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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsSome conservatives/Republicans are so ignorant about medical insurance.
They are so out of touch with the realities of medical insurance that they dont realize that these days, more and more employers DONT offer group medical insurance.
These days, more and more jobs are part-time, no group medical insurance. There are a lot of these part-time jobs in state government as well. State government jobs have changed a lot since the glory days of yesteryear when ALL state government workers had fantastic benefits.
If you have group medical insurance through your employer, you are LUCKY. (You are not blessed, as I heard someone say not long ago. You are just LUCKY.)
Oh, and individual insurance is hardly even worth having. I had it for years. Paid close to $300/month in premiums, had a large deductible--$5000and they never paid for a cotton picking thing.
No-- to the conservatives/Republicansif someone doesnt have medical insurance, its not their own fault, which Ive heard some say. Nowadays, its not just people in low-level jobs that dont require much education who dont have medical insurance. Its also nice, well-spoken, well-educated people who did all the right thingsand still dont have it.
Someday when their siblings, children, or grandchildren dont have medical insurance, maybe theyll get it. Maybe.
Mnemosyne
(21,363 posts)They are totally clueless.
raccoon
(31,112 posts)Arugula Latte
(50,566 posts)"You could just hire someone to do it!" Uhh, gee, thanks.
Mnemosyne
(21,363 posts)Recursion
(56,582 posts)It was still worth having because if you had a catastrophic illness you wouldn't have gone bankrupt (probably; they find a way to slime out of paying too often, but at least in theory). Insurance only works if most people pay more than it's actually "worth" to them.
raccoon
(31,112 posts)Unless they're old enough, disabled enough, or poor enough to have Medicare or Medicaid.
The percentage of Americans who receive health insurance through employers has fallen significantly over the last decadefrom 69.7 percent nationwide in 2000 to just 59.5 percent in 2011, according to a new report by the Robert Wood Johnson Foundation (RWJF).
In all, 47 states and the District of Columbia saw a statistically significant decline in nonelderly adults with employer-sponsored insurance (ESI), with 22 states experiencing decreases of 10 percentage points or more.
http://www.rwjf.org/en/about-rwjf/newsroom/newsroom-content/2013/04/number-of-americans-obtaining-health-insurance-through-an-employ.html