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I ditched my mega-bank today and joined the CU.

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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) Donate to DU
 
CurtEastPoint Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:43 PM
Original message
I ditched my mega-bank today and joined the CU.
I feel so good about this.

Ms. Megabank lady asked why and I told her I was appalled at the behavior of the big banks over the last few years. She said she understood.

So I took my millions (I WISH!) last week to the Delta Community Credit Union and opened accounts there.

I wish everyone would invest in their local CU's.
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Oceansaway Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:44 PM
Response to Original message
1. i've been w/DuTrac CU forever...nt
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bluerum Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:47 PM
Response to Original message
2. Good move. I have my mortgage w/one and my checking w/another.
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RKP5637 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:48 PM
Response to Original message
3. Excellent!!! Smart move IMO!!! n/t
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AtomicKitten Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:50 PM
Response to Original message
4. Good on you. I did the same 18 months ago and never looked back. nt
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Radical Activist Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:50 PM
Response to Original message
5. Moving to a CU was one of my best financial decisions.
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The Velveteen Ocelot Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:51 PM
Response to Original message
6. I've been a CU member for over ten years.
Better service, better interest rates, much less evil. Wings FCU, love ya.
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blue sky at night Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:54 PM
Response to Original message
7. I did the same....
we are having problems making our payments and don't want the mega bank just taking our dough....only issue is the ATMs are not near as convienent...but we don't care.
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47of74 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 05:05 PM
Response to Reply #7
11. Does your CU participate in Privileged Status?
The bank I go through (which is a locally owned institution) participates in the Privileged Status network. That means there's no fees at any ATM of any institution that participates in the program. That works out great for me because I travel quite a bit for work and a lot of times I don't have to eat ATM fees because my bank's not in the locations I travel to.

https://public.shazam.net/fi_privileged_status.html
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RaleighNCDUer Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:58 PM
Response to Original message
8. Good news - for now. Up next,
de-regulation of the Credit Unions.

They haven't been looted yet.
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BeHereNow Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 04:59 PM
Response to Original message
9. Doesn't it feel GOOOOOOOOOOD!
Better than sex, I swear.
Screwing the banksters beats screwing.
Who'd a thunk it possible?

BHN
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pipi_k Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 05:01 PM
Response to Original message
10. Got some of my cash in a CU too...feels good
to know I'm helping to support local people.

Also, I applied for a credit card through my local bank and will only be using my Chase card two or three times a year for small purchases. I don't want to close it because the more available credit one has, the better it looks on the credit report.
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drmeow Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 05:15 PM
Response to Original message
12. I've had CU accounts since 1977! n/t
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hlthe2b Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 08:18 PM
Response to Original message
13. I haven't dealt with a bank for decades now...
Credit Unions have always had it all over banks...
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Iwillnevergiveup Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Aug-27-10 08:29 PM
Response to Original message
14. Congratulations!
You did youself a big favor which will be felt for years to come. I got my folks out of BofA into my credit union, and they're happy, too. Now if thousands and thousands more people follow suit...well, who know? Maybe the big banks aren't too big to fail after all.

K&R
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