A New Twist in Medical Marijuana Fight

A New Twist in Medical Marijuana Fight


MODESTO, Calif. (CN) - An insurer told a couple in California's Central Valley that "all risks" property insurance does not cover losses suffered when marijuana-growing equipment malfunctions and sets the house on fire, so the couple sued the insurer for breach of contract.

Muon and Montha Thach have a valid prescription for medical marijuana and are authorized by the state to grow pot for personal use, according to their complaint in Stanislaus County Court.

They challenge the denial of coverage from their insurers, Mid-Century Insurance and Farmers Group, who claimed "the loss occurred during the commission of a felony."

The denial put the Thaches out of joint.
The fire began in an upstairs bedroom. The electrical fire and smoke severely damaged their home in Ceres, south of Modesto.

http://www.courthousenews.com/2011/11/18/41563.htm

...claims at all, if they can possibly avoid it. For any reason whatsoever.

but I would guess in some cases they pick state (when it means they can get out of paying)