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2Design

(9,099 posts)
Sat Apr 20, 2013, 02:17 PM Apr 2013

ok who pays for damage to boat - yes crazy question - but it is ruined

in a fire fight or whatever - the mans's boat is ruined
Insurance company don't pay for a lot of things

So what happens when law enforcement destroy property in pursuit of doing their job. Who pays to fix?

43 replies = new reply since forum marked as read
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ok who pays for damage to boat - yes crazy question - but it is ruined (Original Post) 2Design Apr 2013 OP
In this case he could probably auction it for more than it was originally worth. n/t PoliticAverse Apr 2013 #1
Since most figure this will be the next movie of the week, Life Long Dem Apr 2013 #9
Yup that's a collector's item now. geomon666 Apr 2013 #32
Gallows humor, but we were laughing over this last night. hedgehog Apr 2013 #2
That is a good question. FarPoint Apr 2013 #3
Home owners insurance, probably. The Wielding Truth Apr 2013 #4
I don't think insurance covers acts of war or terrorisim... peace13 Apr 2013 #6
You think that technically he was in the act of fleeing when he damaged the boat? The Wielding Truth Apr 2013 #14
No, I think he is a terrorist that was hiding in a boat that got shot up by police /troops. peace13 Apr 2013 #17
The insurance company will pay for this. NutmegYankee Apr 2013 #20
Exactly . . . they will pay or suffer public sentiment! - n/t fleur-de-lisa Apr 2013 #33
Insurance probably covers it treestar Apr 2013 #5
I fully expect all major media to pay him for interview marlakay Apr 2013 #8
Legitimate new media does not pay for interviews sweetloukillbot Apr 2013 #12
you are adorable. The networks do "pay" for interviews. They pay to "license" your personal photos TeamPooka Apr 2013 #22
I work for a major metropolitan newspaper sweetloukillbot Apr 2013 #31
I know but we are talking the network TV news biz not journalism. TeamPooka Apr 2013 #41
Our boat is covered under our home owner's insurance. premium Apr 2013 #7
Wave of Support to Replace Boat Ruined alsame Apr 2013 #10
It will probably have more value to collectors of crime memorabilia than it was worth. bluedigger Apr 2013 #11
Send it to Vegas to display next to Bonnie & Clyde's car. TeamPooka Apr 2013 #23
He can put in a claim with whatever city or LE agency was involved. kestrel91316 Apr 2013 #13
Hope the guy had Allstate. Recovered Repug Apr 2013 #15
Dammit, now I need to watch the Mayhem ads again. Posteritatis Apr 2013 #25
He should, by rights, share in that "terrorism compensation." WinkyDink Apr 2013 #16
Yeah, I was thinking he might get some reward money for info leading to the capture. n/t StrayKat Apr 2013 #18
Ask her.... jberryhill Apr 2013 #19
house, garage RILib Apr 2013 #21
Insurance should cover it. HooptieWagon Apr 2013 #24
would not want to boat in a boat with past blood and criminal 2Design Apr 2013 #27
Bleach will clean the blood. HooptieWagon Apr 2013 #28
how is it ruined? blood and bullet holes? cant that be fixed? Liberal_in_LA Apr 2013 #26
Yes. Fiberglass is easily fixed. HooptieWagon Apr 2013 #30
Oh, that poor boat. Iggo Apr 2013 #29
yes we have a broken health care system and have for decades - congress is unwilling to fix - health 2Design Apr 2013 #34
Ya got that right. Iggo Apr 2013 #35
Why not the police? They shot it up. n-t Logical Apr 2013 #36
By charging $5 a head to see it once the FBI is done? Barack_America Apr 2013 #37
That boat is now famous. The owner can probably buy three boats by selling his current bluestate10 Apr 2013 #38
That's an idea. Where would he advertise eBay? n/t Cleita Apr 2013 #40
Maybe the Smithsonian will want it treestar Apr 2013 #42
I think I remember the Bonnie and Clyde car being sold to a private collector Cleita Apr 2013 #43
It seems like the insurance company would have to pay. Cleita Apr 2013 #39
 

Life Long Dem

(8,582 posts)
9. Since most figure this will be the next movie of the week,
Sat Apr 20, 2013, 02:25 PM
Apr 2013

maybe Hollywood would have an interest in the boat.

hedgehog

(36,286 posts)
2. Gallows humor, but we were laughing over this last night.
Sat Apr 20, 2013, 02:19 PM
Apr 2013

I expect the boat to be seized as evidence. I wonder how many bullet holes it has?

FarPoint

(12,409 posts)
3. That is a good question.
Sat Apr 20, 2013, 02:20 PM
Apr 2013

I have been wondering this as well. Also, the hijacked SUV from the night before..didn't it get shot full of holes too?

 

peace13

(11,076 posts)
17. No, I think he is a terrorist that was hiding in a boat that got shot up by police /troops.
Sat Apr 20, 2013, 02:37 PM
Apr 2013

If the Sheriff hits your car he doesn't fix it even if he was at fault because technically he is never at fault. I know that my home owners says that it does not cover acts of war. I don't know about 'terrorism' which is basically war when it comes right down to it.

NutmegYankee

(16,200 posts)
20. The insurance company will pay for this.
Sat Apr 20, 2013, 02:50 PM
Apr 2013

If the company refused it would be committing commercial suicide. This guy could go to the news and toss the company out there as unpatriotic and untrustworthy and they would suffer enormous damage.

treestar

(82,383 posts)
5. Insurance probably covers it
Sat Apr 20, 2013, 02:22 PM
Apr 2013

There may also be a crime victims fund.

This case is notorious. The guy can give interviews or write a book.

sweetloukillbot

(11,030 posts)
12. Legitimate new media does not pay for interviews
Sat Apr 20, 2013, 02:28 PM
Apr 2013

Tabloids pay for interviews. Not saying he won't make money, but it's not going to be ABC, CBS, NBC or even Fox paying for it. It'll be Inside Edition or TMZ.

TeamPooka

(24,229 posts)
22. you are adorable. The networks do "pay" for interviews. They pay to "license" your personal photos
Sat Apr 20, 2013, 03:13 PM
Apr 2013

etc for broadcast use.
It's one of the ways they get around that claim about paying "for interviews".
This is why the correct question to a network spokesman is not "were they paid for the interview?"
but rather "did they receive any compensation from the network?"

sweetloukillbot

(11,030 posts)
31. I work for a major metropolitan newspaper
Sat Apr 20, 2013, 03:50 PM
Apr 2013

And we NEVER pay for interviews. Freelancers are paid for their photos, but we own the work once its paid for. That is how legitimate news organizations work.

TeamPooka

(24,229 posts)
41. I know but we are talking the network TV news biz not journalism.
Sun Apr 21, 2013, 12:49 AM
Apr 2013

and everyone of these TV reporters always like to say
"I used to be a newspaperman myself."
even though they were not.

 

premium

(3,731 posts)
7. Our boat is covered under our home owner's insurance.
Sat Apr 20, 2013, 02:25 PM
Apr 2013

Should apply for that owner as it was on the property at the time of the incident.

alsame

(7,784 posts)
10. Wave of Support to Replace Boat Ruined
Sat Apr 20, 2013, 02:27 PM
Apr 2013

Wave of Support to Replace Boat Ruined in Bomber's Standoff With Cops

America wants to help David Henneberry get a new boat.

The Watertown, Mass., resident became a hero when he discovered suspected Boston Marathon bomber Dzhokhar Tsarnaev hiding in his backyard boat.

Henneberry quickly called the cops and in a final standoff, his boat was riddled with bullet holes.

"That boat's his baby. He takes care of it like you wouldn't believe. And they told him it's all shot up," Henneberry's friend and neighbor George Pizzuto told ABC News. "He's going to be heartbroken."

More:
http://abcnews.go.com/US/wave-support-boat-man-found-bomber-suspect/story?id=19006080#.UXLdYcrm8ug

bluedigger

(17,086 posts)
11. It will probably have more value to collectors of crime memorabilia than it was worth.
Sat Apr 20, 2013, 02:28 PM
Apr 2013

They will have to wait for it to be released as evidence, of course, which may be a couple years. Selling the rights to their story may put them in a new boat for this season.

 

kestrel91316

(51,666 posts)
13. He can put in a claim with whatever city or LE agency was involved.
Sat Apr 20, 2013, 02:28 PM
Apr 2013

They generally have to take care of any damage they do to innocent people's property.

Recovered Repug

(1,518 posts)
15. Hope the guy had Allstate.
Sat Apr 20, 2013, 02:32 PM
Apr 2013

Last edited Sat Apr 20, 2013, 03:43 PM - Edit history (1)

It protects homeowners from mayhem - I think this would qualify as mayhem.

Posteritatis

(18,807 posts)
25. Dammit, now I need to watch the Mayhem ads again.
Sat Apr 20, 2013, 03:24 PM
Apr 2013

I worked in home disaster restoration for a few years; we did stuff for a half-dozen insurance companies and Allstate was the only one that didn't make me want to put my head through my desk at least once a week.

(I understand they vary wildly from place to place, though.)

 

HooptieWagon

(17,064 posts)
24. Insurance should cover it.
Sat Apr 20, 2013, 03:18 PM
Apr 2013

And fiberglass is very easy to repair, unless a large area is burned which I don't think is the case.

2Design

(9,099 posts)
27. would not want to boat in a boat with past blood and criminal
Sat Apr 20, 2013, 03:36 PM
Apr 2013

sounds like the goodness of others will help

insurance companies are in the business of denying claims and profit - so this is not a standard problem

 

HooptieWagon

(17,064 posts)
28. Bleach will clean the blood.
Sat Apr 20, 2013, 03:43 PM
Apr 2013

Bunk cushions easily replaced. Bullet holes easily repaired. Any gear shot up also easily replaced. Insurance is only required to restore boat as it was, not buy him a new one. If guy wants a new boat he can repair and sell current one and buy a new one. People buy and live in houses in which theres a death or crime all the time. Boat no different.

 

HooptieWagon

(17,064 posts)
30. Yes. Fiberglass is easily fixed.
Sat Apr 20, 2013, 03:46 PM
Apr 2013

People who think boat is ruined don't know what they're talking about.

2Design

(9,099 posts)
34. yes we have a broken health care system and have for decades - congress is unwilling to fix - health
Sat Apr 20, 2013, 04:19 PM
Apr 2013

care industry does not want it fixed - they love the huge profits from dead or sick people

bluestate10

(10,942 posts)
38. That boat is now famous. The owner can probably buy three boats by selling his current
Sat Apr 20, 2013, 06:38 PM
Apr 2013

one, bullet holes and all. The bullet holes and other siege damage, sadly makes the boat valuable, given who was in there during the siege.

treestar

(82,383 posts)
42. Maybe the Smithsonian will want it
Sun Apr 21, 2013, 10:00 AM
Apr 2013

It has become a piece of American history.

It would be like having the car Bonnie and Clyde were shot it - wonder where that is.

Cleita

(75,480 posts)
43. I think I remember the Bonnie and Clyde car being sold to a private collector
Sun Apr 21, 2013, 10:43 AM
Apr 2013

for a lot of money.

Cleita

(75,480 posts)
39. It seems like the insurance company would have to pay.
Sat Apr 20, 2013, 06:41 PM
Apr 2013

If they don't exclude bullet holes in the policy then it has to be regarded as an accident IMHO. I'm sure they will try to weasel out of it, so the owner should get an ambulance chaser type lawyer who specializes in these things to make them do it.

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