A "capital" conspiracy? Another nugget from Romney's 47% video.

I was just reading the most excellent NYT editorial that was just posted:
http://www.nytimes.com/2012/09/19/opinion/mitt-romney-class-warrior.html

THIS quote stood out to me, and it's not been addressed much, because frankly there is just too much good material in that video. But read that quote below:

Mr. Romney spoke with a bone-chilling cynicism and a revolting smugness. If he is elected, he said, capital will come back and “we’ll see, without actually doing anything, we’ll actually get a boost in the economy.”

Anyone else's suspicions raised in reading that??? My take? That the banks and institutions that we, the taxpayers, bailed out, have been holding on their capital ON PURPOSE. They have been so ridiculously tight with lending, and Romney's comment that "we won't have to do anything" because "capital will come back" if he's elected, makes you think. Like the republicans Reps that met in January 2009 and pledged to destroy our economy to make sure that the President is not elected, I beginning to believe that the lack of lending, the tightness of the market, is actually planned. The capital will flow freely again, once Mitt is elected? Then why are they sitting on it now and prolonging the housing crisis? And refusing to lend to small businesses, and cutting consumer credit? And will they suddenly loosen up the money once Mitt is in office?