I purposely put house bill for obvious reasons. Like the senate or White House would put that if not for the house demanding it.

I had decent insurance last year and they changed my plan this year to some catastrophic shit that covers nothing.

I've called them twice asking if they covered hospitalizations, etc. and both times they skirted around my questions and I never got a direct answer.

I just want to be prepared.

But they are probably waiting to get the direction from congress which takes a bit of time to iron out everything.

They pay for nothing and what they do pay for, you have to fight them on it.

which are usually coinsurance, copays and deductibles.

Here's an announcement from Pennsylvania which I THINK -- but can't swear to -- applies almost everywhere:

https://www.health.pa.gov/topics/disease/Pages/Coronavirus-Insurance.aspx


When reading this type stuff, watch closely for coronavirus testing vs. treatment. I think most of the time testing will be 100% covered by insurance. But treatment will fall back to the common terms of the policy -- usually something like the plan pays 80% and you pay 20% (up to policy out-of-pocket maximum).

With regard to the coronavirus lab test, most plans are covering it at 100%. That is, you won't have to pay anything. But, your doctor will likely bill for an office or hospital visit for evaluation. That is likely covered, but you'll be responsible for any deductible, copayment or coinsurance.

Yes, I do know they'll cover testing.

I was just curious as to whether it's been mandated that insurers cover hospitalizations, if needed.

I'll go and read this.

Thank you for taking the time to type this all out for me.

All that I heard was a few words about health insurance and was curious.

Thank you.