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blur256

(979 posts)
Mon Sep 30, 2019, 08:03 PM Sep 2019

Question for millineals, I think I am one, but anyway

How many of you expect to actually have retirement as an option? I certainly don't. To be fair I am once again unemployed because I outworked what I was hired for. Every job I find right now is a gig job or part time job. I have a masters degree. I am going to interview at a place tomorrow that will pay me significantly less than what I am worth but at least it is something full time. Anyone else in this mess? I know the economy is "good" but I know more and more people with the same problem. Yes, there is work, but its retail or something else. I'm not trying to be uppity, but I didn't take out a ton of loans to be a retail worker. I think this economy is a sham. And I don't expect that I will ever be able to retire. It's a really sad prospect.

81 replies = new reply since forum marked as read
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Question for millineals, I think I am one, but anyway (Original Post) blur256 Sep 2019 OP
Boomer here but I have to say Skittles Sep 2019 #1
Thank you! blur256 Sep 2019 #5
based on my interactions with Millennials Skittles Sep 2019 #56
Better decisions like awesomerwb1 Sep 2019 #62
I'm gen-x... HelpImSurrounded Sep 2019 #2
Sad isn't it? blur256 Sep 2019 #7
Yep happybird Sep 2019 #18
1977 to 1980 born are often referred to as Xennials or Generation Catalano Celerity Sep 2019 #30
I am boomer generation and I can't retire. leftyladyfrommo Sep 2019 #22
Gen X and I won't retire either. Blue_playwright Sep 2019 #52
+1, we have "alternate retirement" means working harder longer uponit7771 Oct 2019 #76
I'm so sorry our society's conduct of economics has let you and others down. Karadeniz Sep 2019 #3
Thank you. blur256 Sep 2019 #9
No retirement? GenXers are like... WhiskeyGrinder Sep 2019 #4
Right?!! Docreed2003 Sep 2019 #6
Basically. DangerousRhythm Oct 2019 #66
"Millineals?" cwydro Sep 2019 #8
I'm sorry, what is your question? blur256 Sep 2019 #10
No way auto-correct did that. cwydro Sep 2019 #12
Oh ok. blur256 Sep 2019 #14
Sorry, you say you have a masters degree, but you can't spell millennial? cwydro Sep 2019 #24
Umm, I have two MS degrees and 30+ of professional experience paleotn Sep 2019 #27
Uh, if you don't get the point, I can't help you there. cwydro Sep 2019 #28
You mean you have nothing to point out against my post blur256 Sep 2019 #29
Ok, won't bring up your lack of punctuation either. cwydro Sep 2019 #31
Oh thank god. blur256 Sep 2019 #35
Sorry about that. paleotn Sep 2019 #40
Thank you. blur256 Sep 2019 #43
Every forum has it is cranks and assholes. PoindexterOglethorpe Sep 2019 #51
Is the OP guilty of pointing out the grammatical failings of deplorables? paleotn Sep 2019 #37
Oh, I get your point quite well. paleotn Sep 2019 #34
Me as well. blur256 Sep 2019 #36
Lol, that would be "I" as well. cwydro Sep 2019 #38
Jesus h. blur256 Sep 2019 #41
Thank you!! RandiFan1290 Oct 2019 #68
Thank you. Spelling errors happen blur256 Sep 2019 #33
Millennials were born 1981-1996 Bonx Oct 2019 #80
You must have misread. Mariana Oct 2019 #81
classy! nt USALiberal Sep 2019 #54
So he made a spelling error... Freedomofspeech Sep 2019 #17
Thank you! blur256 Sep 2019 #19
You are welcome... Freedomofspeech Sep 2019 #20
Oh come on. There's merciless mocking of the right when they can't spell. cwydro Sep 2019 #21
I can't even have an understanding of your joy in mocking him. Freedomofspeech Sep 2019 #59
Someone who says they have an advanced degree, but can't spell millennial - cwydro Sep 2019 #25
Why? paleotn Sep 2019 #32
Exactly. blur256 Sep 2019 #48
Einstein was a terrible speller. defacto7 Sep 2019 #58
Brilliant... Freedomofspeech Sep 2019 #60
Millennial here. I've been lucky so far. but my employer, the state, is aggressively Lib 4 Life Sep 2019 #11
Good. blur256 Sep 2019 #15
What's your degree in? Gidney N Cloyd Sep 2019 #13
Undergrad in ad and pr - edit not in Africa stupid phone blur256 Sep 2019 #16
That seems marketable. Have you approached people in the field for advice? Gidney N Cloyd Sep 2019 #23
Thank you blur256 Sep 2019 #26
Yep, went to college and graduated right when the recession hit. Have been working part-time at Luciferous Sep 2019 #39
Thank you for that. blur256 Sep 2019 #42
Lots of trade schools also have apprenticeship programs which would help you Luciferous Sep 2019 #44
Thanks! I'm actually blur256 Sep 2019 #45
That's also a good one. I thought about doing appraisals for a while but the amount of schooling Luciferous Sep 2019 #46
Post removed Post removed Sep 2019 #47
I hope you have the strength and courage to seek help. NurseJackie Oct 2019 #69
Is this BS, or do you need a Suicide Prevention hotline? JustABozoOnThisBus Oct 2019 #70
I feel your pain! Texasgal Sep 2019 #49
Thank you. blur256 Sep 2019 #50
I am a Boomer. PoindexterOglethorpe Sep 2019 #53
Um my degree is in management blur256 Oct 2019 #71
Do something else. PoindexterOglethorpe Oct 2019 #79
I didn't do this myself-- but I look at the successful millennials I have taught- dawg day Sep 2019 #55
Lol just turned 38 blur256 Oct 2019 #72
I'm Gen-X The Genealogist Sep 2019 #57
I'm so sorry blur256 Oct 2019 #73
Lord I feel so bad for most folks younger than me. GulfCoast66 Sep 2019 #61
I totally agree with you blur256 Oct 2019 #74
If you can get hired by local or county government . wasupaloopa Sep 2019 #63
I gave applied to my local government blur256 Oct 2019 #75
I'm right at the cusp of Gen X/Mills and i take it as a standing fact that retirement is out. Afromania Oct 2019 #64
Ye0 blur256 Oct 2019 #77
So sorry. Duppers Oct 2019 #65
Yeah, I don't expect to have a happy ending later in life dustyscamp Oct 2019 #67
Ugh, I'm 38 and I agree blur256 Oct 2019 #78

Skittles

(153,169 posts)
1. Boomer here but I have to say
Mon Sep 30, 2019, 08:07 PM
Sep 2019

I just can't believe what they're doing to young folk in America - making them go into debt for a college degree, then their employment prospects can be so freaking rocky with the GIG shit and offshoring and going on. How are they expected to ever get ahead?

IT SUCKS.

blur256

(979 posts)
5. Thank you!
Mon Sep 30, 2019, 08:14 PM
Sep 2019

I'm just waiting for the day we take over. Hopefully we will make better decisions, however, there are plenty against their own interests.

awesomerwb1

(4,268 posts)
62. Better decisions like
Mon Sep 30, 2019, 10:27 PM
Sep 2019

not protest voting third party again?

Kidding, but as quickly as technology is advancing with AI I have no idea how it will impact the job market.

HelpImSurrounded

(441 posts)
2. I'm gen-x...
Mon Sep 30, 2019, 08:08 PM
Sep 2019

No, retirement is not in my future. My boomer siblings are retiring but the decade difference in wage stagnation, student loans, etc make a difference.

The boomers are the last generation that will get to "enjoy retirement."

happybird

(4,608 posts)
18. Yep
Mon Sep 30, 2019, 08:29 PM
Sep 2019

I’m also gen-x, the very tail end, and fully expect to work until I die. I think we’ll still get social security, so at least we’ll have that bit of income each month. Hopefully.

Celerity

(43,409 posts)
30. 1977 to 1980 born are often referred to as Xennials or Generation Catalano
Mon Sep 30, 2019, 09:04 PM
Sep 2019
Generation Catalano

We’re not Gen X. We’re not Millennials.

https://slate.com/human-interest/2011/10/generation-catalano-the-generation-stuck-between-gen-x-and-the-millennials.html


Are You Secretly a Millennial?

Xennials live in the cusp between Gen X and millennial. We can sort you with this quiz.

https://www.nytimes.com/interactive/2019/05/14/style/are-you-a-millennial.html


We don’t care about this entire generation of Americans, but they’re pretty used to it by now


Don’t call them Millennials. Don’t call them Gen X. Just call them already.

https://timeline.com/xennials-generation-4d5aa8cf9a24





I am sorta the same, just the next boundary on, as I am at the very, very end of the millennials, or a proto Gen Zer, (born the very end of 1995) and I don't feel really a part of either. The closest I relate to are the latter half to a third of the millennials I guess, and a few around my age and a couple years younger, max. I know plenty born post- 9-11 (the oldest are already 18, so tempus fugit, lolol) and do not feel the same amount of bonds. They literally cannot even remember a world with no Facebook, YouTube, or Instagram. I was very young when those came out, but can remember before.

leftyladyfrommo

(18,868 posts)
22. I am boomer generation and I can't retire.
Mon Sep 30, 2019, 08:35 PM
Sep 2019

Lots of us lost everything in the 2008 crash. Then we lost our jobs when we were in our 50's and had to use savings to get by until SS.

So lots of us get SS and work a part time job to make it.

blur256

(979 posts)
10. I'm sorry, what is your question?
Mon Sep 30, 2019, 08:16 PM
Sep 2019

Did my autocorrect get it wrong? Well sorry, but I don't give a shit. It's the facts that matter.

paleotn

(17,931 posts)
27. Umm, I have two MS degrees and 30+ of professional experience
Mon Sep 30, 2019, 08:54 PM
Sep 2019

and I can't spell worth shehite. Your point?

 

cwydro

(51,308 posts)
31. Ok, won't bring up your lack of punctuation either.
Mon Sep 30, 2019, 09:04 PM
Sep 2019

This is why grammar, spelling, and punctuation are important. People tend to discount those who have poor grasp of those.

Look at any number of DU posts laughing at deplorables who can’t spell. It’s a sport here; therefore one would expect we can do better.

It’s rather illuminating that you’ve not corrected your headline.

Bye now.

paleotn

(17,931 posts)
40. Sorry about that.
Mon Sep 30, 2019, 09:16 PM
Sep 2019

Every forum has it's cranks and assholes. Not to worry though. The vast majority of folks here don't act like some freeper who got lost on the way to redstate.

And the point of your thread is an important one. Something this country is going to have to seriously address. Hang in there. I've been through tough situations like that too in my career. Things sometimes break for the good when you least expect it.

PoindexterOglethorpe

(25,862 posts)
51. Every forum has it is cranks and assholes.
Mon Sep 30, 2019, 09:40 PM
Sep 2019

Of which I am clearly one.

It's means it is

Its means belonging to it.

paleotn

(17,931 posts)
37. Is the OP guilty of pointing out the grammatical failings of deplorables?
Mon Sep 30, 2019, 09:08 PM
Sep 2019

Can you show me an example? Just one?

blur256

(979 posts)
41. Jesus h.
Mon Sep 30, 2019, 09:17 PM
Sep 2019

Are you my English teacher mother? What is your deal? You must be a troll. Holy shit are you annoying. You want to correct this? I think you are a Russian bot douchebag. I'm sure there is a grammatical error in there you can be a douche about so go for it. Is this good enough for you? Fuck off. I think that is plain enough for you. People my age are really suffering and all you do is laugh. Way to go.

blur256

(979 posts)
33. Thank you. Spelling errors happen
Mon Sep 30, 2019, 09:05 PM
Sep 2019

I was a terrible speller as a kid. But I also went to undergrad on a full ride academic scholarship. And then decided to go to grad school and that's where I can't get rid of debt. But obviously I'm stupid because I misspelled one word.

Freedomofspeech

(4,226 posts)
17. So he made a spelling error...
Mon Sep 30, 2019, 08:27 PM
Sep 2019

Is it necessary to mock? It is crap like this that keeps me from posting much on here. I guess that you have never made a mistake.

Freedomofspeech

(4,226 posts)
20. You are welcome...
Mon Sep 30, 2019, 08:31 PM
Sep 2019

It is my generation of baby boomers that screwed up this world. I owe you an apology.

 

cwydro

(51,308 posts)
21. Oh come on. There's merciless mocking of the right when they can't spell.
Mon Sep 30, 2019, 08:33 PM
Sep 2019

We shouldn’t dish it out if we can’t take it.

And please, “millineals?”

No, I can’t even.

Freedomofspeech

(4,226 posts)
59. I can't even have an understanding of your joy in mocking him.
Mon Sep 30, 2019, 10:14 PM
Sep 2019

Aren't we supposed to be the compassionate group here? Oh, I forgot...we Democrats are too nice....I will take that any day.

 

cwydro

(51,308 posts)
25. Someone who says they have an advanced degree, but can't spell millennial -
Mon Sep 30, 2019, 08:40 PM
Sep 2019

And thinks they’re too good to work retail...sorry, that’s going to be mocked.

paleotn

(17,931 posts)
32. Why?
Mon Sep 30, 2019, 09:05 PM
Sep 2019

Ability to spell doesn't necessarily correlate with intelligence, ability or academic achievement. It's certainly not predictive. Again, your point? Do you have anything to add to the actual conversation?

defacto7

(13,485 posts)
58. Einstein was a terrible speller.
Mon Sep 30, 2019, 09:59 PM
Sep 2019

The way you're working so hard on this disruption routine I'd swear you're jealous of the op's comments.

 

Lib 4 Life

(97 posts)
11. Millennial here. I've been lucky so far. but my employer, the state, is aggressively
Mon Sep 30, 2019, 08:18 PM
Sep 2019

Seeking privatization.

blur256

(979 posts)
16. Undergrad in ad and pr - edit not in Africa stupid phone
Mon Sep 30, 2019, 08:23 PM
Sep 2019

Masters in management. I worked in higher ed for 10 years, got burnt out after working for a couple of for profit schools. But I'm now looking for education or marketing.

Gidney N Cloyd

(19,841 posts)
23. That seems marketable. Have you approached people in the field for advice?
Mon Sep 30, 2019, 08:36 PM
Sep 2019

I spent a lifetime in higher ed and if there's one thing I know about my colleagues it's that they love to talk about themselves and their work. I personally met with people in your situation a few times over the years. I don't recall hiring any of them but I think I probably helped them clarify their goals and gaps.

blur256

(979 posts)
26. Thank you
Mon Sep 30, 2019, 08:44 PM
Sep 2019

I'm working on it. I interviewed at a college not too far from here the other day. I didn't get the job, but they did invite me for other jobs I would be better so I will keep applying there.

Luciferous

(6,082 posts)
39. Yep, went to college and graduated right when the recession hit. Have been working part-time at
Mon Sep 30, 2019, 09:14 PM
Sep 2019

a school and am currently back in school- technical college, paying as I go. No more student loans for me, still paying on the ones from 10 years ago. I'm lucky because my husband has a good retirement plan but I don't count on that either.

blur256

(979 posts)
42. Thank you for that.
Mon Sep 30, 2019, 09:19 PM
Sep 2019

I am currently thinking about going back to trade school myself for something like auto repair or construction. Are least they are hiring, although it's hard to break through as a female. But if I could, I think it could be lucrative.

Luciferous

(6,082 posts)
44. Lots of trade schools also have apprenticeship programs which would help you
Mon Sep 30, 2019, 09:28 PM
Sep 2019

get a foot in the door. You can't outsource plumbing or electrical jobs. I am doing a program in healthcare- wish I would have done a 2 year community college in the first place. I hope you find something that works for you.

blur256

(979 posts)
45. Thanks! I'm actually
Mon Sep 30, 2019, 09:32 PM
Sep 2019

Looking into home inspection. It pays well and if you can get in with a realtor you are golden.

Luciferous

(6,082 posts)
46. That's also a good one. I thought about doing appraisals for a while but the amount of schooling
Mon Sep 30, 2019, 09:34 PM
Sep 2019

isn't worth it unless you do commercial appraisals.

Response to blur256 (Original post)

Texasgal

(17,045 posts)
49. I feel your pain!
Mon Sep 30, 2019, 09:36 PM
Sep 2019

I'm an X'er.

I'll be lucky to get SS. My corpse will be removed from my desk when I pass over.

I apologize to you that we couldn't seem to make things better for your generation. It is now up to you to fix this mess. I'm sorry, I hope there will be change soon.

PoindexterOglethorpe

(25,862 posts)
53. I am a Boomer.
Mon Sep 30, 2019, 09:48 PM
Sep 2019

When I was in my twenties a lot of people my age would say, "Social Security won't be around for us." I told them then that they were wrong and I'm telling you now that anyone who claims SS will disappear is wrong.

You shouldn't be too proud to work retail. At least it works and you'll still be paying into Social Security. But if you don't work at all, yeah, you won't collect much if any SS down the road.

As someone else has already pointed out there are plenty of trade degrees or certificates you can get at the local junior college. And if you're too good for that, then you simply don't deserve any sympathy.

And no, I didn't have a fabulous career that ended with a wonderful pension. I worked ten years as an airline ticket agent, then married and spent 25 years at home raising kids. I then went to my local junior college and got a paralegal degree. I had two part time jobs, then my marriage came to an end and I decided to relocate to Santa Fe. Got a paralegal job there that I was fired from, and a kindly attorney in the practice told me honestly that I wasn't cut out for the work. She did me a favor. So I did some temp jobs until I got hired by the local hospital to do outpatient registration. Benefits and it paid decently.

There are jobs. Yeah, a lot of them are entry level but you're still getting paid.

The other important question is, what exactly is your masters degree in? Some field where there are lots of jobs? Or something that you simply thought would be interesting to study?

I get very frustrated that young people continue to go to school and get degrees that are essentially worthless. Why they think they won't have to work at the end of all that escapes me. It behooves you to research the field, see what employment there really is, and perhaps reconsider your options.

Oh, and if you don't want to do retail there's always food service.

It's a job.

blur256

(979 posts)
71. Um my degree is in management
Tue Oct 1, 2019, 07:46 PM
Oct 2019

And I'm not too good to work retail. I will do what it takes given the circumstances. That being said, why should I settle when society told me that if I spend thousands of dollars to get a better degree to make myself more hirable that I shouldn't be upset at the fact that I spent all that money for nothing. I have literally been told by places I have applied to that I am overqualified.so what do I do then?

PoindexterOglethorpe

(25,862 posts)
79. Do something else.
Tue Oct 1, 2019, 09:43 PM
Oct 2019

Get some sort of jr college degree or certificate. Re-think your alternatives. Make what has you looking overqualified disappear from your resume.

A good way to get started would be to take whatever testing your local junior college will offer, starting with an interest inventory. That will tell you what kinds of professions your interests align you with. That is how I wound up as a paralegal, because I was VERY strongly aligned with attorneys. I had no desire to complete a four year degree and then do three years of law school, but a paralegal certificate was about two years. So that's what I did.

I failed at the job not because I wasn't a good paralegal, but because the law firms in Santa Fe don't make use of paralegals as such. They use them as legal secretaries, and my skills in that area are not so strong. Bad match between person and job market.

Your management degree, what you learned to get it, should be extremely helpful in any new field.

The bit about being "overqualified" can be worked with. You can tweak your resume. Again, the career center (or whatever they call it) at your local community college will give you lots of help here.

One of the great things about my paralegal program (and a shout out to the program at Johnson County Community College in Overland Park KS) is that one of the requirements of the first course we all had to take before we could take anything else was to get our resume done with help from the career center. Those people were amazing. I had no idea how to cast my experience in a way that was meaningful. I was able to craft several different resumes, depending on the job I was looking for. Chances are you can too.

One thing you absolutely can do is let certain jobs disappear from your resume. I did that with the two jobs I was fired from in Santa Fe, as well as several jobs from the beginning of my working life.

You don't need to do a chronological listing of your jobs, giving dates. Just give time in a job and what you did. Have a section on your skill set and related experience. I stumbled across one of my old resumes earlier today, and it's divided into the following categories: Administrative Experience, Paralegal Experience, Communications, Other Work History, and Education. The only dates I give are for the then most recent job, and the date I graduated from the junior college.

Heck, I did such a good job at tweaking it that I got an internship with an attorney who thought, from my resume, that I had actual paralegal experience.

Anyway, do not focus on the money you spent on that degree and don't be utterly determined to get a specific job. Although, I will ask (and you don't need to answer to me, but only for yourself) did the school you got the degree from offer support and job placement? If not, why not? If yes, can you go back to them for another placement? I realize you might live a long way away, making that impractical.

Another thing you might try is to visit the temp agencies in your area. They have a very good handle on what jobs are out there. It might be that you need to take just one or two other courses and voila! Employment! When I first moved to Santa Fe in 2008, then got fired from my two jobs and it was too late in the holiday season to get a retail job, I called the three placement agencies I was registered with at least two times each week. I kept on being asked if I had accounting skills. Nope. If I'd had them, I'd have gotten work.

Being unemployed and looking for work is discouraging and debilitating. I know. I hope at least some of what I've posted is helpful.

dawg day

(7,947 posts)
55. I didn't do this myself-- but I look at the successful millennials I have taught-
Mon Sep 30, 2019, 09:49 PM
Sep 2019

And I see two steps many took which helped them get into a stable position--

1. They did an internship, often unpaid (which isn't much of an option without affluent parents), and impressed, and got a job offer from that organization.
2. They took a slightly-better-than-entry level job after graduation, and stayed with that company for several years, and then jumped to another big company for a better job, and stayed there even longer.


It's not what I'd choose-- I was more like you, MA in English in my case, and I wanted to be a writer, and there were no jobs in that, of course. Wrote on the side while teaching.

Another option that is available if you are in good health might be joining the military. Within a year or so, you'd be an officer maybe if you have a degree, and the pay isn't too bad, and the benefits are really good. But you have to be in the right situation for that-- without a lot of responsibilities that would keep you in one place (like elderly parents, or a spouse who wants a career). You can get a whole lot of experience and responsibility, and qualify for the GI Bill (which I think now could be transferred to a spouse or child).

Not for everyone, obviously, and there's an age limit. But you can join the army until 35 or the AF until 39, and you might enjoy having your basic training buddies call you Grandpa!

blur256

(979 posts)
72. Lol just turned 38
Tue Oct 1, 2019, 07:48 PM
Oct 2019

And I am female just fyi. I have honestly thought about military but my minister wife says no. Don't blame her.

The Genealogist

(4,723 posts)
57. I'm Gen-X
Mon Sep 30, 2019, 09:58 PM
Sep 2019

I will likely end up like the rest of my family My grandmother did babysitting into her 80s. My father worked until he was 70, only stopping because he was physically incapable of it due to advanced prostate cancer. I doubt greatly that I will voluntarily retire.

GulfCoast66

(11,949 posts)
61. Lord I feel so bad for most folks younger than me.
Mon Sep 30, 2019, 10:24 PM
Sep 2019

Both the wife and I have well over 30 years with one company with a pension that when added to SS will almost meet our current income if we work to 65. Not counting our 401k or IRAs.

But full disclosure. We have no children which is why we have savings.

And both of us started as blue collar Union workers.

But today new salaried employees get no pension. Just and extra 401k boost. But overall they are still payed better than most.

The reason? Our company is unionized. Recently the union forced $15 an hour as the starting wage.

And here’s the deal. Our company is in no danger of ever going bankrupt. But the CEO and Board of Directors answer to no one but Wall Street.

Until we pass laws making CEO stock options illegal(as they were before the early 80s) and greatly increases the taxes on high wages it will just get worse.

Those and other policies, and outright mandates to insure a certain amount of the profits of a company go to the workers not the investors is the only thing than can turn this around.

Since the 70s less and less of company profits go to workers.




blur256

(979 posts)
74. I totally agree with you
Tue Oct 1, 2019, 07:52 PM
Oct 2019

Like you said, they had to pass limiting CEO pay. This is the crux of our nation right now.

 

wasupaloopa

(4,516 posts)
63. If you can get hired by local or county government .
Mon Sep 30, 2019, 10:32 PM
Sep 2019

I retired from county government as an accountant.

I have a defined benefit retirement plan. Luckily I was hired before the two tier system was put in place in 2013.

I worked for 9 1/2 years as a member of the SEIU
I get a pension of $1,800 a month for the rest of my life. With Soc Sec and a working wife I am retired with enough income.

County and local governments have retirement plans and unions.

There are very many different skill sets needed.

Our county (Santa Barbara) has a web site where you open an account and list your skills. You can post a resume also.

When there are openings they go to that web site to look for applicants. It is well worth doing.

Other counties must have the same thing

Afromania

(2,769 posts)
64. I'm right at the cusp of Gen X/Mills and i take it as a standing fact that retirement is out.
Tue Oct 1, 2019, 01:04 AM
Oct 2019

Last edited Tue Oct 1, 2019, 09:33 PM - Edit history (1)

Duppers

(28,125 posts)
65. So sorry.
Tue Oct 1, 2019, 04:01 AM
Oct 2019

My son was born in '87...he doesn't expect to be alive after 2050 much less retire.

😭


My husband worked until he was 75, last yr.

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