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HEY! Blogslut found Premium Calculator telling what you'd pay f/Health Insurance. How do you fare?

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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:04 PM
Original message
HEY! Blogslut found Premium Calculator telling what you'd pay f/Health Insurance. How do you fare?
Edited on Mon Dec-28-09 04:05 PM by KittyWampus
I would qualify for Medicaid.

My Blue Cross premiums just rose to $600 per MONTH. We have a tiny business and that extra $100 per month increase was a 17% rate increase. Not sure where the money will come from.

Here's the link Blogslut found. It's got both House & Senate calculator.


blogslut
7. While there is no final bill yet

There is this calculator:

http://healthreform.kff.org/SubsidyCalculator.aspx
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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:09 PM
Response to Original message
1. Good luck finding a doctor who takes it. eom
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:12 PM
Response to Reply #1
4. Haven't had any problems yet. How do you fare?
Edited on Mon Dec-28-09 04:12 PM by KittyWampus
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Hello_Kitty Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:36 PM
Response to Reply #4
15. Are you on Medicaid now?
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blogslut Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:11 PM
Response to Original message
2. I didn't find it
Another DUer found to it and I am sorry I don't remember who that was.

Maybe they'll show up in this thread. :)
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Nikki Stone1 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:11 PM
Response to Original message
3. Found? It's just the Kaiser calculator. Been around awhile.
And since nothing has been decided yet, the numbers are meaningless.
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:13 PM
Response to Reply #3
5. Nothing has been decided yet but there are many, many DU'ers freaking out.
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Nikki Stone1 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:22 PM
Response to Reply #5
11. Well, don't freak them out based on this faulty gadget.
Edited on Mon Dec-28-09 04:23 PM by Nikki Stone1
A Duer did this yesterday with a graph taken from numbers derived from this gadget. It's misleading.
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:25 PM
Response to Reply #11
12. IMO, it's a useful tool in starting a discussion
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FreakinDJ Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:14 PM
Response to Original message
6. 17% Increase - Proof Senate Bill doesn't go far enough
to reign in Insurance Cos
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TicketyBoo Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:20 PM
Response to Reply #6
9. That 17% increase
came before the Senate bill. I know, because that's what we're seeing, too — a 17% increase for 2010.

It's an indication of the way things have been going without government action on health insurance (and the way things will continue to go if the government fails to act).
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Delphinus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:15 PM
Response to Original message
7. If I understand this thing correctly,
which I am not at all sure that I do, it shows I would be giving 32% of my household income to the insurance industry.
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:17 PM
Response to Reply #7
8. No subsidy? When I plugged another DU'ers info it said there was a subsidy. Maybe cause you have an
employer paying?
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DJ13 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:21 PM
Response to Original message
10. My wife and I are screwed, even with a low income
We cant afford insurance, and her low paying job ($8.50 per hour) "offers" insurance (would cost 40% of her income to cover just herself), which we obviously declined when offered.

(Im disabled, and have Medicare.)

The calculator specifies "only if your employer doesnt offer insurance".

Ignoring that, I still calculated it out, and it would cost her nearly $700 per year (WITH the joke of a subsidy).

We have a low income clinic here, and she sees her doctor every 3 months for her minor diabetes at a cost of $37 per visit.

What does that $700 buy that she isnt already getting at a lower cost?
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KittyWampus Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:28 PM
Response to Reply #10
13. In NY state where I live, there're state programs for low income people but I can't utilize it
cause my name is on my father's bank acccount (he's getting older) in case something happens and I also have a 401K.

California is in bad shape now :(
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liberalpragmatist Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:34 PM
Response to Reply #10
14. You're probably exempt
... if insurance is more than 8% of your income and you don't have access to Medicaid, you're exempt from the mandate.
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DJ13 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:46 PM
Response to Reply #14
16. I figured that, but......
Edited on Mon Dec-28-09 04:46 PM by DJ13
This shows how poorly thought out this so called "reform" is when someone with my wife's low income isnt automatically covered.
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MercutioATC Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:47 PM
Response to Original message
17. $9700+/year. Good thing I have insurance through my employer.
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glinda Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 04:51 PM
Response to Original message
18. Nothing changed on mine or got worse. I would still pay 500-600/mo. And there is
nothing for couples or the fact that I cannot work due to needing surgery (yet do not qualify for handicapped) and live off my husband's retirement. What a pile o crap. I hope the calculator is way wrong or we is screwed even worse.
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cornermouse Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 05:14 PM
Response to Original message
19. I checked.
They're saying 3x what I currently pay with a subsidy. This is not a good thing.
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Thickasabrick Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 05:16 PM
Response to Original message
20. Under the Senate bill (which is what we are going to get) mine goes
up $2,000 per year. Great plan guys.
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Blue_In_AK Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Dec-28-09 05:24 PM
Response to Original message
21. Single or family of four?
What if you're a couple?
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