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Darkhawk32

(2,100 posts) Sun Oct 14, 2012, 10:29 PM Oct 2012

I have a question about the Affordable Healthcare Act....

The company I work for is having an informational meeting for our "Healthcare Open Enrollment" coming up this week. This is about a month earlier than normal (usually held in mid-November).

My company has way more than 50 employees so they are obligated to provide health insurance or face a penalty. Are there any regulation about how much of the premiums the company has to cover or can they shift a much larger portion of the insurance cost onto their employee?

If they can do so and they in fact do so, can the employees do anything outside the company to get insurance they can afford?

3 replies

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I have a question about the Affordable Healthcare Act.... (Original Post) Darkhawk32 Oct 2012 OP

Pretty sure. deathrind Oct 2012 #1

Could I, in 2014, enroll in the state-level healthcare exchange if I can't afford the employer ... Darkhawk32 Oct 2012 #2

Remember penalties don't kick in until 2014. Roselma Oct 2012 #3

deathrind

(1,786 posts)

1. Pretty sure.

Reply to Darkhawk32 (Original post)

Sun Oct 14, 2012, 10:51 PM

Oct 2012

There is a percentage cap on premium cost transfer to employees, not positive. However u do not to enroll if you find better priced coverage outside of their plan, But normally you wont be able to beat the bulk discount rate they can offer.

Darkhawk32

(2,100 posts)

2. Could I, in 2014, enroll in the state-level healthcare exchange if I can't afford the employer ...

Reply to deathrind (Reply #1)

Sun Oct 14, 2012, 11:14 PM

Oct 2012

based health premiums?

Roselma

(540 posts)

3. Remember penalties don't kick in until 2014.

Reply to Darkhawk32 (Original post)

Sun Oct 14, 2012, 11:14 PM

Oct 2012

And yes...once 2014 comes, there will be sticks (penalties) and carrots (rewards) to bring businesses along.

http://www.cbpp.org/cms/?fa=view&id=3163

www.kff.org/healthreform/upload/8275.pdf (warning, this is pdf file)

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