for insurance policies in high-fire-risk areas to include a private fire-fighting provision--at no extra charge, which I find hard to believe. Asked which companies provided this benefit, he said all kinds of insurers do, from Chubb, which is high-end, to that USAA insurance for vets and their families.

It makes sense that insurers would offer this coverage, maybe at no extra cost, because it would be lots cheaper for them to fund private fire-fighters than to reimburse for a multi-zillion dollar mansion destroyed by fire.

It is possible, too, according to this guy, to hire private fire-fighters with no relation to your insurance company.

Because as a high risk job, the taxpayers shouldn’t be required to foot the bill if harm were to fall to them while in the kardashians employ.

A lot of rich celebrities have private fire departments on their property.