Thanks for the heads up on this article and practice.

They're gonna get their $$$ (even if it's mine) no matter what!

Dragging a little cash out of your own bank, from its own machine. I use a small community bank, and they happen to be closed at 4:30 PM when I get out of work, except for Thursdays. I have to use the machine if I want tip money for when I go out to have a beer. For everything else, I use a credit card, and generally pay the thing off in full each month.

A small percentage to show the management, and folding money for the server who keeps my glass filled. I even bought a special bottle of ale available only in downtown Portland, Oregon to give to one of my favorite servers at a beer bar in New Jersey. She was immensely delighted, but the second time I came in there, she remembered my name. It's good that I remembered what she wanted.

or bottle of water and use the store as my ATM.

Imagine, the banks screwing us after we deposit our money in their accounts where they use it to make interest on loans. That's why I use a credit union. Much better service.

and not the big banks doing it (yet, anyway).