i have a brother-in-law who is the classic starving artist.

works as absolutely little as possible, just enough to get by.

no credit, no debt. hardly any assets, either. ancient car and a small lot in the boonies where he built his own small house.
not my lifestyle, but works for him.

meanwhile, i have a house in the wealthiest county in the wealthiest state in the wealthiest nation. so naturally, i'm up to my eyeballs in debt.... too bad i bought riiiight before the housing crisis started....

Are all those people wearing some type of chip?

i would think they would quickly figure it out and leave their smartphone at home.
or maybe get a second phone (or at least a second sim card) for venturing outside the house....

I've never been in a situation where I would need one and can't see that changing.