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Subtitle B—Public Health 6 Insurance Option 7 SEC. 321. ESTABLISHMENT AND ADMINISTRATION OF A 8 PUBLIC HEALTH INSURANCE OPTION AS AN 9 EXCHANGE-QUALIFIED HEALTH BENEFITS 10 PLAN. 11 (a) ESTABLISHMENT.—For years beginning with Y1, 12 the Secretary of Health and Human Services (in this sub13 title referred to as the ‘‘Secretary’’) shall provide for the 14 offering of an Exchange-participating health benefits plan 15 (in this division referred to as the ‘‘public health insurance 16 option’’) that ensures choice, competition, and stability of 17 affordable, high quality coverage throughout the United 18 States in accordance with this subtitle. In designing the 19 option, the Secretary’s primary responsibility is to create 20 a low-cost plan without compromising quality or access to 21 care. 22 (b) OFFERING AS AN EXCHANGE-PARTICIPATING 23 HEALTH BENEFITS PLAN.— 24 (1) EXCLUSIVE TO THE EXCHANGE.—The pub25 lic health insurance option shall only be made avail26 able through the Health Insurance Exchange. VerDate Nov 24 2008 10:05 Oct 29, 2009 Jkt 000000 PO 00000 Frm 00211 Fmt 6652 Sfmt 6201 C:\TEMP\AHCAA_001.XML HOLCPC October 29, 2009 (10:05 a.m.) F:\P11\NHI\TRICOMM\AHCAA_001.XML f:\VHLC\102909\102909.022.xml (453769|4) 212 1 (2) ENSURING A LEVEL PLAYING FIELD.—Con2 sistent with this subtitle, the public health insurance 3 option shall comply with requirements that are ap4 plicable under this title to an Exchange-participating 5 health benefits plan, including requirements related 6 to benefits, benefit levels, provider networks, notices, 7 consumer protections, and cost-sharing. 8 (3) PROVISION OF BENEFIT LEVELS.—The pub9 lic health insurance option— 10 (A) shall offer basic, enhanced, and pre11 mium plans; and 12 (B) may offer premium-plus plans.
a "health insurance exchange", and basic, enhanced, and premium" plans??
maybe i just don't understand what the fuck i'm reading but, the whole things just seems way over complicated. i mean, if they were going to do a real public option, why not just say "medicare if you want it, the end."?
page after page and my brain just doesn't understand. to me, it's almost like the more there is to this bill the more they leave themselves open for insurance companies to find loopholes.
again, i could be wrong. it just seems kind of ridiculous.
i am still hoping that they get things worked out and everyone would have access to a real public option, but this tiered system just sounds too much like insurance company bullshit to me.
admittedly, i'm no expert, but this whole thing so far doesn't make any rational sense.
:shrug:
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