they can make you pay for the time that they were not able to rent out the damaged car.

Here's further info--
http://www.safeauto.com/Blog/post/2011/11/19/The-10-Most-Common-Rental-Car-Insurance-Pitfalls.aspx

the first item and the last item in the list are the ones that concern me....all the rest of them i have no problem with.

i'll call the credit card companies today to see what they have to say.

It actually can be a good deal since collision coverage costs something like $15-20 a day with the rental agencies.

....is that when you try to get any info out of the people from the rental car company regarding rental insurance provided by a credit card, they all roll their eyes into the back of their heads and mumble something like "i dunno what the credit card insurance is covers, but if you take our coverage and you get in an accident, you just walk away with no liability. either accept our coverage or initial here, here and here if you want to decline our coverage".

you would think with an issue as important as automobile insurance on the cars they are renting to the public, they would have worked out all the details between themselves and the CC companies to make sure the consumer knows what the hell they need to do.

I've never experienced any catches or problems.

My auto insurance covers me when I am driving a rental car. My agent told me that kind of coverage is not uncommon, and that a lot of drivers buy that rental car company insurance because they don't KNOW their regular insurance covers them.

I've had people tell me they don't want to have their regular insurance company involved if they have an accident in a rental car, but I have to say I'd much rather be dealing with my agent, and my insurance company if anything ever did happen...






Laura

Almost all insurance transfers over when you rent a car.

I never but the rental companies "extra" coverage. It's just a waste of money since you're already paying an insurance company.

now, i live in costa rica and don't own a car (so, i don't have an insurance policy), but i do need to rent cars in the US when i'm back there.