. The examples are right
in front of you. Our health care is expensive because it is a 'for profit' system.
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One_Life_To_Give Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:51 AM
Response to Reply #8
12. Too much to just line some Ins. CEO's pockets
20-30% maybe. But you can't just summarily take out 75% of the current cost of healthcare. That would be around half of what France or Canada pay for a National system.
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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-14-09 05:01 AM
Response to Reply #12
23. No--it would amount to about the same per capita
Don't forget the payroll tax--businesses pay as well as individuals.
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mmonk Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:53 AM
Response to Reply #4
13. We have the most expensive most restrictive healthcare system on
Edited on Tue Oct-13-09 06:54 AM by mmonk
the planet you live in for a reason. It's a private for profit middle man system and it will seem like for free if we adopt something that puts the citizens first instead of stockholders of these insurers and their bottom line first. If we shift to publicly financed through payroll taxes or surcharges instead of paying for uninsured care, hospital and insurance subsidies, etc., it will be affordable to the citizen and cost effective from a taxation perspective as well. In America, the health insurers get a free lunch, many of them especially when you count subsidies.
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Enthusiast Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 08:20 AM
Response to Reply #13
18. Thank you, mmonk.
You are exactly correct.
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One_Life_To_Give Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 08:35 AM
Response to Reply #13
20. If this worked even France would want it
You can't provide healthcare for $125 a month. France for example requires $275 a month for each person.
Not to mention that I don't think their Doctors, Nurses, Physicians Assistants etc. graduate with Debt, which is paid for by our healthcare dollars. Most US Doctors probably aren't going to accept graduating half a million in debt and being restricted to $35 for an office visit.

$350/month for a public plan maybe but $125 I don't believe is realistic for the US.
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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-14-09 05:02 AM
Response to Reply #20
24. That's just individual payments--don't forget the payroll tax n/t
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Enthusiast Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:40 AM
Response to Original message
7. Eventually we will have to rein
in health insurance power and influence to adopt something like HR 675 anyway. Otherwise costs will become too high (already are), unsustainable and rationing and denial of care will reach an all time high. Eventually (soon), if we continue with the status quo, something drastic WILL be done. In the meantime many will have to die.

If the GOP gets back into power look for them to blame Obama for not achieving health care reform. They did the same to Hillary.

I think we need to face the reality that our elected Democrats are responsible for much of our problem. Why haven't they been discussing measures to limit corporate influence peddling, for example. I don't much care for corporate rule.
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Hannah Bell Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:46 AM
Response to Original message
10. wa state healthcare in trouble due to reduced state revenues per our
local paper.

but i agree, if the corps run free, we're toast.
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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-14-09 05:04 AM
Response to Reply #10
25. That care is just funded from regular taxes
If there was input of $125/month per individual (now going to useless intermediaries) plus the payroll tax, that would be a huge new source of funds that the state does not have access to now.
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Jokerman Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 06:54 AM
Response to Original message
14. I wish I could recommend this 10 times.
Big K & R.
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TicketyBoo Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 07:05 AM
Response to Original message
15. I don't know whether to laugh or cry
when I see this ad at the bottom of this thread on DU.


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ProdigalJunkMail Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 07:08 AM
Response to Original message
16. per person $125 per month?
just drove my rate up times 5...nice...guess I will get that extra job now...

sP
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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-14-09 05:05 AM
Response to Reply #16
26. Not everyone is lucky enough to be subsidized by someone else n/t
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Name removed Donating Member (0 posts) Send PM | Profile | Ignore Tue Oct-13-09 08:13 AM
Response to Original message
17. Deleted message
Message removed by moderator. Click here to review the message board rules.
 
Balbus Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Oct-13-09 08:21 AM
Response to Original message
19. I'll pass.
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jacko_be Donating Member (272 posts) Send PM | Profile | Ignore Tue Oct-13-09 10:01 AM
Response to Original message
22. but
Health care in the Netherlands is financed by a dual system.
Long-term treatments, especially those which involve (semi-)permanent hospitalization, and also disability costs such as wheelchairs, are covered by a a !!!state-run mandatory insurance!!!!!. This is laid down in the Algemene Wet Bijzondere Ziektekosten (AWBZ,), "general law on exceptional healthcare costs" which first came into effect in 1968.
For all regular (short-term) medical treatment, there is a system of obligatory health insurance, with !!!private health insurance!!! companies. These insurance companies are obliged to provide a package with a defined set of insured treatments
This system came into effect in January 2006. For those who would otherwise have insufficient income, an extra !government! allowance is paid to make sure everyone can pay for their health care insurance. People are free to !!purchase additional packages!! from the insurance companies to cover !!additional treatments such as dental procedures and physiotherapy!!!. These additional packages are optional.
A key feature of the Dutch system is that premiums are set at a flat rate for all purchasers regardless of health status or age. Risk variances between funds due to the different risks presented by individual policy holders are compensated through risk equalization and a common risk pool which makes it more attractive for insurers to attract risky clients. Funding for all short term health care is !!!50% from employers!!!!, and 45 percent from the insured person and 5% by the government.!! Children until age 18 are covered for free. Those on low incomes receive compensation to help them pay their insurance. Premiums paid by the insured are about 100 € per month (about US$146 in Sept. 2009) with variation of about 5% between the various competing insurers.
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eridani Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Oct-14-09 05:06 AM
Response to Reply #22
27. True--the proposals I cite also require payroll taxes on businesses
The need for subsidies for some is also included in the math.
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